ACI Pay.ON

What ACI Pay.ON is

ACI Pay.ON is a white-label payment gateway for payment service providers and acquirers that offer merchant payment services. ACI says it connects to more than 300 alternative payment methods and card acquirers in more than 160 countries. The combined ACI/PAY.ON solution supports in-store, mobile, and online payment experiences, with SaaS and on-premise delivery options.

The gateway uses a RESTful open API architecture. ACI’s Mobile Commerce SDK supports iOS and Android apps and provides access to PAY.ON gateway payment methods. ACI’s UP eCommerce Payments combines the PAY.ON gateway with ReD Shield real-time fraud management, and the offering included plug-ins for major eCommerce shopping cart solutions. Supported payment types include cards, digital wallets, and alternative payment methods; recurring payments are supported. ACI describes UP eCommerce Payments as designed for PSPs, ISOs, VARs, acquirers, and others offering payment services to merchants. Pricing is on request, and ACI invites prospective customers to contact an expert to find a solution.

Who it suits

ACI Pay.ON suits payment service providers and acquirers building payment services for merchants. It is also aimed at PSPs, ISOs, VARs, and other merchant payment providers seeking a white-label gateway with multiple deployment options.

Getting started

1. Open ACI’s merchant solutions website.
2. Contact an ACI expert to discuss a solution.
3. Select SaaS or on-premise delivery for the combined solution.
4. Integrate through the RESTful API or use the Mobile Commerce SDK for iOS or Android apps.

Verdict

Choose ACI Pay.ON if you provide payment services to merchants and need a white-label gateway with broad payment connections and SaaS or on-premise delivery. Contact ACI for pricing and to discuss a solution suited to your requirements.