PayPal Multiparty Payments is part of PayPal Complete Payments Platform, a payment service for marketplaces and other platforms. It supports onboarding sellers globally while applying local regulations and compliance rules. Its checkout options accept PayPal, Pay Later, Venmo in the US, alternative payment methods, and credit or debit cards. Expanded Checkout adds customizable card fields with business branding. The platform also supports partner fees, foreign exchange, payouts, and dispute and chargeback management. Partners can charge commissions or brokerage fees on transactions they facilitate for sellers; fees are settled to the associated bank account once daily. Integration uses the PayPal JavaScript SDK, with client-side and server-side options. The platform is limited to approved partners, though sandbox testing is available before approval. Advanced card payments require vetting and underwriting. A multi-merchant order can contain up to 10 purchase units, and API responses have a 20-second timeout limit. Pricing is on request.
Who it is for
It suits marketplaces, ecommerce and shopping carts, sharing and gig economy platforms, technology partners, payment service providers, and crowdfunding services that need multiparty payment processing. Partner approval is required for live platform use.
What is good
- Onboards global sellers under local compliance rules
- Accepts multiple payment methods, including Venmo in the US
- Supports partner fees, foreign exchange, and payouts
- Offers client-side and server-side SDK integration
What to know first
- Live use is limited to approved partners
- Advanced card payments require vetting and underwriting
- Multi-merchant orders are limited to 10 purchase units
- Platform fees are unsupported for first-party integrations
Verdict
PayPal Multiparty Payments combines seller onboarding, payment acceptance, partner fees, and payouts for marketplace-style businesses. Check partner eligibility, the order limits, and the first-party platform-fee restriction before planning an integration.
PayPal Multiparty Payments plans and pricing
All plansCompared on embedded payments platforms
- KYC/AML tools
- advanced
- Payment acceptance
- global
- Payout capabilities
- basic
- API and SDK coverage
- broad
- Split payments
- Yes
- Account management
- managed
