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PayMongo Platforms

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What PayMongo Platforms is

PayMongo Platforms provides embedded payment infrastructure for marketplaces and SaaS platforms. Through one API integration, businesses can onboard merchants, process payments, and manage payouts. The product supports cards, e-wallets, bank transfers, and QR Ph payments, including GCash, Maya, and GrabPay. Platforms can set transaction splits to distribute funds between themselves and sub-accounts, and customize payment flows, fees, split ratios, and disbursement schedules. Hosted onboarding and compliance-ready workflows support merchant setup, while integrated KYC and balance tracking help manage sub-accounts. Real-time views cover collections, payouts, revenue, and fund movement. PayMongo says its infrastructure uses BSP-regulated systems, end-to-end encryption, fraud detection, and PCI DSS compliance. The product is available through API and web. Pricing is on request, with merchant onboarding at custom enterprise pricing, payment splitting usage-based, and embedded financial services custom; listed prices are VAT-exclusive. PayMongo was founded in 2019 and is headquartered in Taguig, Philippines.

Who it suits

It suits marketplaces and SaaS platforms that need to onboard merchants, accept multiple payment methods, and manage split payments and payouts. Teams seeking configurable payment flows and sub-account tracking may also find its tools relevant.

What it does well

One API integration covers onboarding, payments, and payouts.
Supports cards, e-wallets, bank transfers, and QR Ph payments.
Configurable transaction splits and disbursement schedules.
Real-time tracking covers collections, payouts, and fund movement.
Integrated KYC and sub-account balance tracking.

What to know first

No free plan is listed.
Pricing is available on request.
Merchant onboarding uses custom enterprise pricing.
Payment splitting is usage-based.

Limits

Pricing depends on the selected services: merchant onboarding is custom enterprise pricing, payment splitting is usage-based, and embedded financial services are custom. Prices are VAT-exclusive.

Plans

Plan	Billed and limits	Price
Payment Splitting	Usage-based	On request
Merchant Onboarding	Custom (enterprise)	On request
Embedded Financial Services	Custom	On request

As paymongo.com lists them, read 7 Oct 2026. The maker's own page has the final word.

Getting started

Open the PayMongo Platforms product website
Contact PayMongo for pricing and setup assistance
Integrate the APIs with your marketplace or SaaS platform
Configure merchant onboarding and KYC workflows
Set payment methods, split ratios, platform fees, and payout schedules

Verdict

PayMongo Platforms combines merchant onboarding, payment acceptance, split payments, and payout management for marketplace and SaaS use. Pricing is not displayed, so teams need to request details for their requirements.

Questions

Does PayMongo Platforms have a free plan?

No. The product is paid, with pricing available on request.

Which platforms are supported?

PayMongo Platforms is available through API and web.

What payment methods can it accept?

It supports cards, e-wallets, bank transfers, and QR Ph payments, including GCash, Maya, and GrabPay.

How are payments split?

Platforms can define transaction splits and automatically distribute payments between the platform and sub-accounts.

What pricing models are listed?

Merchant onboarding is custom enterprise pricing, payment splitting is usage-based, and embedded financial services are custom-priced. Prices exclude VAT.

What security and compliance features are stated?

PayMongo says it uses BSP-regulated infrastructure, end-to-end encryption, advanced fraud detection, and PCI DSS compliance.

Facts from PayMongo Platforms's own pages

Company location: PayMongo lists its address in Bonifacio Global City, Taguig, Philippines. · paymongo.com, 7 Oct 2026
Customization: Its APIs let businesses customize payment flows, split ratios, platform fees, and disbursement schedules. · paymongo.com, 7 Oct 2026
Founded: 2019 · paymongo.com, 28 Sept 2026
Headquarters: Taguig, Philippines · paymongo.com, 28 Sept 2026
Intended users: The product is presented for marketplaces and SaaS platforms that need to manage merchant payments and payouts. · paymongo.com, 7 Oct 2026
Merchant onboarding: The product offers hosted merchant onboarding and compliance-ready workflows. · paymongo.com, 7 Oct 2026
Payment methods: It supports cards, e-wallets, bank transfers, and QR Ph payments, including GCash, Maya, and GrabPay. · paymongo.com, 7 Oct 2026
Payment splitting: Platforms can define transaction splits and automatically distribute payments between the platform and sub-accounts. · paymongo.com, 7 Oct 2026
Payment tracking: The platform provides real-time visibility into collections, payouts, revenue, and fund movement. · paymongo.com, 7 Oct 2026
Pricing: Platform pricing lists merchant onboarding as custom enterprise pricing, payment splitting as usage-based, and embedded financial services as custom; prices are VAT-exclusive. · paymongo.com, 7 Oct 2026
Product: PayMongo Platforms is embedded payments infrastructure that lets marketplaces and SaaS platforms onboard merchants, process payments, and manage payouts through one API integration. · paymongo.com, 7 Oct 2026
Reliability: PayMongo says its infrastructure is designed to reduce downtime and keep transactions uninterrupted. · paymongo.com, 7 Oct 2026
Security: The product page states that PayMongo Platforms uses BSP-regulated infrastructure, end-to-end encryption, advanced fraud detection, and PCI DSS compliance. · paymongo.com, 7 Oct 2026
Support: The product page says its support team can assist with setup and integration. · paymongo.com, 7 Oct 2026
Wallets and KYC: Integrated KYC and balance tracking are provided for sub-account management. · paymongo.com, 7 Oct 2026