Paysera

Web · Android · iPhone · API

Freedom report

Three barsScore 8.0

Free tierA free tier is on its own pricing page
Open codeNo open-source code on record
Runs widely3 of 6 device platforms
DocumentedPlans, terms and facts published

Paysera is ranked #4 of 81 in money transfer apps on Freedom251, made by Paysera (Vilnius, Lithuania). It runs on Android, API, iOS, Web. There is a free plan.

Paysera plans and pricing

All plans

Free personal Paysera account Free Free personal multi-currency IBAN account · 30 free SEPA/SEPA Instant transfers monthly in listed eligible regions, then €0.30 per transfer · service availability and fees vary by country paysera.com · 2 Oct 2026

Compared on money transfer apps

Free plan: Yes
Transfer speed: instant
Exchange-rate model: variable
Mobile platforms: both
Upfront fee display: Yes
Transfer tracking: Yes
Scheduled transfers: Yes

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The record

Product: Paysera describes its Super App as a place to manage personal and business finances, from everyday payments to investments.
Account: The personal account is a free multi-currency IBAN account, with instant euro transfers and currency exchange.
Transfers: For listed eligible regions, private clients get 30 free euro SEPA or SEPA Instant transfers per month; subsequent transfers cost €0.30 each.
Currencies: The Super App page says its currency exchange supports up to 30 different currencies.
Card: Users can order and activate a digital Visa card in the app, add it to Apple Pay or Google Pay, manage spending limits, and block the card.
Savings and investments: The app page lists goal-based savings accounts, physical investment gold, peer-to-peer lending, and real estate investing through InRento.
Business tools: The app page says business users can manage several accounts, receive transaction notifications, connect to 13,000+ e-commerce partners, and use customised integration.
E-commerce integrations: Paysera’s developer portal lists Checkout integrations for WooCommerce, OpenCart, PrestaShop, and Shopify, plus direct API integration.
API features: Paysera Checkout Modern offers OAuth2 authentication and real-time webhooks, with endpoints for orders, payments, refunds, and webhooks.
Security and licensing: Paysera says it has been licensed as an electronic money institution by the Bank of Lithuania since 2012 and that customer funds are kept separate from company funds.
Card security: Paysera states that its Visa payment card uses 3D Secure for online purchases and that its systems undergo periodic scanning and external code reviews.
Support: The Super App page advertises 24/7 support in 20 languages.
Platforms: Paysera says the app is available on iOS and Android, and its account agreement says accounts can also be managed online through a profile.
Availability limit: Paysera Checkout Modern is rolling out market by market and its documentation lists Lithuania, Latvia, and Estonia as currently available.
Price from: Free

Where it ranks on Freedom251

Best Money Transfer Apps in 2026#4 of 81
Best Payment Gateways in 2026#7 of 62

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Sources

paysera.com/v2/en/paysera-super-app· checked 2 Oct 2026
paysera.com/v2/en/paysera-account· checked 2 Oct 2026
paysera.lt/v2/en-LT/fees/euro-transfers· checked 2 Oct 2026
developers.paysera.com/guides/checkout-modern· checked 2 Oct 2026
developers.paysera.com· checked 2 Oct 2026
paysera.com/v2/en/safety· checked 2 Oct 2026
paysera.lt/v2/en-LT/fees/account-management-via-ph· checked 2 Oct 2026
paysera.com/v2/en/about· checked 2 Oct 2026