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Mastercard Decision Intelligence
What Mastercard Decision Intelligence is
Mastercard Decision Intelligence is a transaction risk monitoring solution for issuers, acquirers, and merchant service providers. It evaluates transactions in real time to help prevent fraud and approve genuine purchases, using transaction context, cardholder behavior, and merchant relationships alongside Mastercard’s global network intelligence. The product can score transactions processed by any network, supporting portfolio-wide protection through one solution. A single transaction score is designed to help reduce false declines and fit into issuer authorization flows.
Decision Intelligence Pro uses graphing techniques and generative AI models to assess risk with added context. Rules Cartridges offer consortium-based rules written by expert rule writers and tailored to regional fraud trends or specific vulnerabilities. Rules Discovery helps users visualize problem areas and identify fraud and opportunities. The broader Risk Decisioning platform can be deployed in the cloud or on premises and offers millisecond response times. Mastercard says the platform scores over 150 billion transactions a year and reports 99.99% uptime. The product is available on the web. Pricing is on request, and the product page directs prospective customers to contact sales.
Who it suits
Decision Intelligence suits issuers, acquirers, and merchant service providers that need real-time transaction risk decisions. Decision Intelligence Pro is described as helping issuers approve more genuine transactions without increasing risk.
What it does well
- Real-time analysis of transaction context, cardholder behavior, and merchant relationships
- Can score transactions processed by any network
- Single transaction score designed to help reduce false declines
- Rules Cartridges tailored to regional fraud trends or vulnerabilities
- Rules Discovery visualizes problem areas
- Cloud or on-premises deployment for the Risk Decisioning platform
What to know first
- Pricing is available only by contacting sales
- The product is listed for web access
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Decision Intelligence Pro | Pricing not listed; contact sales | On request |
As mastercard.com lists them, read 3 Oct 2026. The maker's own page has the final word.
Getting started
- Visit the Mastercard Decision Intelligence product page
- Contact sales to discuss pricing
- Use the web platform
- For the rules and case management modules, authenticate through Mastercard Connect or an identity service provider’s single sign-on
Verdict
Consider Decision Intelligence if your organization needs real-time transaction risk scoring across networks, with configurable rules and fraud discovery tools. Buyers who need a stated price should look elsewhere, since pricing requires a sales inquiry.
Questions
How much does Mastercard Decision Intelligence cost?
Pricing is on request. The product page directs prospective customers to contact sales.
Who is Decision Intelligence for?
Mastercard describes its risk decisioning solutions for issuers, acquirers, and merchant service providers.
What does Decision Intelligence Pro add?
It uses graphing techniques and generative AI models to assess transaction risk with more accuracy and context.
Can it score transactions from other networks?
Yes. Decision Intelligence can score transactions processed by any network.
Where can the Risk Decisioning platform be deployed?
The platform can be deployed in the cloud or on premises.
How do users authenticate to the rules and case management modules?
Those modules support authentication through an existing Mastercard Connect account or single sign-on with an identity service provider.
Facts from Mastercard Decision Intelligence's own pages
- AI models
- Decision Intelligence Pro uses graphing techniques and generative AI driven models to assess risk with more accuracy and context. · mastercard.com, 3 Oct 2026
- Authentication
- The platform's rules and case management modules support authentication through an existing Mastercard Connect account or single sign-on with an identity service provider. · mastercard.com, 2 Oct 2026
- Authorization decisions
- Decision Intelligence Pro uses graphing techniques and generative AI models to assess transaction risk with more accuracy and context. · mastercard.com, 2 Oct 2026
- Decisioning
- The product evaluates transactions instantly using Mastercard’s global network intelligence. · mastercard.com, 3 Oct 2026
- Decisioning scale
- Mastercard says its Risk Decisioning platform scores over 150 billion transactions a year and reports 99.99% uptime. · mastercard.com, 2 Oct 2026
- Deployment
- The Risk Decisioning platform can be deployed in the cloud or on premises and offers millisecond response times. · mastercard.com, 2 Oct 2026
- False declines
- A single transaction score is designed to reduce false declines and integrate into issuer authorization flows. · mastercard.com, 3 Oct 2026
- Founded
- Mastercard was founded as the Interbank Card Association in 1966. · mastercard.com, 3 Oct 2026
- Headquarters
- Mastercard’s global headquarters are in Purchase, New York, USA. · mastercard.com, 3 Oct 2026
- Network coverage
- Decision Intelligence can score transactions processed by any network, providing protection for an entire portfolio in one solution. · mastercard.com, 3 Oct 2026
- Pricing
- The product page directs visitors to contact sales and does not state a price. · mastercard.com, 2 Oct 2026
- Purpose
- Decision Intelligence is a transaction risk monitoring solution that helps prevent fraud and approve genuine transactions in real time. · mastercard.com, 3 Oct 2026
- Risk analysis
- It analyzes transaction context, cardholder behavior and merchant relationships in real time. · mastercard.com, 3 Oct 2026
- Risk signals
- It analyzes transaction context, cardholder behavior and merchant relationships in real time. · mastercard.com, 2 Oct 2026
- Rules Cartridges
- Consortium based rules cartridges are written by expert rule writers and tailored to regional fraud trends or specific fraud vulnerabilities. · mastercard.com, 3 Oct 2026
- Rules Discovery
- Rules Discovery helps users visualize problem areas to find fraud and areas of opportunity. · mastercard.com, 3 Oct 2026
- Rules support
- Rules Cartridges are consortium-based rules written by expert rule writers and tailored to regional fraud trends or specific vulnerabilities. · mastercard.com, 2 Oct 2026
- Sales and pricing
- The product page directs prospective customers to contact sales and does not state a price. · mastercard.com, 3 Oct 2026
- Security and data responsibility
- Mastercard says its platform follows its data responsibility practices, including security and privacy practices, explainability, and an AI Governance framework for customer engagements. · mastercard.com, 2 Oct 2026
- Who it is for
- The page describes Decision Intelligence Pro as helping issuers approve more genuine transactions without increasing risk. · mastercard.com, 3 Oct 2026
- Who it serves
- Mastercard describes its risk decisioning solutions for issuers, acquirers and merchant service providers. · mastercard.com, 2 Oct 2026
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