SpotOn Payment Processing

Web · Android · iPhone · paid plans from $55/mo

Freedom report

Three barsScore 6.5

  • Free tierA free tier is on its own pricing page
  • Open codeNo open-source code on record
  • Runs widely3 of 6 device platforms
  • DocumentedPlans, terms and facts published

SpotOn Payment Processing combines payment acceptance with point-of-sale tools for businesses taking payments in person, online, tableside, or on mobile devices. Listed capabilities include reconciliation, ordering, payments, table layouts, menu management, and reporting. The service runs on Android, iOS, and the web, and 24/7 support is included with each listed plan. The All-In Plan costs $0.00 per free and includes POS software and hardware, but processing minimums apply and the minimum term is two years. POS Essentials costs $55.00 per month, offers month-to-month flexibility, and includes lower processing fees and financing options; implementation costs may apply. Build Your Own has no listed price and provides custom processing rates and a custom software bundle. It is described for multi-unit, enterprise, and high-volume operations. SpotOn was founded in 2017 and is headquartered in San Francisco, California, United States.

Who it is for

It suits businesses that need payment processing alongside ordering and POS tools, including operations handling in-person, online, tableside, or mobile payments. Build Your Own is described for multi-unit, enterprise, and high-volume operations.

What is good

  • Accepts card-present, online, tableside, and mobile payments
  • Includes reconciliation tools
  • All-In includes POS software and hardware
  • 24/7 support included with listed plans

What to know first

  • All-In has processing minimums and a two-year minimum term
  • Implementation costs may apply to POS Essentials
  • Build Your Own has no listed price

Verdict

SpotOn offers payment processing with ordering, menu, table layout, and reporting tools across its plans. Compare the All-In term and processing minimums with Essentials’ monthly price and possible implementation costs.

SpotOn Payment Processing plans and pricing

All plans
All-In Plan Free Processing minimums apply; minimum 2-year term. POS software and hardware included · Ordering, payments, table layouts, menu management, and reporting · 24/7 support included spoton.com · 20 Sept 2026
POS Essentials $55/mo Month-to-month flexibility; implementation costs may apply. Lower processing fees · Ordering, payments, table layouts, menu management, and reporting · Financing options · 24/7 support included spoton.com · 20 Sept 2026
Build Your Own Not published Custom processing rates · Custom software bundle · Designed for multi-unit, enterprise, and high-volume operations · 24/7 support included spoton.com · 20 Sept 2026

Compared on restaurant payment processing software

Free plan
Yes
Paid from
$55/mo
Card-present payments
Yes
Online payments
Yes
Tableside payments
Yes
Mobile payments
Yes
Reconciliation tools
Yes
Pricing model
flat_rate

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