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Getpaid

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What Getpaid is

Getpaid provides payments and monetization tools for software platforms that serve merchant networks. Its flows include hosted checkout, split settlements, subscriptions, invoicing, wallet top-ups, and agent payments. A transaction can be divided atomically among a platform, merchants, sub-merchants, and other recipients. Fee rules can be percentage-based, fixed, tiered, blended, or mixed, and configured by merchant, tier, end customer, or region. Hosted checkout is available now and supports white-label branding, custom text and languages, cards, bank payments, wallets, and local methods. Getpaid advertises more than 160 payment methods, including iDEAL, Bizum, Vipps, and Pix. Billing tools cover invoice delivery, collections, retries, subscription management, and SEPA Direct Debit. Wallet features include instant balance credit, automatic top-ups, and an API-accessible ledger. Developers can use a REST API, sandbox, and Postman collection; embedded components and API-only integration are listed as coming soon. The service includes merchant onboarding checks and monitoring, while card data is handled by PCI DSS Level 1 certified partners.

Who it suits

Getpaid is aimed at platforms with merchant networks, including ticketing, ERP, B2B, hosting, invoice, and e-commerce businesses. It suits teams seeking split payments and hosted checkout with configurable fees.

What it does well

Atomic payment splits across multiple recipients
Advertises more than 160 payment methods
Hosted checkout supports white-label branding
Includes a sandbox and Postman collection
Offers KYC and KYB onboarding checks

What to know first

No free plan
Embedded components are coming soon
API-only integration is coming soon
Payout capabilities are listed as basic

Limits

Getpaid has no free plan. Embedded components and API-only integration are marked as coming soon; payout capabilities are described as basic.

Getting started

Visit https://www.getpaid.io/.
Use the REST API, sandbox, Postman collection or hosted checkout developer resources.
Choose hosted checkout, which is available now.
Contact the integration engineers through the dedicated Slack channel for support.

Verdict

Getpaid brings checkout, billing, wallet features, and payment splitting together for platforms serving merchants. Hosted checkout is available now; embedded components and API-only integration are not yet listed as available.

Questions

Does Getpaid have a free plan?

No. Its pricing model is paid.

Which platforms does Getpaid support?

It lists API and web platforms.

Which payment methods does it offer?

Getpaid advertises more than 160 methods, including cards, wallets, bank transfers and local methods such as iDEAL, Bizum, Vipps and Pix.

What integrations are available?

The developer page describes a REST API, hosted checkout, sandbox and Postman collection. Embedded components and API-only integration are marked as coming soon.

Who operates Getpaid and where is it based?

Getpaid says it was founded in 2022 and lists Düsseldorf, Germany as its headquarters, with offices in Madrid and Helsinki.

How does Getpaid describe its payment regulation and safeguarding?

Getpaid FI Oy is described as an authorised payment institution supervised by Finland’s FIN-FSA. The company says client funds are held in segregated safeguarding accounts at EEA-authorised credit institutions under PSD2 Article 10.

Facts from Getpaid's own pages

Audience: The service is built for software platforms that own a merchant network, including ticketing, ERP, B2B, hosting, invoicing, and ecommerce platforms. · getpaid.io, 5 Oct 2026
Availability: The developer page lists hosted checkout as available now and says embedded components and API-only integration are coming soon. · getpaid.io, 4 Oct 2026
Billing: The product page describes recurring billing features including invoice delivery, collections, retries, subscription lifecycle management, and SEPA Direct Debit support. · getpaid.io, 5 Oct 2026
Checkout: Hosted checkout supports white-label branding, custom copy and languages, and cards, bank payments, wallets, and local payment methods. · getpaid.io, 5 Oct 2026
Company: Getpaid says it was founded in 2022 and lists Düsseldorf, Germany as its headquarters, with offices in Madrid and Helsinki. · getpaid.io, 5 Oct 2026
Compliance: Getpaid FI Oy is described as an authorised payment institution supervised by Finland’s FIN-FSA, with client funds held in segregated safeguarding accounts at EEA-authorised credit institutions. · getpaid.io, 4 Oct 2026
Compliance and fraud: The company describes automated identity verification, sanctions screening, transaction monitoring, 3DS2, real-time fraud scoring, and configurable transaction rules. · getpaid.io, 5 Oct 2026
Data protection: Getpaid says data is hosted in the EU and processed in line with GDPR, with encryption in transit and at rest and audit logging. · getpaid.io, 4 Oct 2026
Founded: 2022 · getpaid.io, 28 Sept 2026
Funds safeguarding: The company says client funds are held in segregated safeguarding accounts at EEA-authorised credit institutions under PSD2 Article 10. · getpaid.io, 5 Oct 2026
Headquarters: Düsseldorf, Germany · getpaid.io, 28 Sept 2026
Integration and support: Getpaid offers an API and sandbox environment, and its site says integration engineers provide support through dedicated Slack. · getpaid.io, 5 Oct 2026
Integrations: The developer page describes a REST API, hosted checkout, a sandbox, and a Postman collection; embedded components and API-only integration are marked coming soon. · getpaid.io, 4 Oct 2026
Merchant checks: The service includes KYC and KYB onboarding, sanctions and PEP screening, and ongoing transaction monitoring. · getpaid.io, 4 Oct 2026
Payment coverage: The company says it supports 160+ payment methods, including non-European methods through its acquiring and partner network. · getpaid.io, 5 Oct 2026
Payment flows: The platform offers checkout, multi-party split settlement, subscriptions and invoicing, wallet top-ups, and agent payments. · getpaid.io, 4 Oct 2026
Payment methods: The site advertises 160+ payment methods, including cards, wallets, bank transfers, and local methods such as iDEAL, Bizum, Vipps, and Pix. · getpaid.io, 4 Oct 2026
Payment splits: It distributes a payment among a platform, merchants, sub-merchants, and other recipients in a single atomic operation. · getpaid.io, 5 Oct 2026
Pricing controls: Platforms can set merchant prices by payment method, tier, region, and transaction type, with percentage, fixed, tiered, blended, or mixed fee structures. · getpaid.io, 5 Oct 2026
Pricing model: Platforms set the price charged to merchants per payment method and keep the margin; the site says customers pay per transaction with no setup costs or PCI-DSS fees. · getpaid.io, 4 Oct 2026
Product: Getpaid provides embedded payments for software platforms, including checkout, merchant onboarding, payment processing, and payouts. · getpaid.io, 5 Oct 2026
Security: Getpaid says card data is handled by PCI DSS Level 1 certified partners and does not touch the platform’s infrastructure. · getpaid.io, 4 Oct 2026
Security and regulation: Getpaid FI Oy is described as an authorised payment institution supervised by Finland's FIN-FSA, and card data is handled by PCI DSS Level 1 certified partners. · getpaid.io, 5 Oct 2026
Settlement: Getpaid says it can split each transaction atomically among the merchant, platform, and other parties in one operation. · getpaid.io, 4 Oct 2026

Where Getpaid stands on Freedom251

Payment Facilitation Platforms#19 of 25
Embedded Payments Platforms#22 of 28