Freedom251 › Financial Crime Compliance Software
Sift Payment Protection
What Sift Payment Protection is
Sift Payment Protection helps digital businesses and merchants assess payment risk and stop fraudulent transactions in real time. It evaluates transactions in under 150 milliseconds with an AI/ML model ensemble that is retrained through online learning as fraud patterns change. Detection covers stolen-card fraud, card testing, BOPIS abuse, alternative payment fraud and fraudulent currency movement. Teams can automate decisions with policies to reduce manual review and test policy or threshold changes against historical traffic before launch. Sift says each score draws on 16,000 risk signals and insight from 1 trillion annual events. The product includes PSD2 compatibility for expansion into regulated markets. Developer access includes REST APIs, JavaScript snippets and SDKs for iOS and Android. Listed technology partners include Adyen, Braintree, Checkout.com, Magento, PayPal and Stripe. Sift reports a 99.4% acceptance rate, 80% fewer chargebacks and a 47% reduction in financial losses. The company says it passed a SOC 2 Type 2 audit. Pricing is available on request; customers can use the Help Center or contact the Support Team.
Who it suits
Sift Payment Protection is aimed at digital businesses and merchants managing payment fraud. It may suit teams that need real-time transaction scoring and automated payment policies.
What it does well
- Evaluates transactions in under 150 milliseconds
- Detects five listed types of payment fraud
- Policies can reduce manual review volume
- REST APIs, JavaScript snippets and mobile SDKs
What to know first
- Pricing is available only on request
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Basic | per month · contact vendor for pricing | $0.06 a month |
| Payment Protection | Contact us | On request |
As sift.com lists them, read 15 Oct 2026. The maker's own page has the final word.
Getting started
- Visit the Sift Payment Protection website.
- Contact Sift for pricing and plan details.
- Use the available REST APIs, JavaScript snippets, or SDKs for iOS and Android.
- Connect through a listed technology partner if applicable.
- Use the Sift Help Center or contact the Support Team for assistance.
Verdict
Sift Payment Protection combines fast scoring, fraud detection and policy automation for merchants. Pricing is on request, so teams need to contact Sift to discuss access.
Questions
How much does Sift Payment Protection cost?
It is a paid product. Pricing is available on request.
What platforms does it support?
The listed platforms are Android, API, iOS, and web.
What kinds of payment fraud does it detect?
Coverage includes stolen card fraud, card testing, BOPIS abuse, alternative payment fraud, and fraudulent currency movement.
Can teams automate payment decisions?
Yes. Automated policies can reduce manual review, and teams can test policy or threshold changes against historical traffic before launch.
Which integrations and developer options are listed?
Technology partners include Adyen, Okta (Auth0), Braintree, Checkout.com, Magento, PayPal, Ping Identity, Stripe, Telesign, Zendesk, Spreedly, DevCode Identity, and Fyntek. Developer access includes REST APIs, JavaScript snippets, and iOS and Android SDKs.
What does Sift report about outcomes and security?
Sift reports a 99.4% acceptance rate, 80% fewer chargebacks, and a 47% reduction in financial losses. The company says it passed a SOC 2 Type 2 audit.
Facts from Sift Payment Protection's own pages
- API and SDKs
- Sift offers REST APIs, JavaScript snippets, and SDKs for iOS and Android. · sift.com, 15 Oct 2026
- API functions
- The developer platform documents Events, Labels, Automation, Device Fingerprinting, and Partner APIs. · developers.sift.com, 15 Oct 2026
- Automation
- Automated policies handle low-risk decisions and are designed to reduce manual review volume. · sift.com, 15 Oct 2026
- Company facts
- LinkedIn lists Sift as a privately held computer and network security company founded in 2011, headquartered in San Francisco, with 201–500 employees. · linkedin.com, 15 Oct 2026
- Customer scale
- Sift says its network processes over 1 trillion annual events from more than 34,000 sites and apps and serves over 700 customers. · sift.com, 1 Oct 2026
- Custom models
- Teams can use flexible risk scoring to build and deploy their own custom models. · sift.com, 15 Oct 2026
- Decision automation
- Automated policies reduce manual review volume, and teams can test policy and threshold changes against historical traffic before launch. · sift.com, 1 Oct 2026
- Deployment model
- Capterra describes Sift as a cloud-based fraud-detection and chargeback-management product. · capterra.com, 15 Oct 2026
- Developer access
- Sift provides REST APIs, JavaScript snippets, and SDKs for iOS and Android. · sift.com, 1 Oct 2026
- Developer documentation
- Documentation includes integration guides, client libraries, tutorials, custom-event instructions, historical-data uploads, and fraud-automation examples. · sift.com, 15 Oct 2026
- Dispute data
- Sift provides built-in dispute-data ingestion and stronger user identification for payment decisions. · sift.com, 15 Oct 2026
- Event API endpoint
- The Events API accepts JSON POST requests at https://api.sift.com/v203/events and supports body or Basic authorization-key authentication. · developers.sift.com, 15 Oct 2026
- Founded
- 2011 · sift.com, 28 Sept 2026
- Fraud coverage
- The product covers stolen-card fraud, card testing, BOPIS abuse, alternative-payment abuse, fraudulent currency movement, account takeover, and fake-account activity. · sift.com, 15 Oct 2026
- Funding news
- Sift announced a $50 million Series E round on April 22, 2021, at a valuation above $1 billion. · sift.com, 15 Oct 2026
- Headquarters
- San Francisco, California, United States · sift.com, 28 Sept 2026
- Integrations
- Sift lists technology integrations including Adyen, Okta/Auth0, Braintree, Checkout.com, and Ping Identity DaVinci. · sift.com, 15 Oct 2026
- Investigation tools
- Bulk decisioning, historical network visualization, score explainability, and transaction activity views support fraud investigations. · sift.com, 15 Oct 2026
- Legal name
- Crunchbase identifies the company legal name as Sift Science, Inc. · crunchbase.com, 15 Oct 2026
- Limit: complexity
- G2 reviewers describe rule creation and the wider feature set as confusing or difficult to learn. · g2.com, 15 Oct 2026
- Limit: cost
- A Capterra reviewer calls Sift costly compared with some alternatives. · capterra.com, 15 Oct 2026
- Limit: customization
- Capterra reviewers report limited API connections, limited user customization, and reliance on IT for updates. · capterra.com, 15 Oct 2026
- Limit: false positives
- G2 and Capterra reviewers report inaccurate decisions and false positives that can interrupt legitimate users. · g2.com, 15 Oct 2026
- Limit: payment coverage
- A Capterra reviewer wanted better support for PayPal payments. · capterra.com, 15 Oct 2026
Where Sift Payment Protection stands on Freedom251
- Financial Crime Compliance Software#8 of 57
- Fraud Detection Software#12 of 33
- Payment Fraud Detection Software#12 of 31