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Adyen vs Airwallex Platform APIs and Embedded Finance

Both stand on embedded payments platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Adyen

Paid AndroidAPIExtension+2

Adyen offers a broad online payments platform with API checkout options and support for recurring and marketplace payments. Businesses should account for transaction fees and their own PCI responsibilities.

Visit Adyen

Airwallex Platform APIs and Embedded Finance

Free plan AndroidAPIiPhone+1

The API set covers accounts, payments, FX, payouts, and card issuing, with stated reach across payments, transfers, and local cards. Buyers need to contact sales for custom pricing.

Visit Airwallex Platform APIs and Embedded Finance

The facts

AdyenAirwallex Platform APIs and Embedded Finance
Free planNoYes
Open sourceNoNo
Runs onAndroid, API, Extension, iPhone, WebAndroid, API, iPhone, Web
Lowest paid planInterchange++: $0.13, paid onceFree or on request
Plans published23
MakerNot publishedNot published
Websiteadyen.comairwallex.com
On embedded payments platforms#3 of 28#1 of 28

Adyen: what it does well

  • Access to more than 200 payment methods.
  • Supports 136 currencies.
  • Recurring and marketplace payments are available.
  • Payouts in 36 countries.
  • No setup or monthly fees listed.

What to know first

  • Each transaction has processing and payment-method fees.
  • Other Adyen products are priced separately.
  • Merchants retain PCI responsibilities.

Airwallex Platform APIs and Embedded Finance: what it does well

  • Payments accepted in 180+ countries
  • Transfers to 200+ countries
  • Local cards issued in 60+ countries
  • Prebuilt components and low-code options available
  • Handles KYC, AML, and other compliance requirements

What to know first

  • No free plan
  • Pricing is custom and discussed with sales

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