Freedom251 › Payment Link Software
Paytm Payment Links
What Paytm Payment Links is
Paytm Payment Links lets merchants request remote payments by sharing a link, without building a website or integrating a payment gateway into it. Links can be created in the Paytm Dashboard, Business App, or through APIs, then sent by SMS, social media, or email. The product lists more than 100 payment instruments, including Paytm Wallet, UPI, Paytm Postpaid, cards, and net banking. Merchants can use generic or fixed-amount links, payment pages that collect customer details, and invoice links with product-wise amount breakdowns. A link can accept multiple partial payments until the requested amount is paid. Other listed tools include automatic reminders, one-click refunds, and bulk creation of up to 1 Lakh links in one go without API integration. Links can be valid for up to one year. Payments from 50+ countries require international payments to be enabled for the merchant account. Settlement is stated as T+1, including weekends and bank holidays. No price is listed; the page states there are no setup fees or maintenance charges.
Who it suits
It suits merchants who need to request payments remotely, including freelancers, social media businesses, retailers, wholesalers, and service providers. Businesses can create links from Paytm tools or through APIs and ERP platforms.
What it does well
- Supports more than 100 payment instruments
- Create up to 1 Lakh links in one go
- Accept multiple partial payments per link
- Automatic reminders and one-click refunds
- T+1 settlement includes weekends and bank holidays
What to know first
- International payments require account activation
- Links expire after at most one year
- Acceptance limit follows the merchant’s monthly limit
Limits
Links can remain valid for up to one year. Payment acceptance uses the merchant’s monthly acceptance limit; merchants can request an upgrade by submitting business documents.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Paytm Payment Links | No setup fees or maintenance charges stated; payment acceptance limit follows the merchant’s monthly acceptance limit | On request |
As business.paytm.com lists them, read 4 Oct 2026. The maker's own page has the final word.
Getting started
- Open the Paytm Payment Links website.
- Create links in the Paytm Dashboard or Business App, or use the API.
- Choose a link format and set its amount or customer-detail fields as needed.
- Share the link by SMS, social media, or email.
- Enable international payments on the merchant account if accepting payments from abroad.
Verdict
Paytm Payment Links offers multiple link formats, payment methods, and ways to distribute links without requiring a merchant website. Merchants should check their monthly acceptance limit and enable international payments separately if needed.
Questions
What platforms does Paytm Payment Links support?
The listed platforms are Android, iOS, web, and API.
What does it cost?
No price is listed for the Paytm Payment Links plan.
Which payment methods can customers use?
The product lists more than 100 payment instruments, including Paytm Wallet, UPI, Paytm Postpaid, cards, and net banking.
Can merchants accept international payments?
Payments from 50+ countries can be accepted when international payments are enabled for the merchant account.
How long do payment links stay valid?
The maximum validity is one year. If no expiry date is specified, one year is the default.
How does settlement work?
The product states T+1 settlement, including bank holidays and weekends.
Facts from Paytm Payment Links's own pages
- Bulk creation
- The product page says merchants can create up to 1 Lakh payment links in one go without API integration. · business.paytm.com, 4 Oct 2026
- Create and share
- Merchants can create links in the Paytm Dashboard, Business App, or through APIs, then share them by SMS, social media, or email. · business.paytm.com, 4 Oct 2026
- ERP and API integration
- The product page says payment links can be created from an ERP or platform via API; the API documentation describes creating links and attaching form templates. · business.paytm.com, 4 Oct 2026
- International payments
- The FAQ says payments from 50+ countries can be accepted, and international payments must be enabled for the merchant account. · business.paytm.com, 4 Oct 2026
- Link types
- The developer documentation describes generic links, fixed amount links, payment pages for collecting customer details, and invoice links with product-wise amount breakdowns. · paytmpayments.com, 4 Oct 2026
- Link validity
- Payment links have a maximum validity of one year, and one year is the default expiry when no expiry date is specified. · business.paytm.com, 4 Oct 2026
- Partial payments
- Merchants can enable multiple partial payments on a link until the requested amount is fully paid. · business.paytm.com, 4 Oct 2026
- Payment acceptance limit
- The link acceptance limit is the same as the merchant’s monthly acceptance limit; the page says merchants can request a monthly plan upgrade by submitting business documents. · business.paytm.com, 4 Oct 2026
- Payment methods
- The product page lists Paytm Wallet, UPI, Paytm Postpaid, cards, and net banking among supported payment sources, and states that it supports 100+ payment instruments. · business.paytm.com, 4 Oct 2026
- Reminders and refunds
- The page lists automatic payment reminders and one-click refunds as features. · business.paytm.com, 4 Oct 2026
- Security
- The product page describes bank-grade security with fraud prevention technology; Paytm Payments Services says it is PCI DSS certified and ISO/IEC 27001:2022 certified for the stated payment aggregator and tokenization services scope. · business.paytmpayments.com, 4 Oct 2026
- Settlement
- The product page states T+1 settlement, including bank holidays and weekends. · business.paytm.com, 4 Oct 2026
- Support
- Paytm for Business support lists a phone number for existing customers and an online option to send a query. · business.paytm.com, 4 Oct 2026
- What it does
- Lets merchants request remote payments through shareable links without building a website or integrating a payment gateway into it. · business.paytm.com, 4 Oct 2026
- Who it is for
- The page presents use cases including freelancers, social media businesses, education, retail, e-commerce, wholesalers, IT services, travel, healthtech, logistics, and enterprises. · business.paytm.com, 4 Oct 2026
Where Paytm Payment Links stands on Freedom251
- Payment Link Software#27 of 32