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Best Embedded Lending Platforms in 2026

Embedded lending platforms let businesses place financing options within their own products and services. The entries support environments including web, iOS, Android, APIs, and browser extensions.

32 apps
Research read 30 Sept 2026
How the order is worked out

1

Square Online
by Square Online
Free plan Web

6.5 Free plan · 30-day trial Visit site
2

Credicorp Embedded Finance

Free plan Web

6.2 Free plan · paid from £24 Visit site
3

Adyen

Paid AndroidAPIExtension+2

Adyen offers a broad online payments platform with API checkout options and support for recurring and marketplace payments.

6.1 From $0.13 Visit site
4

Mindbody
by Mindbody
Paid WebiPhoneAndroid

Mindbody covers booking and business tools across web and mobile, with higher tiers adding management and marketing features.

5.5 From $79/mo Visit site
5

Shopify

Free trial Web

Shopify brings hosted commerce, inventory tools, and sales-channel support together.

5.5 3-day trial Visit site
6

Aria

Paid APIWeb

4.7 Pricing on request Visit site
7

Banxware

Paid APIWeb

4.7 Pricing on request Visit site
8

Capvant Embedded Financing

Free plan APIWeb

4.5 Pricing on request Visit site
9

ChargeAfter

Paid Web

4.5 Pricing on request Visit site
10

finmid

Paid Web

4.5 Pricing on request Visit site
11

Froda Embedded

Paid Web

4.5 Pricing on request Visit site
12

Cashfree Embedded Lending

Paid APIWeb

4.4 Pricing on request Visit site
13

Clearco

Paid Web

4.4 Pricing on request Visit site
14

Finsyncio

Paid Web

4.4 Pricing on request Visit site
15

Liberis

Paid Web

4.4 Pricing on request Visit site
16

eCapital Embedded Lending

Paid Web

4.3 Pricing on request Visit site
17

Glider

Paid Web

4.3 Pricing on request Visit site
18

Lendflow

Paid Web

4.3 Pricing on request Visit site
19

LoanStar Technologies

Paid Web

4.3 Pricing on request Visit site
20

Parafin

Paid Web

4.3 Pricing on request Visit site
21

Kanmon

Paid Web

4.2 Pricing on request Visit site
22

Ottri

Paid Web

4.1 Pricing on request Visit site
23

PayPal Working Capital

Paid Web

4.1 Visit site
24

Pipe

Paid Web

4.1 Pricing on request Visit site
25

Prime

Paid Web

4.0 Pricing on request Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

Compare free plans, trial availability, listed starting prices, offer types, API access, underwriting method, funding speed, maximum funding, and repayment basis. If code access matters, review the licence terms before choosing.

Questions

What platforms can embedded lending tools run on?

The listed tools support web, iOS, Android, API, and browser-extension environments. Check the product details for the platform you need.

Do embedded lending platforms have free plans?

Some listed products include a free plan. Credicorp Embedded Finance shows a free plan and paid service from £24; check the terms for the option you choose.

Are free trials available?

Certain entries include a free trial. Check trial length, included features, and what pricing applies after the trial.

How is pricing shown?

Pricing may appear as a stated paid starting amount or as a quote requested from the provider. Adyen lists pricing from $0.13, while Credicorp lists paid service from £24.

What lending details should I compare?

Review offer types, API availability, underwriting approach, funding speed, maximum funding, repayment basis, and the applicable plan and price terms.

How do I check whether I can modify the code?

Review the software licence and its permissions before choosing a platform if reading or changing code is important to your project.

Questions

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