FREEDOM251

Freedom251 › Finance & Accounting

Free and open first

Best Payment Gateways in 2026

Payment gateways help businesses accept and route payments through the methods and markets they need to serve. Compare payment methods, supported currencies, and payout countries to check geographic and transaction fit. If you run a platform or offer subscriptions, marketplace payments and recurring payments may matter; API and SDK coverage can help you assess integration options. Free-plan availability and paid-from pricing add cost details to weigh. Google Pay, Instamojo, and Mollie are among the named options to consider. Think through where customers will pay, how funds need to move, and which payment flows your business must support.

  1. 1

    Cashfree Payment Gateway

    Free plan AndroidAPIiPhone+1

    Cashfree Payment Gateway offers multiple checkout and integration paths alongside domestic and international payment options.

    7.6 Visit site
  2. 2

    Checkout.com

    Free plan AndroidAPIiPhone+1

    Checkout.com combines multiple payment methods, integration options, and fraud tools for businesses. Pricing is tailored, so interested organizations will need to request details.

    7.6 Pricing on request Visit site
  3. 3

    Cryptoniq

    Free plan LinuxMacWeb+1

    Cryptoniq offers a PRO payment plugin with broad advertised coin and fiat-currency support, alongside a narrower free plugin.

    7.5 From $9.99 Visit site
  4. 4

    DOKU

    Free plan AndroidAPIiPhone+1

    Choose DOKU if your business needs payment acceptance across many methods, payment links, payouts, or a digital catalog.

    7.5 Visit site
  5. 5

    Instamojo

    by Instamojo
    Free plan AndroidAPIiPhone+1

    Instamojo combines storefront, landing-page, payment, and customer-management tools, with free plans and paid options.

    7.4 Free plan · paid from ₹4,999/yr Visit site
  6. 6

    Blockonomics

    Free plan APIWeb

    Blockonomics provides direct-to-wallet crypto payments with integrations and API options for merchants.

    7.3 Visit site
  7. 7

    Midtrans

    Free plan AndroidAPIiPhone+1

    Midtrans offers multiple checkout approaches, payment links, integrations, and a broad set of payment methods.

    7.3 From 4,000 IDR Visit site
  8. 8

    Mollie

    Free plan AndroidAPIiPhone+1

    Mollie combines payment acceptance with business money-management products and developer integrations. Review transaction charges, terminal costs, and business-use eligibility for the intended setup.

    7.3 From €0/mo Visit site
  9. 9

    Google Pay

    by Google Pay
    Free plan AndroidiPhoneWeb

    Google Pay provides checkout and tap-to-pay options using saved payment methods, with Google Wallet supporting stored cards and tickets.

    7.2 Free plan Visit site
  10. 10

    PayKun

    Free plan AndroidAPIiPhone+1

    PayKun combines multiple payment collection routes with transaction management and a broad set of integrations.

    7.2 Visit site
  11. 11

    CryptoWoo

    Free plan Self-hosted

    Choose CryptoWoo if you run a WooCommerce store and want to accept cryptocurrency through a self-hosted plugin, with add-ons for wallet and currency options.

    7.1 Free plan · paid from €19.99 Visit site
  12. 12

    Paysera

    by Paysera
    Free plan AndroidAPIiPhone+1

    Paysera combines personal account, card, investment, and business payment features in one app.

    7.1 Free plan Visit site
  13. 13

    Paystack

    Free plan AndroidAPIiPhone+1

    Paystack combines multiple payment channels with API tools, reporting, and listed integrations. Businesses should account for transaction charges, including the stated Nigeria local rates.

    7.1 Visit site
  14. 14

    Nummuspay

    Free plan APIWeb

    Nummuspay combines billing, payment acceptance, subscription management, and reporting for online sellers. Its listed Free plan has revenue-based and per-transaction charges.

    6.9 Free plan Visit site
  15. 15

    Viva.com

    Free plan AndroidAPIiPhone+1

    Viva.com supports several sales channels, with checkout, remote-payment options, and integrations for online stores.

    6.9 From £3.99/mo Visit site
  16. 16

    Xendit

    Free plan AndroidAPIiPhone+1

    Xendit covers payment acceptance, payouts, recurring payments, and platform payments across multiple markets.

    6.9 Visit site
  17. 17

    MyCryptoCheckout

    Free plan Self-hosted

    Choose MyCryptoCheckout if your webshop uses WooCommerce or Easy Digital Downloads and you want customers to pay a merchant-selected wallet without leaving your site.

    6.8 Free plan · paid from $79/yr Visit site
  18. 18

    Payolee

    Free plan Web

    Payolee brings website payment buttons, forms, checkout, and recurring billing into a web-based service.

    6.7 30-day trial Visit site
  19. 19

    Tap2Pay

    Free plan APIWeb

    Tap2Pay combines social selling, checkout, payment methods, customer tools, and developer integrations. Businesses should confirm country-specific pricing and gateway fees before selecting a plan.

    6.7 Visit site
  20. 20

    PayPal for Business

    Free plan AndroidiPhoneWeb

    Choose PayPal for Business if you need to accept varied payment methods or support recurring and marketplace payments.

    6.3 Free plan · paid from $0.09 Visit site
  21. 21

    ACI Pay.ON

    Paid AndroidAPIiPhone+2

    Choose ACI Pay.ON if you provide payment services to merchants and need a white-label gateway with broad payment connections and SaaS or on-premise delivery.

    6.1 Pricing on request Visit site
  22. 22

    Adyen

    Paid AndroidAPIExtension+2

    Adyen offers a broad online payments platform with API checkout options and support for recurring and marketplace payments.

    6.1 From $0.13 Visit site
  23. 23

    Authorize.net

    Paid AndroidAPIiPhone+1

    Authorize.net supports several payment channels and recurring billing, with fraud tools and merchant support.

    6.1 From $25/mo Visit site
  24. 24

    BillDesk

    Paid AndroidAPIiPhone+1

    BillDesk covers broad payment acceptance, recurring collections, developer integration, and transaction reporting.

    6.0 Pricing on request Visit site
  25. 25

    BlueSnap

    Paid AndroidAPIiPhone+1

    BlueSnap offers hosted and API-based payment collection with broad payment-method, currency, and integration coverage. Its portal and sandbox add operational and development tools for merchants.

    6.0 Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

More in Finance & Accounting