No. 7 of 25 ·Payment Facilitation Platforms

Pochipay

Web · API

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Freedom report

One barScore 5.4

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

Pochipay is ranked #7 of 25 in payment facilitation platforms on Freedom251. It runs on API, Web.

Pochipay plans and pricing

All plans

Custom pricing Not published Tailored proposal within one business day Pricing tailored to volume, markets, and payment mix · Higher tiers unlock more methods, faster settlements, and dedicated support pochipay.com · 30 Sept 2026

Compared on payment facilitation platforms

Sub-merchant onboarding: Yes
KYC/KYB tools: Yes
Split payments: Yes
Platform payouts: Yes
Risk and underwriting: Yes
Payment method depth: multi-method

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The record

Product: Pochipay describes itself as a payment orchestration platform with one integration to accept, collect, and settle payments across markets.
Checkout: Its checkout gateway accepts cards, wallets, bank transfers, and 200+ local payment methods across 170+ countries.
Routing: The gateway uses AI-powered transaction routing across acquirers and processors to improve approval rates and reduce costs.
Fraud controls: The gateway offers real-time risk scoring, 3DS2 authentication, configurable fraud rules, and automated chargeback handling.
Payment methods: Listed methods include M-Pesa, Airtel Money, MTN MoMo, Visa, Mastercard, Apple Pay, Google Pay, PayPal, SEPA, ACH, PIX, and UPI.
Payouts: The payouts product sends funds to bank accounts, mobile wallets, and cards, with batch processing, tracking, and reconciliation.
API: The API supports collections, individual or batch disbursements, transaction lookups, wallet balance reads, and callbacks; its full reference is available to signed-in merchants.
Security: The privacy policy states that Pochipay has PCI DSS Level 1 certification, encrypts data at rest with AES-256 and in transit with TLS 1.2 or higher, and tokenizes sensitive payment credentials.
Support: The pricing page says its sales team will prepare a tailored pricing proposal within one business day.
Pricing limits: Pricing is custom, and the page says higher tiers unlock more payment methods, faster settlements, and dedicated support.
Target customers: The site describes the platform as built for global businesses and lists travel and hospitality, digital commerce, marketplaces, SaaS, gaming, and financial services among its industries.
Headquarters and history: Pochipay says it was founded in Nairobi in 2020; its privacy policy identifies Nairobi, Kenya as its headquarters.
Founded: 2020
Headquarters: Nairobi, Kenya

Where it ranks on Freedom251

Best Payment Facilitation Platforms in 2026#7 of 25

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Sources

pochipay.com· checked 30 Sept 2026
pochipay.com/products/gateway· checked 30 Sept 2026
pochipay.com/features/coverage· checked 30 Sept 2026
pochipay.com/products/payouts· checked 30 Sept 2026
pochipay.com/docs· checked 30 Sept 2026
pochipay.com/legal/privacy· checked 30 Sept 2026
pochipay.com/pricing· checked 30 Sept 2026
pochipay.com/about· checked 30 Sept 2026