PayKun
What PayKun is
PayKun is a payment gateway for businesses collecting online payments from customers in India and other countries. Its checkout offers 120+ payment methods, including cards, net banking, UPI, EMI, mobile wallets and QR code. Merchants can send payment links by SMS, email or WhatsApp, including if they do not have a website or app, or create an embeddable payment button for a website or blog.
A dashboard brings together transaction, refund, dispute and settlement management, reports and sales analytics. Integration options include JavaScript checkout, PHP, Python, .NET and Java, e-commerce kits such as WooCommerce and Magento, and Android and iOS SDKs. PayKun describes its checkout as PCI DSS compliant and lists fraud prevention measures and a dispute resolution center. The Standard Plan is free, with charges of 1.75% + GST on Indian debit cards, net banking, UPI and wallets, and a flat 3.00% on international cards. There are no setup, integration or maintenance fees. Merchants complete KYC and need account approval before accepting payments.
Who it suits
PayKun suits businesses that need to collect online payments through a website, app, or shared payment link. Its integrations and payment options may also suit merchants seeking multiple checkout methods and management tools.
What it does well
- Checkout offers 120+ payment methods.
- Payment links work through SMS, email and WhatsApp.
- Dashboard includes refunds, disputes and sales analytics.
- Android and iOS SDKs are listed.
- No setup, integration or maintenance fees.
What to know first
- KYC and account approval are required before accepting payments.
- Recurring payments are not supported.
- Settlement takes T+1 to T+3 working days.
- International cards carry a flat 3.00% charge.
Limits
The Standard Plan is free but charges 1.75% + GST on Indian debit cards, net banking, UPI and wallets, and a flat 3.00% on international cards. Merchants must complete KYC and receive account approval before accepting payments.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Standard Plan | 1.75% + GST on Indian debit cards, net banking, UPI and wallets · International cards: flat 3.00% | Free |
| Enterprise Plan | Customized plan and tailored product solutions for business requirements | On request |
As paykun.com lists them, read 8 Oct 2026. The maker's own page has the final word.
Getting started
- Visit the PayKun website and create an account.
- Complete KYC and wait for account approval before accepting payments.
- Connect using JavaScript checkout, a listed language integration, an e-commerce kit, or an Android or iOS SDK.
- Alternatively, create a payment link or an embeddable payment button.
- Review the Standard Plan charges before accepting payments.
Verdict
PayKun combines multiple payment collection routes with transaction management and a broad set of integrations. Merchants should account for its transaction charges, approval process and settlement timing.
Questions
How much does PayKun cost?
The Standard Plan is free. It charges 1.75% + GST on Indian debit cards, net banking, UPI and wallets, and a flat 3.00% on international cards.
Is there a free plan?
Yes. The Standard Plan is listed as free, with the stated transaction charges.
Which platforms does PayKun support?
Listed platforms are Android, iOS, web and API.
Which payment methods does its checkout accept?
It supports 120+ methods, including cards, net banking, UPI, EMI, mobile wallets and QR code.
Does PayKun support recurring payments?
No. Recurring payments are not supported.
How long do settlements take?
The settlement guide states T+1 to T+3 working days. Timing may vary based on bank approval and risk factors.
Facts from PayKun's own pages
- Dashboard
- The dashboard provides transaction, refund, dispute and settlement management, reports and sales analytics. · paykun.com, 8 Oct 2026
- Fees
- PayKun states there are no setup or integration fees and no maintenance charges. · paykun.com, 8 Oct 2026
- Founded
- 2018 · paykun.com, 28 Sept 2026
- Headquarters
- 1A, First Floor, Leela Shanti Commercial Tower, Victoria Park Rd, Bhavnagar-364002, Gujarat, India · paykun.com, 28 Sept 2026
- Integrations
- Listed web integrations include JavaScript checkout, PHP, Python, .NET and Java; listed e-commerce kits include OpenCart, PrestaShop, WHMCS, WordPress donations, WooCommerce and Magento. · paykun.com, 8 Oct 2026
- Mobile SDKs
- PayKun lists Android and iOS SDKs for mobile integration. · paykun.com, 8 Oct 2026
- Onboarding
- Merchants must complete KYC and wait for account approval before accepting payments. · docs.paykun.com, 8 Oct 2026
- Payment button
- Merchants can generate and customize an embeddable payment button for a website or blog. · paykun.com, 8 Oct 2026
- Payment links
- Merchants can share payment links through SMS, email and WhatsApp, including for businesses without a website or app. · paykun.com, 8 Oct 2026
- Payment methods
- The checkout offers 120+ payment methods, including cards, net banking, UPI, EMI, mobile wallets and QR code. · paykun.com, 8 Oct 2026
- Product
- PayKun provides a payment gateway for businesses to collect online payments from domestic and international customers. · paykun.com, 8 Oct 2026
- Security
- PayKun describes its checkout as PCI DSS compliant and says it has fraud prevention measures and a dispute resolution center. · paykun.com, 8 Oct 2026
- Settlement
- The settlement guide states that settlement takes T+1 to T+3 working days and may vary based on bank approval and risk factors. · paykun.com, 8 Oct 2026
- Support
- The site lists telephone support at 1800-212-8070 from Monday to Friday, 10am to 6pm IST. · paykun.com, 8 Oct 2026
Where PayKun stands on Freedom251
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