doxo

What doxo is

doxo brings bill management and payments together in one account, with a network of more than 120,000 payable billers across 45 service categories. Users can view bills in a calendar, receive due-date reminders and payment notifications, set up automatic payments, and track payment progress. Paying with a linked bank account is free; fees may apply to credit, debit, or Apple Pay payments and are shown before submission. The free plan costs nothing and includes real-time payment tracking and a mobile app. doxoPLUS costs $5.99 a month and adds identity theft protection up to $1 million, credit score protection, overdraft and late fee protection, and Private Pay Protection. The service is available on web, iOS, and Android. doxo says sensitive data and documents are encrypted, credentials are stored separately from account data, and systems receive continuous security monitoring. Users control provider connections, and providers cannot access account information unless a user initiates an action. Payments are processed and delivered by Cass Commercial Bank, Member FDIC, with Truex Payments delivering instructions to the bank.

Who it suits

doxo suits people who want to organize bills, reminders, and payments in one account. Its web and mobile access may fit users who want to manage bill payments across devices.

Limits

The Free plan provides free payments with a linked bank account. Fees may apply to credit, debit and Apple Pay payments and are shown before submission. doxoPLUS costs $5.99 a month.

Getting started

1. Visit the doxo website.
2. Choose the Free plan or doxoPLUS at $5.99 a month.
3. Use the web service or install the iOS or Android app.
4. Connect bill providers and initiate actions to access account information.
5. Link a bank account to make free payments, or choose another available payment method.

Verdict

doxo combines bill organization with payment tracking and reminders across web and mobile. Paying by linked bank account is free; doxoPLUS adds listed identity, credit, overdraft, and late-fee protections.