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Best Payment Fraud Detection Software in 2026
Payment fraud detection software helps you evaluate transaction risk and apply controls across payment activity. Compared on real-time scoring, supported channels, and included transactions, these tools also differ in device fingerprinting, machine-learning models, and custom rules. Check whether a chargeback guarantee or free plan is listed, and use the paid-from price to weigh costs. Stripe Radar, FraudLabs Pro, and IPQualityScore Fraud Prevention are among the entries to consider. The right comparison depends on the channels you handle and which risk controls fit your workflow; review the listed features and terms to see how each option aligns with those needs.
- 31 apps
- Research read 23 Sept 2026
- How the order is worked out
- 1
Ojuri
Free plan Open source APILinuxSelf-hosted+2Ojuri combines transaction scoring, pattern analysis, investigation, and analyst workflows in a self-hosted system.
- 2
Tazama
Free plan Open source APILinuxMac+3Tazama brings transaction scoring, rule configuration, alert investigation, and analytics into one open-source platform.
- 3
FraudLabs Pro
Free plan AndroidAPIExtension+2FraudLabs Pro combines transaction scoring with checks across payment, identity, device, and account signals. Its free Micro plan has a 500-query monthly limit, and paid subscriptions are monthly.
- 4
IPQualityScore Fraud Prevention
Free plan AndroidAPIExtension+3IPQualityScore combines multiple fraud signals with adjustable rules and several integration or deployment paths.
- 5
Jube
Free plan APILinuxSelf-hosted+1Jube brings transaction monitoring and case workflows into a self-hostable platform with multiple detection methods.
- 6
Stripe Radar
Free plan AndroidAPIiPhone+1Radar offers fraud and abuse controls for Stripe payment activity and can also provide risk signals through APIs for other processors.
- 7
Adyen
Paid AndroidAPIExtension+2Adyen offers a broad online payments platform with API checkout options and support for recurring and marketplace payments.
- 8
MaxMind minFraud
Free trial AndroidAPIiPhone+1minFraud combines risk scoring, transaction data, and custom decision rules in an API for online businesses. A trial is available, while paid usage has no monthly minimum or commitment.
- 9
ClearSale
Paid AndroidAPIiPhone+1ClearSale combines automated fraud screening, human review, chargeback services and brand monitoring for ecommerce merchants.
- 10
Cybersource
Paid AndroidAPIiPhone+1Cybersource offers broad payment method and checkout coverage, along with developer tools and fraud services.
- 11
DataVisor Fraud Platform
Paid AndroidAPIiPhone+1DataVisor combines transaction monitoring, device intelligence, and investigations for financial crime workflows.
- 12
Sift Payment Protection
Free trial AndroidAPIiPhone+1Sift Payment Protection combines fast scoring, fraud detection and policy automation for merchants. Pricing is on request, so teams need to contact Sift to discuss access.
- 13
Kount 360
Paid AndroidAPIiPhone+1Kount 360 brings several fraud, identity, and compliance capabilities into one platform, with a dedicated Shopify app.
5.7 Visit site - 14
Ethoca
Paid AndroidAPIiPhone+1Ethoca combines merchant-facing dispute alerts with banking-channel purchase details and subscription management.
- 15
Featurespace Platform
Paid Self-hostedWebConsider Featurespace Platform if your financial institution needs adaptive behavioral analysis and options for on-premise or hosted deployment.
- 16
FraudNet
Paid APIWebFraudNet brings multiple fraud and compliance controls together with configurable decisioning, partner data, and API access.
- 17
Ravelin
Paid AndroidAPIiPhone+1Ravelin combines fraud prevention, account security, 3D Secure, and transaction optimization in a platform tailored to a business's setup. Pricing requires contacting the company.
- 18
Feedzai
Paid APIConsider Feedzai if your financial institution needs real-time fraud prevention alongside identity and AML capabilities.
- 19
Signifyd Guaranteed Fraud Protection
Paid AndroidAPIiPhone+1Signifyd combines real-time order decisions with a chargeback guarantee for approved orders. Merchants should request pricing to understand the percentage-based charge for their order mix.
- 20
NICE Actimize
by NICE ActimizePaid APIWebNICE Actimize offers broad AML coverage, including transaction monitoring, screening, entity risk, and reporting.
- 21
Riskified
Paid APIExtensionWebRiskified combines automated decisioning, monitoring and merchant-facing dashboards across several ecommerce risk areas.
- 22
Frauddi
Paid APIWebChoose Frauddi if your business needs real-time fraud scoring alongside rule management, case workflows and automated reviews. Its named primary audience is fintechs and payment companies.
- 23
Mastercard Decision Intelligence
Paid WebConsider Decision Intelligence if your organization needs real-time transaction risk scoring across networks, with configurable rules and fraud discovery tools.
- 24
Vesta
Paid AndroidAPIiPhone+1Vesta brings telecom payment processing and fraud management together, with multiple integration options and a transaction-monitoring dashboard.
- 25
Visa Decision Manager
Paid APIWebMerchants looking to automate fraud screening with configurable risk models should consider Visa Decision Manager.
#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price
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