Best Payment Fraud Detection Software in 2026
Updated
In short: Stripe Radar is ranked #1 of 30 as of 7 October 2026, ahead of FraudLabs Pro and IPQualityScore Fraud Prevention. The best-ranked option with a free plan is FraudLabs Pro. The lowest first paid tier on this page is MaxMind minFraud at $0.01/mo.
Payment fraud detection software helps you evaluate transaction risk and apply controls across payment activity. Compared on real-time scoring, supported channels, and included transactions, these tools also differ in device fingerprinting, machine-learning models, and custom rules. Check whether a chargeback guarantee or free plan is listed, and use the paid-from price to weigh costs. Stripe Radar, FraudLabs Pro, and IPQualityScore Fraud Prevention are among the entries to consider. The right comparison depends on the channels you handle and which risk controls fit your workflow; review the listed features and terms to see how each option aligns with those needs.
30 payment fraud detection software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
3 of the 25 here have a free tier you can use, 0 have open-source code on record, and 0 have full bars: free, open, on most of your devices and documented.
| # | App | Signal | Free tier | Open code | Devices | From | Score |
|---|---|---|---|---|---|---|---|
| 1 | Stripe RadarWeb · Android · iPhone · API | Three bars | — | 3 of 6 | $10/mo | 6.6 | |
| 2 | FraudLabs ProWeb · Android · iPhone · API | Three bars | — | 3 of 6 | $29.95/mo | 6.5 | |
| 3 | IPQualityScore Fraud PreventionWeb · Android · iPhone · Self-hosted · API | Three bars | — | 3 of 6 | $99/mo | 6.5 | |
| 4 | RavelinWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | — | 5.6 |
| 5 | VestaWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | — | 5.6 |
| 6 | DataVisor Fraud PlatformWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | — | 5.5 |
| 7 | Sift Payment ProtectionWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | — | 5.5 |
| 8 | ACI Automated Dispute ManagerWeb | One bar | — | — | 1 of 6 | — | 5.4 |
| 9 | Mastercard Decision IntelligenceWeb | One bar | — | — | 1 of 6 | — | 5.4 |
| 10 | RiskifiedWeb · API · Extension | One bar | — | — | 1 of 6 | — | 5.4 |
| 11 | Visa Decision ManagerWeb · API | One bar | — | — | 1 of 6 | — | 5.4 |
| 12 | Forter Trust PlatformWeb · Android · iPhone | One bar | — | — | 3 of 6 | — | 5.3 |
| 13 | Featurespace PlatformWeb | No signal | — | — | 1 of 6 | — | 5.2 |
| 14 | FrauddiWeb | No signal | — | — | 1 of 6 | — | 5.2 |
| 15 | FraudNetWeb | No signal | — | — | 1 of 6 | — | 5.2 |
| 16 | OjuriWeb | No signal | — | — | 1 of 6 | — | 5.2 |
| 17 | SAS Fraud ManagementWeb | No signal | — | — | 1 of 6 | — | 5.2 |
| 18 | Signifyd Guaranteed Fraud ProtectionWeb · Android · iPhone · API | One bar | — | — | 3 of 6 | — | 5.2 |
| 19 | AdyenWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | — | 5.1 |
| 20 | Braintree ACH Direct DebitWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | — | 5.1 |
| 21 | ClearSaleWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | $250/mo | 5.1 |
| 22 | FeedzaiNo platforms listed | No signal | — | — | 0 of 6 | — | 5.1 |
| 23 | JubeNo platforms listed | No signal | — | — | 0 of 6 | — | 5.1 |
| 24 | Kount 360Web · Android · iPhone · API | Two bars | — | — | 3 of 6 | $25/mo | 5.1 |
| 25 | MaxMind minFraudWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | $0.01/mo | 5.1 |
Compare all 25 in a table
| # | App | Score | Free plan | From | Free plan | Paid from | Real-time scoring | Custom rules |
|---|---|---|---|---|---|---|---|---|
| 1 | Stripe Radar | 6.6 | Free plan | $10/mo | Yes | 10 /mo | Yes | Yes |
| 2 | FraudLabs Pro | 6.5 | Free plan | $29.95/mo | Yes | — | Yes | Yes |
| 3 | IPQualityScore Fraud Prevention | 6.5 | Free plan | $99/mo | Yes | 99 /mo | Yes | Yes |
| 4 | Ravelin | 5.6 | No | — | — | — | Yes | Yes |
| 5 | Vesta | 5.6 | No | — | — | — | Yes | — |
| 6 | DataVisor Fraud Platform | 5.5 | No | — | — | — | Yes | Yes |
| 7 | Sift Payment Protection | 5.5 | No | — | — | — | Yes | Yes |
| 8 | ACI Automated Dispute Manager | 5.4 | No | — | — | — | Yes | Yes |
| 9 | Mastercard Decision Intelligence | 5.4 | No | — | — | — | Yes | Yes |
| 10 | Riskified | 5.4 | No | — | — | — | Yes | — |
| 11 | Visa Decision Manager | 5.4 | No | — | — | — | Yes | Yes |
| 12 | Forter Trust Platform | 5.3 | No | — | — | — | Yes | Yes |
| 13 | Featurespace Platform | 5.2 | No | — | — | — | Yes | Yes |
| 14 | Frauddi | 5.2 | No | — | — | — | Yes | Yes |
| 15 | FraudNet | 5.2 | No | — | — | — | Yes | Yes |
| 16 | Ojuri | 5.2 | No | — | Yes | — | Yes | Yes |
| 17 | SAS Fraud Management | 5.2 | No | — | — | — | Yes | Yes |
| 18 | Signifyd Guaranteed Fraud Protection | 5.2 | No | — | — | — | Yes | — |
| 19 | Adyen | 5.1 | No | — | No | — | — | — |
| 20 | Braintree ACH Direct Debit | 5.1 | No | — | No | — | Yes | Yes |
| 21 | ClearSale | 5.1 | No | $250/mo | No | 250 /mo | — | Yes |
| 22 | Feedzai | 5.1 | No | — | — | — | Yes | Yes |
| 23 | Jube | 5.1 | No | — | Yes | — | Yes | Yes |
| 24 | Kount 360 | 5.1 | No | $25/mo | No | — | Yes | Yes |
| 25 | MaxMind minFraud | 5.1 | No | $0.01/mo | No | — | Yes | Yes |
Is your app on this list?
Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.
Questions about this list
Which payment fraud detection software is ranked first on Freedom251?
Stripe Radar is ranked #1 of 30 with a score of 6.6. FraudLabs Pro is second and IPQualityScore Fraud Prevention third.
How many of these have a free plan?
3 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, MaxMind minFraud has the lowest first paid tier we found: $0.01/mo.
How is this list ranked?
Ranked free-and-open first: a usable free tier and open-source code, then the platforms it runs on and its documentation.