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Airwallex Platform APIs and Embedded Finance
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What Airwallex Platform APIs and Embedded Finance is
Airwallex Platform APIs and Embedded Finance provides businesses with APIs for global payments and financial operations, along with tools to embed and monetize financial services. Its product set includes connected accounts, accounts, payments, transactional FX, payouts, and card issuing. Airwallex says its APIs can accept payments in 180+ countries, transfer funds to 200+ countries, and issue local cards in 60+ countries. The Accounts product can create accounts globally with local bank and branch codes and dedicated account numbers. Payments supports locally optimized checkout and fraud safeguards. Businesses can start with prebuilt components and low-code solutions or create a customized API integration. For embedded finance, Airwallex says its licenses and registrations provide a unified layer and that it handles KYC, AML, and other compliance requirements. Developer resources include tools, libraries, documentation, APIs, and technical teams. Pricing is custom and discussed with sales; there is no free plan. Airwallex began in 2015 and says it adopted a dual-headquarters model spanning Singapore and San Francisco in 2025.
Who it suits
It is presented for growing businesses and technology-focused platforms or marketplaces seeking to add financial services. It may suit teams needing global payment acceptance, payouts, accounts, card issuing, and developer support.
What it does well
- Payments accepted in 180+ countries
- Transfers to 200+ countries
- Local cards issued in 60+ countries
- Prebuilt components and low-code options available
- Handles KYC, AML, and other compliance requirements
What to know first
- No free plan
- Pricing is custom and discussed with sales
Limits
The offering has no free plan, and customers are directed to sales for custom pricing. The listed plan is Platform API & Embedded Finance with pricing discussed with sales.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Explore | $0 per user/month · 20+ currencies · batch transfers to 120+ countries · unlimited multi-currency corporate cards · up to 10 free Spend users | Free |
| Platform API & Embedded Finance | Custom pricing; contact sales · Platform API and embedded-finance use cases | On request |
| Accelerate | Custom pricing; contact sales · Everything in Grow · purchase orders · AI three-way matching · custom Spend API integration · up to 3 legal entities included · dedicated account manager | On request |
As airwallex.com lists them, read 15 Oct 2026. The maker's own page has the final word.
Getting started
- Open the Airwallex Platform API and Embedded Finance website
- Contact sales to discuss custom pricing
- Choose prebuilt components, low-code tools, or a customized API integration
- Use the documentation, libraries, APIs, and developer tools
- Connect supported workflows such as Shopify, Xero, QuickBooks, NetSuite, or Microsoft Dynamics 365 Business Central
Verdict
The API set covers accounts, payments, FX, payouts, and card issuing, with stated reach across payments, transfers, and local cards. Buyers need to contact sales for custom pricing.
Questions
How much does Airwallex Platform APIs and Embedded Finance cost?
Pricing is custom. Customers are directed to contact sales to discuss it.
Is there a free plan?
No. The offering is paid and has no free plan.
Which platforms does it support?
It is available through API and web platforms.
What products are included?
The product set includes connected accounts, accounts, payments, transactional FX, payouts, and card issuing.
Which integrations are listed?
Integrations include Shopify, Xero, QuickBooks, NetSuite, and Microsoft Dynamics 365 Business Central.
Who handles compliance requirements?
For embedded finance, Airwallex says it handles KYC, AML, and other compliance requirements through its licensed and registered structure.
Facts from Airwallex Platform APIs and Embedded Finance's own pages
- Accounts
- The Accounts product can create accounts globally with local bank and branch codes and dedicated account numbers. · airwallex.com, 4 Oct 2026
- API operations
- The API documentation covers date-based versioning, sandbox testing, standard HTTP errors and credential-protection practices such as scoped keys and IP allowlists. · airwallex.com, 15 Oct 2026
- API products
- The API product set includes connected accounts, accounts, payments, transactional FX, payouts, and card issuing. · airwallex.com, 4 Oct 2026
- API style
- The Client API follows REST principles and exposes accounts, payment acceptance, spend management and other products through one API platform. · airwallex.com, 15 Oct 2026
- Authentication
- API access uses an access token obtained with an Airwallex client ID and API key. · airwallex.com, 15 Oct 2026
- Banking as a Service
- The connected-account model supports embedded fintech products such as wallets, neobanks and card programs. · airwallex.com, 15 Oct 2026
- Browser requirements
- Airwallex.js supports current Chrome, Safari, Firefox, Edge and Opera desktop browsers plus iOS WebKit and major Android browsers. · airwallex.com, 15 Oct 2026
- Canadian regulatory status
- The Canada page says Airwallex (Canada) International Payments Limited is registered as a FINTRAC money services business and is pending registration as a Bank of Canada payment service provider. · airwallex.com, 4 Oct 2026
- Company history and headquarters
- Airwallex says it began in 2015 and adopted a dual-headquarters model spanning Singapore and San Francisco in 2025. · airwallex.com, 4 Oct 2026
- Company legal name
- Crunchbase identifies the legal entity as Airwallex Limited. · crunchbase.com, 15 Oct 2026
- Company profile
- LinkedIn lists Airwallex as privately held, founded in 2015, with 1,001–5,000 employees and co-headquarters in San Francisco and Singapore. · linkedin.com, 15 Oct 2026
- Compliance support
- For embedded finance, Airwallex says its global licenses and registrations provide a unified layer and that it handles KYC, AML, and other compliance requirements. · airwallex.com, 4 Oct 2026
- Developer support
- The product page describes developer tools, libraries, documentation, APIs, and technical teams supporting complex requirements. · airwallex.com, 4 Oct 2026
- Documentation
- Official docs provide product guides, API reference, SDK material, webhooks, sandbox instructions, service status and help-center links. · airwallex.com, 15 Oct 2026
- Embedded accounts
- Connected accounts let platforms create customer subaccounts with wallets, local account numbers, currency conversion and global payouts. · airwallex.com, 15 Oct 2026
- Founded
- 2015 · airwallex.com, 28 Sept 2026
- Funding news
- Airwallex announced a $330 million Series G in December 2025 at an $8 billion valuation and designated San Francisco a second global headquarters. · airwallex.com, 15 Oct 2026
- Funds protection
- For Australian customers, Airwallex says wallet balances are protected by ADI-issued bank guarantees held in trust by an independent trustee. · airwallex.com, 15 Oct 2026
- Global treasury
- Airwallex supports collecting, holding and disbursing funds in multiple currencies through connected accounts. · airwallex.com, 15 Oct 2026
- Headquarters
- San Francisco and Singapore · airwallex.com, 28 Sept 2026
- Independent coverage
- ERP Research reports 20-plus currency receiving accounts, transfers to 200-plus countries, 160-plus payment methods and embedded account, payout and card APIs. · erpresearch.com, 15 Oct 2026
- Integration options
- Businesses can use prebuilt components and low-code solutions or build a customized API integration. · airwallex.com, 4 Oct 2026
- Integrations
- Listed integrations include Shopify, WooCommerce, Magento, Amazon, NetSuite, Xero, Odoo, Sage, Workday and Microsoft Dynamics 365 Business Central. · airwallex.com, 15 Oct 2026
- Intended customers
- The product is presented for growing businesses and tech-forward platforms or marketplaces seeking to embed financial services. · airwallex.com, 4 Oct 2026
Where Airwallex Platform APIs and Embedded Finance stands on Freedom251
- Embedded Payments Platforms#1 of 28