Gusto

Name: Gusto
Price: 180 USD

Paid AndroidAPIiPhoneWeb

What Gusto is

Gusto is a small business platform for payroll, benefits, and HR. Employers can pay employees and contractors, run unlimited payrolls, and have payroll taxes filed automatically. Health benefits and 401(k) plans integrate with payroll. Workforce tools include scheduling, timesheets, PTO requests, and mobile time tracking, while hiring features cover job postings, offer letters, e-signing, applicant tracking, and new-hire onboarding. Its app directory includes integrations across accounting, collaboration, time tracking, hiring, and expense management, with examples such as QuickBooks, Xero, FreshBooks, Expensify, Hubstaff, and Homebase. Gusto is available on the web, Android, iOS, and through an API; its mobile app works on iPhone and Android phones. The company was founded in 2012 and is headquartered in San Francisco. Gusto describes its customer base as more than 500,000 businesses nationwide. Plans are Simple at $49 a month plus $6 per person monthly, Plus at $80 a month plus $12 per person monthly, and Premium at $180 a month plus $22 per person monthly. Gusto says customers can cancel anytime and there are no long-term contracts.

Who it suits

Gusto suits small businesses that want payroll alongside benefits, HR, hiring, and workforce management tools. It also offers integrations across accounting and other business categories.

What it does well

Unlimited payrolls with automatic tax filing.
Health benefits and 401(k) integrate with payroll.
Hiring tools include applicant tracking and onboarding.
Plans can be canceled anytime.

What to know first

There is no free plan.
Plans add a monthly per-person charge.
Premium support is limited to the Premium plan.

Limits

Simple is limited to basic payroll in one state. Plus and Premium have higher monthly base prices and per-person charges; Premium is the listed plan with a dedicated account partner.

Plans

Plan	Billed and limits	Price
Contractor Only	Domestic contractor payments · Four-day pay · Form 1099 creation and filings · + $6/mo per person	On request
Premium	$180/mo + $22/mo per person · Premium account support · HR guidance and tools · Gusto Business Compliance · same-day and instant pay · project costing	$180 a month
Simple	$49/mo + $6/mo per person · Basic payroll in one state · unlimited payrolls · tax filings and payments · basic PTO and holiday pay	$49 a month
Plus	$80/mo + $12/mo per person · Multi-state payroll · time tracking and scheduling · unlimited next day pay · contractor invoice management	$80 a month

As gusto.com lists them, read 22 Sept 2026. The maker's own page has the final word.

Getting started

Visit gusto.com.
Choose Simple, Plus, or Premium based on the listed plan features.
Use the web platform, Android or iOS app, or API.

Verdict

Gusto combines payroll with benefits, HR, hiring, and time-management tools for small businesses. Compare both the base monthly amount and per-person charge when considering its plans.

Questions

Is Gusto free?

No. Gusto is paid and has no free plan.

How much do Gusto plans cost?

Simple is $49 a month, billed $49/mo + $6/mo per person. Plus is $80 a month, billed $80/mo + $12/mo per person; Premium is $180 a month, billed $180/mo + $22/mo per person.

Which platforms does Gusto support?

Gusto is available on web, Android, iOS, and through an API. Its mobile app works on iPhone and Android phones.

What support comes with a Gusto plan?

All plans include 24/7 access to the online Help Center and phone or chat support during business hours. Premium includes a dedicated account partner.

Can customers cancel anytime?

Gusto says it has no long-term contracts and customers can cancel anytime.

What integrations are named?

Examples include QuickBooks, Xero, Aplos, ZipBooks, Autobooks, FreshBooks, Expensify, Hubstaff, Clover, and Homebase.

Facts from Gusto's own pages

Audience and scale: Gusto describes its platform as serving small businesses and says it serves more than 500,000 businesses nationwide. · gusto.com, 7 Oct 2026
Benefits: The platform supports health benefits and 401(k) plans integrated with payroll. · gusto.com, 7 Oct 2026
Compliance: Gusto maintains annual SOC 1 and SOC 2 reports available to customers through its Trust Center after signing an NDA. · gusto.com, 7 Oct 2026
Examples: The pricing page names QuickBooks, Xero, Aplos, ZipBooks, Autobooks, FreshBooks, Expensify, Hubstaff, Clover, and Homebase as integration examples. · gusto.com, 7 Oct 2026
Founded: 2012 · gusto.com, 28 Sept 2026
Headquarters: San Francisco, California, United States · gusto.com, 28 Sept 2026
Hiring: Hiring tools include job postings, offer letters, e-signing, applicant tracking, and new hire onboarding. · gusto.com, 7 Oct 2026
Integrations: Gusto’s app directory includes integrations across categories such as accounting, collaboration, time tracking, hiring, and expense management. · gusto.com, 7 Oct 2026
Mobile: Gusto’s mobile app works on iPhone and Android phones. · support.gusto.com, 7 Oct 2026
Payroll: Employers can pay employees and contractors, run unlimited payrolls, and have payroll taxes filed automatically. · gusto.com, 7 Oct 2026
Plan terms: Gusto says there are no long-term contracts and customers can cancel anytime. · gusto.com, 7 Oct 2026
Product: Gusto is a small business platform that automates payroll, benefits, and HR. · gusto.com, 7 Oct 2026
Security: Gusto says data in transit uses TLS v1.2 and data at rest is encrypted with AES-256 in AWS. · gusto.com, 7 Oct 2026
Support: All plans include 24/7 access to the online Help Center and phone or chat support during business hours; Premium includes a dedicated account partner. · gusto.com, 7 Oct 2026
Time tracking: Gusto supports scheduling, timesheets, PTO requests, and mobile time tracking. · gusto.com, 7 Oct 2026