Flute Embedded Payments

What Flute Embedded Payments is

Flute Embedded Payments lets software platforms add payment processing within their own product experience. A single integration supports credit and debit cards, ACH transfers, and digital wallets. The product covers online, in-person, and mobile payment experiences through unified APIs, tokens, and events. Flute identifies vertical SaaS products, marketplaces, field service platforms, and practice management tools as common fits. Platform partners earn a share of processing fees on transactions completed through their platforms, with partner pricing that scales with transaction volume. Pricing is available on request. Developers get APIs and SDKs, documentation, and sandbox access. The dashboard records transactions and reports revenue share, while the partner program includes integration help, pricing model design, go-to-market planning, and ongoing management. Flute says its offering includes PCI compliance support and fraud protection. For terminal integrations, its Kotlin- and Java-interoperable Android SDK is for Flute-provisioned terminals and requires Android minSdk 25 or higher. Flute says it has supported merchants across the United States since 2005.

Who it suits

It suits software platforms that want payment acceptance within their own user experience, especially vertical SaaS, marketplaces, field service, and practice management products. Developers integrating Flute-provisioned Android terminals need Android minSdk 25 or higher.

Limits

Pricing is available on request and partner pricing scales with transaction volume. The Android terminal SDK requires Android minSdk 25 or higher and Flute-provisioned Android payment terminals.

Getting started

1. Visit the Flute Embedded Payments website.
2. Contact Flute for partner pricing and terms.
3. Use the APIs, SDKs, documentation, and sandbox to plan and test an integration.
4. For Android terminal deployments, use a Flute-provisioned terminal running Android minSdk 25 or higher.
5. Work with the partner program on integration, pricing model design, and go-to-market planning.

Verdict

Flute combines payment acceptance with APIs, reporting, and partner support for platforms embedding payments. Pricing requires a request, and its Android terminal SDK has a minimum OS requirement.