Finix

What Finix is

Finix provides a payments platform with an API and dashboard for businesses accepting payments or embedding payment operations in their products. It supports online and in-person payments; online methods include cards, bank accounts, digital wallets, and ACH. Payment Links, a Virtual Terminal, and invoices let users take or request payments through the dashboard without a custom integration. Recurring billing tools cover subscriptions, installment payments, membership fees, and recurring donations. Ecommerce integrations include Shopify, WooCommerce, BigCommerce, Drupal Commerce, Adobe Commerce, PrestaShop, and OpenCart. Finix describes its tokenization system as PCI-compliant for protecting sensitive payment data, while its Trust Center lists PCI DSS, SOC 1, and SOC 2 reports. The direct merchant Standard plan costs $250 a month, with transaction and other fees also applying. Listed additional fees include a $30.00 charge per dispute and a $35.00 monthly PCI non-compliance fee until remediated. A listed starting price is $2.50/mo. Platform and custom pricing are available by contacting Finix. Supported platforms listed are Android, API, iOS, and web.

Who it suits

It may suit merchants accepting payments for their own goods and services, as well as SaaS platforms, marketplaces, and ecommerce businesses. Dashboard payment tools can also serve businesses that need to take or request payments without a custom integration.

Limits

The Direct Merchants Standard plan has a $250.00 monthly membership fee, with transaction and other fees also applying. Listed additional fees include $35.00 per month for PCI non-compliance until remediated and $30.00 per dispute.

Getting started

1. Visit https://finix.com/.
2. Choose the relevant route for a direct merchant, platform or custom pricing.
3. For platform or custom pricing details, contact Finix.
4. Use the dashboard's Payment Links, Virtual Terminal or invoices to take or request payments without a custom integration.
5. For ecommerce, connect through one of Finix's listed integrations.

Verdict

Finix combines payment acceptance, dashboard tools, and recurring billing for merchants and platforms. Review the membership and other listed fees, and contact Finix for platform or custom pricing.