No. 25 of 28 ·Embedded Payments Platforms

Getpaid

Web · API

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Freedom report

One barScore 4.8

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

Getpaid is ranked #25 of 28 in embedded payments platforms on Freedom251. It runs on API, Web. There is no free plan.

Compared on embedded payments platforms

Free plan: No
KYC/AML tools: advanced
Payment acceptance: global
Payout capabilities: basic
API and SDK coverage: standard
Split payments: Yes
Account management: managed

Best Getpaid alternatives

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The record

Product: Getpaid provides embedded payments and monetization for software platforms with their own merchant networks.
Payment flows: The platform offers checkout, multi-party split settlement, subscriptions and invoicing, wallet top-ups, and agent payments.
Pricing model: Platforms set the price charged to merchants per payment method and keep the margin; the site says customers pay per transaction with no setup costs or PCI-DSS fees.
Pricing controls: Fees can be percentage-based, fixed, tiered, blended, or mixed, and configured by sub-merchant, tier, end-customer, or region.
Settlement: Getpaid says it can split each transaction atomically among the merchant, platform, and other parties in one operation.
Integrations: The developer page describes a REST API, hosted checkout, a sandbox, and a Postman collection; embedded components and API-only integration are marked coming soon.
Payment methods: The site advertises 160+ payment methods, including cards, wallets, bank transfers, and local methods such as iDEAL, Bizum, Vipps, and Pix.
Security: Getpaid says card data is handled by PCI DSS Level 1 certified partners and does not touch the platform’s infrastructure.
Compliance: Getpaid FI Oy is described as an authorised payment institution supervised by Finland’s FIN-FSA, with client funds held in segregated safeguarding accounts at EEA-authorised credit institutions.
Merchant checks: The service includes KYC and KYB onboarding, sanctions and PEP screening, and ongoing transaction monitoring.
Data protection: Getpaid says data is hosted in the EU and processed in line with GDPR, with encryption in transit and at rest and audit logging.
Support: The developer page offers senior integration engineers through a dedicated Slack channel.
Audience: Getpaid identifies ticketing software, ERP systems, B2B platforms, hosting services, invoice companies, and e-commerce platforms as target customers.
Availability: The developer page lists hosted checkout as available now and says embedded components and API-only integration are coming soon.

Where it ranks on Freedom251

Best Embedded Payments Platforms in 2026#25 of 28
Best Payment Facilitation Platforms in 2026#22 of 25

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Sources

getpaid.io· checked 4 Oct 2026
getpaid.io/pricing/· checked 4 Oct 2026
getpaid.io/developers/· checked 4 Oct 2026
getpaid.io/company/· checked 4 Oct 2026
getpaid.io/compliance/· checked 4 Oct 2026
getpaid.io· checked 28 Sept 2026