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Adyen

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What Adyen is

Adyen is an online payments platform that lets businesses accept, optimize and settle payments through one integration. It provides access to more than 200 payment methods and supports 136 currencies. Businesses can use prebuilt Drop-in checkout components or build a custom checkout through the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization and payment cost optimization.

The platform supports recurring and marketplace payments, with payouts in 36 countries. Adyen says local acquiring through local licenses can improve authorization rates and lower costs. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify and Microsoft Dynamics 365. It is available through web, Android, iOS and API. The transaction model has no setup or monthly fees, but each transaction has a fixed processing fee plus a payment-method fee; the listed starting price is $0.13. Adyen describes the platform as built for global businesses and enterprise payment volume. It states that it is PCI DSS v4.0 Level 1 compliant, while merchants retain PCI responsibilities.

Who it suits

Adyen may suit global businesses handling enterprise payment volume. Its payment methods, currencies, recurring payments and marketplace support are relevant to businesses accepting payments across markets.

What it does well

  • Access to more than 200 payment methods.
  • Supports 136 currencies.
  • Recurring and marketplace payments are available.
  • Payouts in 36 countries.
  • No setup or monthly fees listed.

What to know first

  • Each transaction has processing and payment-method fees.
  • Other Adyen products are priced separately.
  • Merchants retain PCI responsibilities.

Plans

PlanBilled and limitsPrice
Pay per transaction$0.13 fixed processing fee per transaction plus a fee determined by payment method · No setup fee · No monthly fee · Other Adyen products priced separately$0.13, paid once
Interchange++$0.13 + interchange + 0.60% per transaction · Interchange fees vary · Payment-method fees apply$0.13, paid once

As adyen.com lists them, read 15 Oct 2026. The maker's own page has the final word.

Getting started

  1. Visit the Adyen online payments website.
  2. Choose Drop-in components or build a custom checkout flow with the API.
  3. Connect through a listed integration such as Shopify, Adobe Commerce, or NetSuite, if applicable.
  4. Review Adyen’s developer documentation, Academy, and Knowledge Hub.
  5. Use the transaction pricing model, which has no setup or monthly fees and charges per transaction.

Verdict

Adyen offers a broad online payments platform with API checkout options and support for recurring and marketplace payments. Businesses should account for transaction fees and their own PCI responsibilities.

Questions

Is Adyen free?

No. Adyen is listed as paid, with no free plan. Its stated starting price is $0.13.

How is transaction pricing structured?

The Pay per transaction plan has no setup or monthly fees. Each transaction has a fixed processing fee plus a payment-method fee, and other Adyen products are priced separately.

What platforms does Adyen support?

The listed platforms are Android, iOS, web, and API.

How many payment methods and currencies does it support?

Adyen describes access to more than 200 payment methods and supports 136 currencies.

Does Adyen support recurring and marketplace payments?

Yes. Both recurring payments and marketplace payments are listed as supported.

What does Adyen say about PCI responsibility?

Adyen states that it is PCI DSS v4.0 Level 1 compliant. Encrypted integrations can reduce a business’s PCI DSS scope, but merchants retain PCI responsibilities.

Facts from Adyen's own pages

API credentials
API credentials contain a username, API key and role permissions, and can be scoped to company or merchant accounts. · docs.adyen.com, 15 Oct 2026
Authentication
The Authentication Engine selects among 3D Secure 2, scheme passkeys and Google Secure Payment Authentication using risk, device, issuer and regulatory signals. · docs.adyen.com, 15 Oct 2026
Checkout
Businesses can use out-of-the-box Drop-in components or build a custom checkout flow with Adyen’s API. · adyen.com, 30 Sept 2026
Checkout UI
Adyen offers customizable Drop-in UI components while handling payment logic and security. · adyen.com, 15 Oct 2026
Chrome extension
Adyen Test Cards is a Chrome extension that copies test card, gift-card and IBAN data and can pre-fill Web Drop-in. · chromewebstore.google.com, 15 Oct 2026
Company founded
Adyen says it was founded in 2006 in Amsterdam, Netherlands. · adyen.com, 15 Oct 2026
Company scale
Adyen's About page reports more than 4,000 employees, over 115 nationalities and 28 offices. · adyen.com, 15 Oct 2026
Conversion optimization
Adyen lists AI tools named Personalise, Authenticate, Protect, Tokenize and Optimize for conversion, authentication, fraud, storage and cost goals. · adyen.com, 15 Oct 2026
Developer resources
Official developer resources include API credentials, server libraries and SDKs, webhooks, client authentication, Postman collections, examples, OpenAPI files and video tutorials. · docs.adyen.com, 15 Oct 2026
Dynamic currency conversion
Dynamic Currency Conversion provides real-time exchange rates and local-currency choice. · adyen.com, 15 Oct 2026
Financial products
Platforms can add Adyen-issued physical or virtual cards, business accounts and business financing. · docs.adyen.com, 15 Oct 2026
Founded
2006 · adyen.com, 23 Sept 2026
Funding history
Crunchbase lists five investors, including ICONIQ Capital and Index Ventures, and three funding rounds. · crunchbase.com, 15 Oct 2026
Global acquiring
Local acquiring licenses are offered to improve authorization rates and lower costs in different markets. · adyen.com, 15 Oct 2026
Google Play app
Adyen Payments on Google Play accepts contactless payments on compatible NFC Android devices through integration with a point-of-sale app; the listing showed 10K+ downloads. · play.google.com, 15 Oct 2026
Google Play demo app
Adyen MyStore demonstrates Checkout Drop-in with cards, wallets, local methods, regional language and currency, and Dynamic 3D Secure; the listing showed 500+ downloads. · play.google.com, 15 Oct 2026
Headquarters
Amsterdam, Netherlands · adyen.com, 23 Sept 2026
Hosting
Adyen says it hosts its main systems in data centers in Europe, the United States, India, Singapore, Japan, and Australia, and does not use public cloud services for payment processing. · adyen.com, 30 Sept 2026
Integrations
Adyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility. · docs.adyen.com, 15 Oct 2026
Intended customers
Adyen describes its platform as built for global businesses and enterprise payment volume. · adyen.com, 30 Sept 2026
Legal name
Crunchbase identifies the legal name as Adyen N.V. and lists Amsterdam, Netherlands as headquarters. · crunchbase.com, 15 Oct 2026
Limit: documentation freshness
Some reviewers say Adyen documentation can be incomplete or out of sync with the product. · trustradius.com, 15 Oct 2026
Limit: support response
Reviewers report slow response times, a 24-hour support SLA and uneven product knowledge in support tickets. · trustradius.com, 15 Oct 2026
Limit: terminal hardware
Reviewers request more hardened terminal options, QR-code payments and a ready-made phone app for in-person payments. · trustradius.com, 15 Oct 2026

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