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Finix vs Flute Embedded Payments

Both stand on embedded payments platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Finix

Paid AndroidAPIiPhone+1

Finix combines payment acceptance, dashboard tools, and recurring billing for merchants and platforms. Review the membership and other listed fees, and contact Finix for platform or custom pricing.

Visit Finix

Flute Embedded Payments

Paid AndroidAPIWeb

Flute combines payment acceptance with APIs, reporting, and partner support for platforms embedding payments. Pricing requires a request, and its Android terminal SDK has a minimum OS requirement.

Visit Flute Embedded Payments

The facts

FinixFlute Embedded Payments
Free planNoNot published
Open sourceNot publishedNot published
Runs onAndroid, API, iPhone, WebAndroid, API, Web
Lowest paid planDirect Merchants — Standard: $250 a monthFree or on request
Plans published31
MakerNot publishedNot published
Websitefinix.comflute.com
On embedded payments platforms#4 of 28#8 of 28

Finix: what it does well

  • Supports online and in-person payments.
  • Online methods include cards, bank accounts, wallets, and ACH.
  • Dashboard tools include payment links, a virtual terminal, and invoices.
  • Recurring billing covers subscriptions and installment payments.
  • Lists integrations with seven ecommerce platforms.

What to know first

  • Direct merchant Standard costs $250 a month.
  • Transaction and other fees also apply.
  • A $30.00 fee applies per dispute.
  • PCI non-compliance incurs $35.00 monthly until remediated.

Flute Embedded Payments: what it does well

  • Supports cards, ACH transfers, and digital wallets.
  • Covers online, in-person, and mobile experiences.
  • Provides APIs, SDKs, documentation, and sandbox access.
  • Dashboard includes transaction and revenue-share reporting.
  • Partner program includes integration and program support.

What to know first

  • Pricing is available on request.
  • Android terminal SDK requires minSdk 25 or higher.
  • SDK is for Flute-provisioned Android payment terminals.

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