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Best Restaurant Payment Processing Software in 2026

Restaurant payment processing software handles transactions across different service settings. Compared on card-present, mobile, online, and tableside payments, the entries can help you weigh which channels match how your guests pay. Reconciliation tools add a back-office consideration, while pricing model, free-plan availability, and paid-from pricing provide commercial details to compare. Dojo, Paybyrd, and SpotOn Payment Processing are among the options shown. Consider the payment methods your restaurant needs to support and the reconciliation capabilities you want to review, then weigh those needs against the listed pricing information.

  1. 1

    Dojo

    Free plan AndroidAPIiPhone+1

    Dojo combines payment processing, card machines, reconciliation, and business insights for varied payment settings. Listed plans include free options, while software and hardware charges vary.

    7.6 Free plan Visit site
  2. 2

    SpotOn Payment Processing

    Free plan AndroidAPIiPhone+1

    SpotOn offers payment processing with ordering, menu, table layout, and reporting tools across its plans.

    7.2 Free plan · paid from $55/mo Visit site
  3. 3

    Toast

    Free plan AndroidAPIiPhone+1
  4. 4

    Viva.com

    Free plan AndroidAPIiPhone+1

    Viva.com supports several sales channels, with checkout, remote-payment options, and integrations for online stores.

    7.0 From £3.99/mo Visit site
  5. 5

    TableSend

    Free plan Web

    TableSend covers QR ordering, table payments, gifting, and venue-side order and menu management.

    6.7 Free plan · 30-day trial Visit site
  6. 6

    Adyen

    Paid AndroidAPIExtension+2

    Adyen offers a broad online payments platform with API checkout options and support for recurring and marketplace payments.

    6.1 From $0.13 Visit site
  7. 7

    qlub

    Free trial AndroidiPhoneWeb

    qlub combines diner-facing QR payment and ordering with restaurant operations and payment tools. Restaurant pricing requires a request; the separately listed qlub+ membership costs 15 AED a month.

    6.1 Pricing on request Visit site
  8. 8

    DISH Payment Solutions

    Paid AndroidiPhoneWeb

    DISH Pay offers several cashless payment methods alongside transaction tools for restaurants and hospitality businesses.

    5.9 From €7.90/mo Visit site
  9. 9

    Lightspeed Restaurant

    by Lightspeed Restaurant
    Paid AndroidiPhoneMac+2

    Lightspeed Restaurant brings POS, ordering, offline operation and integrations into a restaurant-focused system, with plans starting at $69 a month.

    5.9 From $69/mo Visit site
  10. 10

    Paybyrd

    Paid AndroidAPIiPhone+1

    Paybyrd covers online and in-person payment collection, with integrations and developer tools alongside its checkout and POS options.

    5.8 From €0/mo Visit site
  11. 11

    PayFacto

    Paid AndroidAPIiPhone+1

    PayFacto covers multiple payment channels, with restaurant POS products, terminals, and online payment options. Pricing is customized, so prospective customers need to contact sales for a quote.

    5.8 Pricing on request Visit site
  12. 12

    QikServe Pay at Table

    by QikServe Pay at Table
    Paid AndroidiPhoneWeb

    QikServe Pay at Table supports guest-led mobile payment and check splitting across table, counter, and drive-thru service.

    5.6 Pricing on request Visit site
  13. 13

    Bbot

    Paid APIWeb

    Bbot gives hospitality businesses browser-based ordering, payments, tabs, group orders, and POS integrations.

    5.5 Pricing on request Visit site
  14. 14

    Elavon Restaurant Payments

    Paid Web

    Elavon combines restaurant payment acceptance with POS, ordering, and operational tools. Compare the listed transaction charges and confirm the POS and hardware fit your restaurant's needs.

  15. 15

    Olo Pay

    Paid Web

    Olo Pay combines online and in-store payment processing with checkout options, fraud detection, and reporting tools. Pricing is on request, and the listed platform is web.

    5.4 Pricing on request Visit site
  16. 16

    Oracle Payments Cloud Service

    Paid Web

    Oracle Payments Cloud Service covers payment workflows for hospitality settings and includes OPERA Cloud setup and reconciliation details.

  17. 17

    Shift4 Payments

    Paid AndroidAPIWeb

    Choose Shift4 Payments if your business needs both in-person and online payment processing, with hosted checkout options and POS or PMS integrations.

    5.2 From $29.99/mo Visit site
  18. 18

    TouchBistro

    Paid iPhoneWeb

    TouchBistro combines restaurant POS functions with reporting, integrations, and optional operational add-ons.

  19. 19

    Worldpay 360 Hospitality

    Paid AndroidiPhoneWeb

    Worldpay 360 Hospitality combines POS operations, table payments, reporting and stock tracking for UK hospitality businesses.

    5.2 Pricing on request Visit site
  20. 20

    sunday

    Paid Web

    sunday combines restaurant payments, ordering, and guest-facing services, with support and assisted onboarding included in its plans.

  21. 21

    Worldline Food Services Payments Suite

    Paid APIWeb

    Choose Worldline Food Services Payments Suite if your food service business needs payments across in-person, online and mobile channels, with consolidated reporting and reconciliation.

    5.1 Pricing on request Visit site
  22. 22

    NCR Voyix Payments

    Paid

    NCR Voyix Payments brings restaurant payment channels, processing, and reporting into one system. Operators will need to contact the company for pricing details.

    5.0 Pricing on request Visit site
  23. 23

    Tableside

    Paid

    Consider Tableside if your restaurant wants dual pricing, $0 per-transaction processing for the listed card brands, and POS setup support.

  24. 24

    Tyro Hospitality Payments

    Paid AndroidiPhoneWeb

    Choose Tyro Hospitality Payments if your hospitality business needs a choice of portable terminals or phone-based payments, along with online and tableside acceptance.

  25. 25

    Ziosk

    Paid

    Choose Ziosk if your restaurant wants guest-facing ordering and payment tools alongside staff workflows, loyalty and marketing features.

    4.7 Pricing on request Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

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