Best Payment Facilitation Platforms in 2026
Updated
In short: Mollie is ranked #1 of 25 as of 4 October 2026, ahead of PayPal Invoicing and Checkout.com. The best-ranked option with a free plan is PayPal Invoicing. The lowest first paid tier on this page is Rainforest at $0.20/mo.
When you handle payments for other sellers or organizations, compare facilitation platforms by how they support onboarding, payment flows, and payouts. KYC/KYB tools, sub-merchant onboarding, and risk and underwriting describe important parts of bringing businesses onto a platform. Payment method depth, split payments, and platform payouts help you assess how money can be accepted and distributed. Free-plan availability and paid-from details add cost context. Mollie, PayPal Invoicing, and Checkout.com are among the named options to consider alongside GivePayments Marketplace Payments and Pochipay. Weigh the listed capabilities against the sellers you need to support and the way your operation handles funds.
25 payment facilitation platforms ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
4 of the 25 here have a free tier you can use, 0 have open-source code on record, and 0 have full bars: free, open, on most of your devices and documented.
| # | App | Signal | Free tier | Open code | Devices | From | Score |
|---|---|---|---|---|---|---|---|
| 1 | MollieWeb · Android · iPhone · API | Three bars | — | 3 of 6 | €9/mo | 6.6 | |
| 2 | PayPal InvoicingWeb · Android · iPhone | Three bars | — | 3 of 6 | Free | 6.6 | |
| 3 | Checkout.comWeb · Android · iPhone · API | Three bars | — | 3 of 6 | Free | 6.5 | |
| 4 | Stripe ConnectWeb · Android · iPhone · API | Three bars | — | 3 of 6 | $2/mo | 6.5 | |
| 5 | GivePayments Marketplace PaymentsWeb · API | One bar | — | — | 1 of 6 | — | 5.4 |
| 6 | PochipayWeb · API | One bar | — | — | 1 of 6 | — | 5.4 |
| 7 | PaystackWeb · Android · iPhone | One bar | — | — | 3 of 6 | — | 5.2 |
| 8 | RainforestWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | $0.20/mo | 5.2 |
| 9 | XenditWeb · Android · iPhone | One bar | — | — | 3 of 6 | — | 5.2 |
| 10 | AdyenWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | — | 5.1 |
| 11 | Braintree ACH Direct DebitWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | — | 5.1 |
| 12 | FinixWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | $250/mo | 5.1 |
| 13 | RapydWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | $99/mo | 5.1 |
| 14 | Razorpay RouteWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | — | 5.1 |
| 15 | UnipaasWeb | No signal | — | — | 1 of 6 | — | 5.1 |
| 16 | Worldline Food Services Payments SuiteWeb | No signal | — | — | 1 of 6 | — | 5.0 |
| 17 | Tilled PayFac-as-a-ServiceWeb | One bar | — | — | 1 of 6 | $500/mo | 4.9 |
| 18 | LemonwayWeb | One bar | — | — | 1 of 6 | — | 4.8 |
| 19 | Zoho PaymentsWeb | One bar | — | — | 1 of 6 | — | 4.8 |
| 20 | Cashfree Easy SplitWeb | No signal | — | — | 1 of 6 | — | 4.7 |
| 21 | EmbedWeb | No signal | — | — | 1 of 6 | — | 4.7 |
| 22 | GetpaidWeb · API | No signal | — | — | 1 of 6 | — | 4.7 |
| 23 | MangopayWeb | No signal | — | — | 1 of 6 | — | 4.7 |
| 24 | PayMongo PlatformsWeb | No signal | — | — | 1 of 6 | — | 4.7 |
| 25 | PabopayNo platforms listed | No signal | — | — | 0 of 6 | — | 4.6 |
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which payment facilitation platform is ranked first on Freedom251?
Mollie is ranked #1 of 25 with a score of 6.6. PayPal Invoicing is second and Checkout.com third.
How many of these have a free plan?
3 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Rainforest has the lowest first paid tier we found: $0.20/mo.
How is this list ranked?
Ranked free-and-open first: a usable free tier and open-source code, then the platforms it runs on and its documentation. Paid placements never change a rank.