Best Embedded Payments Platforms in 2026
Updated
In short: Stripe Connect is ranked #1 of 28 as of 4 October 2026, ahead of Checkout.com and NMI. The best-ranked option with a free plan is Checkout.com. The lowest first paid tier on this page is Rainforest at $0.20/mo.
Adding payment capabilities to a product involves more than accepting a payment. Compare API and SDK coverage with payment acceptance, account management, payout capabilities, and split payments. KYC/AML tools and supported regions help you assess operational and geographic fit; free-plan availability and paid-from pricing add cost context. Checkout.com, Stripe Connect, and Stax Connect lead the displayed entries, followed by Adyen and Finix. Consider how funds need to be accepted and distributed, which accounts need managing, and which listed capabilities matter for your payment flows.
28 embedded payments platforms ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
2 of the 25 here have a free tier you can use, 0 have open-source code on record, and 0 have full bars: free, open, on most of your devices and documented.
| # | App | Signal | Free tier | Open code | Devices | From | Score |
|---|---|---|---|---|---|---|---|
| 1 | Stripe ConnectWeb · Android · iPhone · API | Three bars | — | 3 of 6 | $2/mo | 6.6 | |
| 2 | Checkout.comWeb · Android · iPhone · API | Three bars | — | 3 of 6 | Free | 6.5 | |
| 3 | NMIWeb · Windows · Linux · Android · iPhone · API | Two bars | — | — | 5 of 6 | — | 5.8 |
| 4 | PayPal Multiparty PaymentsWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | — | 5.6 |
| 5 | Stax ConnectWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | — | 5.5 |
| 6 | DreamPayWeb · Android · iPhone | One bar | — | — | 3 of 6 | — | 5.3 |
| 7 | Flute Embedded PaymentsWeb · Android | One bar | — | — | 2 of 6 | — | 5.3 |
| 8 | WePayWeb · Android · iPhone | One bar | — | — | 3 of 6 | — | 5.3 |
| 9 | FinixWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | $250/mo | 5.2 |
| 10 | PayabliWeb | No signal | — | — | 1 of 6 | — | 5.2 |
| 11 | RainforestWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | $0.20/mo | 5.2 |
| 12 | TabaPay PlatformWeb | No signal | — | — | 1 of 6 | — | 5.2 |
| 13 | UnipaasWeb | One bar | — | — | 1 of 6 | — | 5.2 |
| 14 | VoPayWeb | No signal | — | — | 1 of 6 | — | 5.2 |
| 15 | Worldpay for PlatformsWeb | No signal | — | — | 1 of 6 | — | 5.2 |
| 16 | AdyenWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | — | 5.1 |
| 17 | dLocalWeb | No signal | — | — | 1 of 6 | — | 5.1 |
| 18 | J.P. Morgan Embedded PaymentsAPI | No signal | — | — | 0 of 6 | — | 5.1 |
| 19 | MoovWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | $500/mo | 5.1 |
| 20 | RapydWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | $99/mo | 5.1 |
| 21 | Airwallex Platform APIs and Embedded FinanceWeb · API | One bar | — | — | 1 of 6 | — | 5.0 |
| 22 | Tilled PayFac-as-a-ServiceWeb | One bar | — | — | 1 of 6 | $500/mo | 4.9 |
| 23 | Bercor Platform APIsWeb | No signal | — | — | 1 of 6 | — | 4.8 |
| 24 | EmbedWeb | No signal | — | — | 1 of 6 | — | 4.8 |
| 25 | GetpaidWeb | One bar | — | — | 1 of 6 | — | 4.8 |
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which embedded payments platform is ranked first on Freedom251?
Stripe Connect is ranked #1 of 28 with a score of 6.6. Checkout.com is second and NMI third.
How many of these have a free plan?
1 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Rainforest has the lowest first paid tier we found: $0.20/mo.
How is this list ranked?
Ranked free-and-open first: a usable free tier and open-source code, then the platforms it runs on and its documentation. Paid placements never change a rank.