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No. 6 of 66 ·Payment Gateways

Cashfree Payment Gateway

Web · Android · iPhone · API

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Freedom report

Three barsScore 6.5

  • Free tierA free tier is on its own pricing page
  • Open codeNo open-source code on record
  • Runs widely3 of 6 device platforms
  • DocumentedPlans, terms and facts published

Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms. The maker lists more than 180 payment modes, including UPI, cards, wallets, EMI, and Pay Later, plus international payments in 140+ currencies. Integration options include Android, iOS, React Native, and Flutter, with Shopify and WooCommerce plugins also listed. Cashfree says its UPI gateway connects to 8+ banks and routes transactions between them. The stated default UPI settlement cycle is T+2 days; instant settlements are available to eligible businesses. The service lists PCI DSS, ISO 9001, and ISO 27001 certifications and identifies Cashfree as an RBI-authorised Payment Aggregator. New sign-ups are described as receiving contact from a payment expert within 24 working hours after paperless onboarding. A festive offer provides no gateway fees on the first ₹20L of GMV for eligible new merchants, though GST applies and exclusions and campaign terms apply. The standard platform fee is 1.95 INR per transaction, deducted from successful transactions before settlement; custom pricing may be available for some businesses.

Who it is for

Cashfree Payment Gateway is for businesses accepting online payments through web, mobile, APIs, plugins, or payment links. Its listed options may suit merchants needing multiple payment methods or international currency acceptance.

What is good

  • Lists more than 180 payment modes
  • Supports international payments in 140+ currencies
  • Mobile integrations include Android, iOS, React Native, and Flutter
  • Offers Shopify and WooCommerce plugins
  • UPI routing connects to 8+ banks

What to know first

  • Standard platform fee is 1.95 INR per transaction
  • Festive offer eligibility and payment-method exclusions apply
  • Instant settlements are limited to eligible businesses

Verdict

Cashfree Payment Gateway offers multiple checkout and integration paths alongside domestic and international payment options. Check the standard fee and offer conditions, since the festive deal has eligibility limits and exclusions.

Cashfree Payment Gateway plans and pricing

All plans
Festive offer Free No payment gateway fees on the first ₹20L of GMV for eligible new merchants during the campaign; GST still applies. Domestic transactions · excludes certain payment methods · standard fees apply after offer ends cashfree.com · 3 Oct 2026
Standard platform fee ₹1.95 Per transaction; fees are deducted from successful transactions before settlement. Custom pricing may be available for businesses with high average order values or micro-transactions cashfree.com · 3 Oct 2026

Compared on payment gateways

Payment methods
UPI, cards, net banking, wallets, EMI, BNPL, Pay Later, international cards, PayPal
Supported currencies
140
Recurring payments
Yes
Marketplace payments
Yes
API and SDK coverage
api_sdk_plugins

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