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Best Payment Processing Software in 2026
Accepting payments can involve different methods, channels, billing patterns, and payout arrangements. Compared on payment methods, in-person payments, payment links, and recurring billing, these options also specify multi-currency support and payout schedules. Consider which ways of taking payment fit your business, and how the timing of payouts aligns with your needs. Free-plan availability and paid-from pricing provide additional points for weighing access and cost. Helcim, Airwallex Payments, and Kill Bill are among the entries to examine, with Mollie and PayPal Invoicing also named. Use the listed capabilities to compare payment arrangements and billing needs without overlooking how funds are received.
- 71 apps
- Research read 23 Sept 2026
- How the order is worked out
- 1
BitPay
Free plan Open source AndroidAPIExtension+5Choose BitPay if your business needs several cryptocurrency payment channels, flexible settlement, or ecommerce integrations.
9.3 Visit site - 2
Kill Bill
Free plan Open source APILinuxMac+3Kill Bill offers programmable billing with self-hosted deployment choices and a broad set of listed integrations.
- 3
Airwallex Payments
Free plan AndroidAPIiPhone+1Airwallex Payments offers multiple checkout routes, payment methods, and tools for managing acceptance and disputes.
- 4
Checkout.com
Free plan AndroidAPIiPhone+1Checkout.com combines multiple payment methods, integration options, and fraud tools for businesses. Pricing is tailored, so interested organizations will need to request details.
- 5
Helcim
by HelcimFree plan AndroidAPIExtension+4Helcim combines multiple payment channels with invoicing, recurring billing, payment links, and integrations.
7.5 Visit site - 6
Checkout Page
Free plan APIiPhoneWebCheckout Page offers several ways to take payments through a seller's Stripe account, plus conversion tools and integrations.
- 7
doxo
Free plan AndroidiPhoneWebdoxo combines bill organization with payment tracking and reminders across web and mobile.
- 8
InstaPayments
Free plan AndroidAPIiPhone+1InstaPayments covers core checkout and subscription collection through its Essential plan, with higher tiers adding unlimited signups or customized support.
- 9
Midtrans
Free plan AndroidAPIiPhone+1Midtrans offers multiple checkout approaches, payment links, integrations, and a broad set of payment methods.
- 10
Mollie
Free plan AndroidAPIiPhone+1Mollie combines payment acceptance with business money-management products and developer integrations. Review transaction charges, terminal costs, and business-use eligibility for the intended setup.
- 11
CashNotify
Free plan MacWindowsCashNotify combines event notifications with account-level revenue estimates for Stripe and PayPal. Its one-account free plan and desktop-only availability are key limits to weigh.
- 12
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Paystack
Free plan AndroidAPIiPhone+1Paystack combines multiple payment channels with API tools, reporting, and listed integrations. Businesses should account for transaction charges, including the stated Nigeria local rates.
7.2 Visit site - 14
MobilePay
Free plan AndroidiPhoneMobilePay covers personal transfers, shared expenses, collections, and merchant payments in one app.
- 15
Privacy.com
Free plan AndroidAPIExtension+2Privacy.com provides virtual cards with merchant and spending controls across free and paid plans. Its US eligibility rules and identity-verification requirement narrow who can use it.
- 16
Natural
Free plan APIWebChoose Natural if you are building agents or platforms that need wallet and payment infrastructure with API-based controls and observability.
- 17
PayFacile
Free plan APIWebPayFacile brings sales pages, payment collection, subscriptions, and digital delivery into one web service. Compare transaction fees and file-size limits across plans before selecting a tier.
- 18
Paymattic
Free plan Self-hostedWebPaymattic brings payment and donation collection, recurring billing, and form building into a WordPress plugin.
- 19
Pin Payments
Free plan APIiPhoneWebChoose Pin Payments if your business is in Australia or New Zealand and needs online payment processing, recurring billing, or platform payments.
- 20
Toast
Free plan AndroidAPIiPhone+17.0 Visit site - 21
Viva.com
Free plan AndroidAPIiPhone+1Viva.com supports several sales channels, with checkout, remote-payment options, and integrations for online stores.
- 22
Paycycle
Free plan WebChoose Paycycle if your South African business or accounting practice uses Xero and needs connected supplier, payroll or collections workflows.
- 23
Xendit
Free plan AndroidAPIiPhone+1Xendit covers payment acceptance, payouts, recurring payments, and platform payments across multiple markets.
6.9 Visit site - 24
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Swipez
Free plan WebSwipez combines GST invoicing and filing with multiple payment methods and accounting integrations.
#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price
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