Gigapay

What Gigapay is
Gigapay is a Merchant of Record service for businesses that pay creators. It consolidates payments through one vendor and invoice, and is aimed at brands, agencies, affiliate networks, and eSports and streaming businesses. Gigapay handles creator onboarding and KYC/KYB checks, along with applicable tax reporting, and supports payouts in more than 60 countries. Creators can complete onboarding through self-service and receive instant payouts where supported. Businesses can use the API to trigger payouts, synchronize reporting, and automate onboarding from a platform or CRM. Its API documentation covers recipients, payouts, and invoices. The web app is available without an implementation phase: after funding an account, a client can upload a payout batch. Bank transfer is the listed payout method, and 50 currencies are supported. Availability of payout features, currencies, and transaction times varies by country, and some markets require activation on request. Gigapay says it is ISO 27001 certified and GDPR compliant, and encrypts personal and financial data. Pro costs €279/mo plus a fixed 4.9% fee per payout.
Who it suits
Gigapay suits brands, agencies, affiliate networks, and eSports or streaming businesses that pay creators. It is also a fit for teams seeking payout automation, creator onboarding, and tax reporting through a web app or API.
What it does well
- Consolidates creator payments through one vendor and invoice
- Supports payouts in more than 60 countries
- API can trigger payouts and automate onboarding
- Handles creator onboarding, KYC/KYB, and applicable tax reporting
- Creators can use self-service and instant payouts where supported
What to know first
- Pro costs €279/mo plus a 4.9% fee per payout
- Payout features, currencies, and transaction times vary by country
- Some markets require activation on request
Limits
Pro costs €279/mo and charges a fixed 4.9% fee per payout. Payout availability and transaction times vary by country, and some markets need activation on request.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Pro | 4.9% fixed fee per payout · Unlimited global payouts · Unlimited vendors · Compliance and tax handled · API access · Self-service creator onboarding · Live support | €279 a month |
| Enterprise | €1.8M+ annual transfers · Negotiated volume-based rates · Dedicated account manager · Priority support · Custom integrations · Onboarding and training | On request |
As gigapay.com lists them, read 3 Oct 2026. The maker's own page has the final word.
Getting started
- Open the Gigapay web app or use its API
- Fund the account
- Upload a payout batch through the web app
- Use the API to trigger payouts, sync reporting, or automate onboarding
Verdict
Choose Gigapay if your business needs to pay creators and wants onboarding, compliance, and payout workflows handled through one service. Look elsewhere if the Pro monthly charge and per-payout fee do not suit your costs, or if your payout markets have unavailable features.
Questions
Is there a free plan?
No. Gigapay is a paid service.
Which platforms does Gigapay support?
Gigapay is available through web and API.
What payout methods and currencies are supported?
Bank transfer is the listed payout method, and Gigapay supports 50 currencies. Supported features and currencies vary by country.
Can Gigapay handle creator onboarding and tax reporting?
Gigapay says it handles creator onboarding and KYC/KYB checks, plus applicable tax reporting.
What does Enterprise include?
Enterprise includes negotiated volume-based rates, a dedicated account manager, priority support, custom integrations, onboarding, and training.
Facts from Gigapay's own pages
- API
- The Gigapay API can trigger payouts, sync reporting, and automate onboarding from a customer's platform or CRM. · gigapay.com, 3 Oct 2026
- Availability limits
- Supported payout features, currencies, and transaction times vary by country, and some markets require activation on request. · gigapay.com, 3 Oct 2026
- Creator experience
- Creators can use self-service and receive instant payouts where supported. · gigapay.com, 3 Oct 2026
- Creator onboarding
- Gigapay says it handles creator onboarding and KYC/KYB so clients do not have to do those checks themselves. · gigapay.com, 3 Oct 2026
- Getting started
- Gigapay says the web app has no implementation phase and clients can upload their first payout batch once the account is funded. · gigapay.com, 3 Oct 2026
- Global payouts
- Gigapay says its service supports creator payouts in more than 60 countries. · gigapay.com, 3 Oct 2026
- Headquarters
- Stockholm, Sweden · gigapay.com, 28 Sept 2026
- Integrations
- Gigapay offers API integration for payout workflows and says its API documentation covers recipient, payout, and invoice endpoints. · support.gigapay.com, 3 Oct 2026
- Product
- Gigapay acts as a Merchant of Record for creator payments, consolidating payments through one vendor and invoice. · gigapay.com, 3 Oct 2026
- Security
- Gigapay says it is ISO 27001 certified and GDPR compliant and uses encryption for personal and financial data. · gigapay.com, 3 Oct 2026
- Support
- The Pro plan includes live support; the Enterprise plan includes priority support and a dedicated account manager. · gigapay.com, 3 Oct 2026
- Tax compliance
- Gigapay says it handles applicable tax reporting for payouts. · gigapay.com, 3 Oct 2026
- Use cases
- The service is for brands, agencies, affiliate networks, and eSports and streaming businesses paying creators. · gigapay.com, 3 Oct 2026
Where Gigapay stands on Freedom251
- Payout Software#12 of 29