Best WhatsApp Alternatives in 2026
Updated
20 apps from money transfer apps ranked against WhatsApp on the same published basis.
- 1WhatsApp vs Wise
- 2WhatsApp vs TransferGo
- 3WhatsApp vs Xe Money Transfer
- 4WhatsApp vs Remitly
- 5WhatsApp vs Paysera
- 6WhatsApp vs Panda Remit
- 7WhatsApp vs Zelle
- 8WhatsApp vs Neteller
- 9WhatsApp vs Venmo
- 10WhatsApp vs PicPay
- 11WhatsApp vs PhonePe
- 12WhatsApp vs Satispay
- 13WhatsApp vs e& money
- 14WhatsApp vs Google Pay
- 15WhatsApp vs BHIM
- 16WhatsApp vs WorldRemit
- 17WhatsApp vs OFX
- 18WhatsApp vs CurrencyFair
- 19WhatsApp vs Paysend
- 20WhatsApp vs Ria Money Transfer
WhatsApp alternatives compared
| # | App | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | Wise | 8.2 | Free plan | Free | Android, iOS, Web |
| 2 | TransferGo | 8.1 | Free plan | Free | Android, iOS |
| 3 | Xe Money Transfer | 8.1 | Free plan | Free | Android, iOS, Web |
| 4 | Remitly | 8.0 | Free plan | Free | Android, iOS |
| 5 | Paysera | 8.0 | Free plan | Free | Android, API, iOS, Web |
| 6 | Panda Remit | 7.7 | Free plan | A$6.99/mo | Android, iOS, Web |
| 7 | Zelle | 7.5 | Free plan | Free | Android, iOS, Web |
| 8 | Neteller | 7.4 | Free plan | Free | Android, iOS, Web |
| 9 | Venmo | 7.4 | Free plan | Free | Android, iOS, Web |
| 10 | PicPay | 7.4 | Free plan | Free | Android, iOS, Web |
| 11 | PhonePe | 7.3 | Free plan | Free | Android, iOS |
| 12 | Satispay | 7.3 | Free plan | €3.99/mo | Web, iOS, Android |
| 13 | e& money | 7.2 | Free plan | AED 23.81/mo | Android, iOS |
| 14 | Google Pay | 7.2 | Free plan | Free | Android, iOS, Web |
| 15 | BHIM | 7.0 | Free plan | Free | Android, iOS |
| 16 | WorldRemit | 6.9 | No | — | Web, iOS, Android |
| 17 | OFX | 6.9 | No | — | Web, iOS, Android |
| 18 | CurrencyFair | 6.9 | No | €3/mo | Android, API, iOS, Web |
| 19 | Paysend | 6.8 | No | — | Web, iOS, Android |
| 20 | Ria Money Transfer | 6.8 | No | — | Web, iOS, Android |
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Questions about WhatsApp alternatives
What is the best alternative to WhatsApp?
Wise, number 1 in money transfer apps with a score of 8.2 out of 10. The others here: TransferGo, Xe Money Transfer, Remitly and 16 more.
What is the best free alternative to WhatsApp?
Wise is the best-ranked alternative with a free plan. 15 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked free-and-open first: a usable free tier and open-source code, then the platforms it runs on and its documentation.