Side by side
Paysera vs Wise
Both stand on money transfer apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidAPIiPhone+1
Paysera combines personal account, card, investment, and business payment features in one app. Check regional availability and fees, particularly for Checkout Modern, before relying on a specific service.
Visit Paysera
Free plan AndroidiPhoneWeb
Wise offers international transfers with upfront fee display, rate alerts, and transfer scheduling. Sign-up is free, but sending and conversion fees vary by currency and start from 0.33%.
Visit WiseThe facts
| Paysera | Wise | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, API, iPhone, Web | Android, iPhone, Web |
| Lowest paid plan | Free or on request | Free or on request |
| Plans published | 1 | 1 |
| Maker | Paysera | Wise |
| Website | paysera.com | wise.com |
| On money transfer apps | #1 of 81 | #2 of 81 |
Paysera: what it does well
- Free personal multi-currency IBAN account
- Instant euro transfers
- Digital Visa card can be managed in the app
- 24/7 support advertised in 20 languages
What to know first
- Later eligible-region SEPA transfers cost €0.30 each
- Availability and fees vary by country
- Checkout Modern currently lists only three available countries
Wise: what it does well
- Transfers reach bank accounts in over 140 countries.
- Fees are shown before a transfer is paid.
- Supports tracking, scheduling, and repeating transfers.
- Rate alerts notify users about exchange-rate changes.
- Free sign-up and no personal-account subscription.
What to know first
- Sending and conversion fees vary by currency.
- Photo ID may be required for some currencies or large transfers.
- Conversion fees still apply to transfers between Wise accounts.