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Zoho Payments

Paid Web

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Zoho Payments's own site

What Zoho Payments is

Zoho Payments is a paid web service for accepting domestic card, international card, and ACH Direct Debit payments. It supports recurring payments, broad payment-method coverage, and QR code sharing. Domestic Cards are priced at 2.90% plus 30¢ per transaction. International Cards cost 1.5% plus the domestic card fee per transaction, and a 1% currency conversion fee applies when payments use other currencies. ACH Direct Debit has a $5.00 transaction-fee cap. No free plan is listed, and the provided pricing is transaction-based rather than a subscription charge. Zoho was founded in 1996. The service’s web platform is the listed access route. Its fee structure makes payment type and currency important when estimating costs: domestic cards use a percentage and fixed fee, international cards add the domestic card charge, and other-currency payments add conversion cost. ACH uses a stated cap. Recurring-payment support and QR sharing provide additional collection options.

Who it suits

Zoho Payments suits organisations collecting card or ACH payments online, including recurring charges. It may fit users who need QR sharing and multiple payment methods through a web service.

What it does well

  • Supports recurring payments
  • Offers ACH Direct Debit
  • Provides QR code sharing
  • Includes international card acceptance
  • Broad payment method coverage

What to know first

  • No free plan
  • International payments add currency conversion fees
  • Card pricing is charged per transaction
  • Web is the only listed platform

Plans

PlanBilled and limitsPrice
Domestic Cards2.90% + 30¢ per transactionOn request
International Cards1.5% + domestic card fee per transaction · 1% currency conversion fee applies for payments in other currenciesOn request
ACH Direct Debit$5.00 transaction-fee capOn request

As zoho.com lists them, read 20 Sept 2026. The maker's own page has the final word.

Verdict

Zoho Payments provides several online collection methods with clearly stated transaction fees. Compare the card, currency, and ACH charges against your payment mix before adopting it.

Facts from Zoho Payments's own pages

Founded
1996 · zoho.com, 4 Oct 2026

Where Zoho Payments stands on Freedom251

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