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Best Embedded Payments Platforms in 2026

Embedded payments platforms provide payment capabilities that can be incorporated into a product or service. Compare API and SDK coverage with payment acceptance, account management, payouts and split payments to understand how platforms address payment flows. KYC/AML tools and supported regions are important operational considerations, while free-plan availability and paid-from pricing add cost context. Stripe Connect, Checkout.com and NMI are among the listed options, along with PayPal Multiparty Payments. Consider how you need to accept and distribute funds, manage accounts and serve customers in particular regions, then compare those needs with the capabilities shown.

  1. 1

    Airwallex Platform APIs and Embedded Finance

    Free plan AndroidAPIiPhone+1

    The API set covers accounts, payments, FX, payouts, and card issuing, with stated reach across payments, transfers, and local cards. Buyers need to contact sales for custom pricing.

    7.7 Pricing on request Visit site
  2. 2

    Checkout.com

    Free plan AndroidAPIiPhone+1

    Checkout.com combines multiple payment methods, integration options, and fraud tools for businesses. Pricing is tailored, so interested organizations will need to request details.

    7.6 Pricing on request Visit site
  3. 3

    Adyen

    Paid AndroidAPIExtension+2

    Adyen offers a broad online payments platform with API checkout options and support for recurring and marketplace payments.

    6.1 From $0.13 Visit site
  4. 4

    Finix

    Paid AndroidAPIiPhone+1

    Finix combines payment acceptance, dashboard tools, and recurring billing for merchants and platforms. Review the membership and other listed fees, and contact Finix for platform or custom pricing.

    5.9 From $2.50/mo Visit site
  5. 5

    Bercor Platform APIs

    Paid APIWeb

    Bercor combines financial APIs and workflow automation behind one gateway, with developer tools and support included across plans.

    5.7 Pricing on request Visit site
  6. 6

    dLocal

    Paid APIWeb

    dLocal covers collections, payouts, and fund splitting across a broad set of emerging markets and payment methods.

    5.7 Pricing on request Visit site
  7. 7

    DreamPay

    Paid AndroidAPIiPhone+1

    Choose DreamPay if your organization needs embedded or private-label payment acceptance alongside flexible payouts and developer APIs.

    5.7 Pricing on request Visit site
  8. 8

    Flute Embedded Payments

    Paid AndroidAPIWeb

    Flute combines payment acceptance with APIs, reporting, and partner support for platforms embedding payments. Pricing requires a request, and its Android terminal SDK has a minimum OS requirement.

    5.7 Pricing on request Visit site
  9. 9

    Moov

    Paid AndroidAPIiPhone+1

    Choose Moov if your business needs one integration for varied payment rails and you can complete its production onboarding requirements.

    5.7 From $500/mo Visit site
  10. 10

    Embed

    Paid APIWeb

    Choose Embed if your software platform needs integrated payment acceptance, configurable pricing, and fund distribution across multiple parties.

    5.6 Visit site
  11. 11

    PayPal Multiparty Payments

    Paid AndroidAPIiPhone+1

    PayPal Multiparty Payments combines seller onboarding, payment acceptance, partner fees, and payouts for marketplace-style businesses.

    5.6 Pricing on request Visit site
  12. 12

    Rainforest

    Paid AndroidAPIiPhone+1

    Rainforest provides payment acceptance and related platform components, with several integration paths and reporting options.

    5.6 Visit site
  13. 13

    Rapyd

    Paid AndroidAPIiPhone+1

    Rapyd brings payment acceptance, payouts, and card issuing under one platform, with pricing and some availability details requiring further discussion.

    5.6 Pricing on request Visit site
  14. 14

    Mangopay

    Paid APIWeb

    Mangopay offers payment infrastructure with wallets, verification, fraud rules, and developer integration options.

    5.5 Pricing on request Visit site
  15. 15

    Stax Connect

    Paid AndroidAPIiPhone+1

    Stax Connect offers payment acceptance, operational reporting and developer tools for SaaS platforms.

    5.5 Pricing on request Visit site
  16. 16

    Stripe Connect

    Paid AndroidAPIiPhone+1

    Stripe Connect covers onboarding, payment acceptance, payouts and account controls for multi-party payment workflows.

    5.5 From $2/mo Visit site
  17. 17

    J.P. Morgan Embedded Payments

    Paid API

    Choose J.P. Morgan Embedded Payments if your platform needs account management and payout services through an API, with onboarding checks and several payout routes.

    5.4 Pricing on request Visit site
  18. 18

    NMI

    Paid AndroidAPIiPhone+3

    NMI offers multiple payment channels, checkout options, and developer resources for embedded payments.

    5.4 Pricing on request Visit site
  19. 19

    PayMongo Platforms

    Paid APIWeb

    PayMongo Platforms combines merchant onboarding, payment acceptance, split payments, and payout management for marketplace and SaaS use.

    5.4 Pricing on request Visit site
  20. 20

    Unipaas

    Paid AndroidAPIiPhone+1

    Choose Unipaas if your SaaS or marketplace platform needs managed onboarding, branded payment flows, and tools for merchant accounts and fund transfers.

    5.4 Pricing on request Visit site
  21. 21

    WePay

    Paid AndroidAPIiPhone+1

    Choose WePay if your software platform needs integrated merchant onboarding, payment processing and withdrawals, with a choice of integration models.

    5.3 Pricing on request Visit site
  22. 22

    Getpaid

    Paid APIWeb

    Getpaid brings checkout, billing, wallet features, and payment splitting together for platforms serving merchants.

    5.2 Visit site
  23. 23

    Shuttle Embedded Payments for Platforms

    Paid APIWeb

    Shuttle supplies embedded payment components, merchant APIs, and processor access for SaaS platforms.

    5.2 Pricing on request Visit site
  24. 24

    Payabli

    Paid APIWeb

    Choose Payabli if your software product needs embedded payment acceptance, vendor payouts, and related operations through a broad set of integration options.

    5.1 Pricing on request Visit site
  25. 25

    TabaPay Platform

    Paid APIWeb

    TabaPay combines payment acceptance, payouts, monitoring, and fraud tools for regulated businesses through one API.

    5.1 Pricing on request Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

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