Freedom report

Two barsScore 5.5

  • Free tierNo free tier on record
  • Open codeNo open-source code on record
  • Runs widely3 of 6 device platforms
  • DocumentedPlans, terms and facts published

PayFacto provides payment processing and payment solutions for merchants, ISVs, ISOs, agents, and payment facilitators. Its offerings include in-person, mobile, tableside, and online payments, as well as restaurant point-of-sale products Maitre’D and Veloce for managing restaurant operations. Businesses can use countertop, mobile, and unattended terminals, including PAX models. For online transactions, PayFacto offers a hosted payment page and an integrated gateway for sales, pre-authorizations, refunds, voids, and recurring billing. The gateway lists Interac, Visa, Mastercard, Amex, and Discover transactions. PayFacto describes encryption and fraud-prevention tools, as well as 3D Secure for online payments. Its hosted payment page keeps card information on PayFacto’s servers and is described as reducing PCI compliance requirements. Open APIs and connectors are available for integrating with existing business systems and software. Pricing is customized, with prospective customers directed to sales for a quote. PayFacto is headquartered in Montreal, Canada.

Who it is for

PayFacto suits merchants and payment-industry businesses seeking in-person, mobile, tableside, or online payment solutions. Its restaurant POS products may also suit businesses managing restaurant operations.

What is good

  • Offers countertop, mobile, and unattended payment terminals.
  • Online gateway supports sales, refunds, voids, and recurring billing.
  • Lists Interac, Visa, Mastercard, Amex, and Discover transactions.
  • Provides open APIs and integration connectors.

What to know first

  • Pricing is customized and available on request.
  • Prospective customers must contact sales for a quote.

Verdict

PayFacto covers multiple payment channels, with restaurant POS products, terminals, and online payment options. Pricing is customized, so prospective customers need to contact sales for a quote.

PayFacto plans and pricing

All plans
Customized payment solutions Not published Customized pricing; quote requested from sales payfacto.com · 2 Oct 2026

Compared on restaurant payment processing software

Card-present payments
Yes
Online payments
Yes
Tableside payments
Yes
Mobile payments
Yes
Reconciliation tools
Yes
Pricing model
custom_quote

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