Mangopay

What Mangopay is

Mangopay provides payment infrastructure for platforms and marketplaces that handle payments between users. Its wallets let platforms receive, hold, split, transfer, and convert funds. Payment methods can include cards, bank transfers, digital wallets, and others, subject to activation and contract requirements. The pricing page lists pay-ins in 15+ currencies and foreign exchange support for 20+ wallet currencies. Identity verification for individuals and businesses is listed in 190+ countries, with hosted and API integration options. Platforms can define custom fraud rules; the documentation describes Essential and Advanced plans. Developers can integrate through a REST API, a Checkout SDK, or server-side SDKs for Node.js, PHP, Python, .NET, Java, and Ruby. Mangopay states that it holds PCI DSS Level 1 certification and recommends TLS 1.2 or higher for API calls. Mangopay S.A. is approved as an electronic money institution by Luxembourg’s CSSF. Companies must be registered in an EEA country or the UK to use the service, and some business models and industries are ineligible. Pricing is custom and requires contacting sales; there is no free tier or self-serve starter plan.

Who it suits

Mangopay suits platforms and marketplaces that need to manage payments between users and can meet its company eligibility requirements. Its API and SDK options are relevant to teams integrating payment flows into their services.

Limits

There is no free tier or self-serve starter plan. Companies must be registered in the EEA or UK, and some business models and industries are ineligible.

Getting started

1. Visit https://mangopay.com/.
2. Contact sales for a personalized, volume-based quote.
3. Confirm that your company is registered in an EEA country or the UK and that your business model is eligible.
4. Choose API or web integration options for your platform.
5. Integrate with the REST API, Checkout SDK, or a server-side SDK.
6. Use the Dashboard to seek assistance.

Verdict

Mangopay offers payment infrastructure with wallets, verification, fraud rules, and developer integration options. It is limited to eligible companies and uses custom enterprise pricing rather than a self-serve starter plan.