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Best Financial Operations (FinOps) Software in 2026

  1. 1

    Expensify

    Free plan Open source AndroidAPIiPhone+3

    Expensify brings expense management, travel booking, and related spend tools into one product, with a free Submit plan and integrations across business systems.

    9.1 Free plan · paid from $5/mo · 30-day trial Visit site
  2. 2

    Brex

    Free plan AndroidAPIiPhone+1

    Brex combines policy controls, expense automation, budgets, accounting integrations, and reimbursements.

    7.6 Free plan · paid from $12/user/mo Visit site
  3. 3

    Moss

    Free plan AndroidAPIiPhone+1
    7.4 Free plan Visit site
  4. 4

    Ramp Travel

    Free plan AndroidAPIExtension+2

    Ramp Travel brings booking rules, approvals and expense handling into one travel workflow, including support for bookings made elsewhere.

    7.2 Free plan · paid from $15/user/mo · 30-day trial Visit site
  5. 5

    Zoho Expense

    Free plan AndroidAPIExtension+3

    Zoho Expense covers expense reporting, approvals, and spend management, with card and travel features on higher plans. Check plan scan limits and user minimums before choosing a paid tier.

    6.9 Free plan · paid from $3/user/mo (annual) · 14-day trial Visit site
  6. 6

    BILL Spend & Expense

    Free plan iPhoneWeb
    6.4 Free plan Visit site
  7. 7

    Pleo

    Free trial AndroidAPIiPhone+1

    Choose Pleo if your business wants spending cards and expense management with accounting integrations and multiple currencies.

    6.2 From $14/user/mo (annual) Visit site
  8. 8

    Basware

    by Basware
    Paid AndroidAPIiPhone+3

    Choose Basware if your organization needs procure-to-pay automation across procurement, accounts payable, and invoice processing, especially in a multi-ERP environment.

    6.1 Pricing on request Visit site
  9. 9

    Recurly

    by Recurly
    Free trial AndroidAPIiPhone+1

    Recurly combines subscription billing with payment collection, reminders, and a client portal.

    6.1 From $249/mo · 90-day trial Visit site
  10. 10

    Esker Source-to-Pay

    Paid AndroidAPIiPhone+1

    Esker Source-to-Pay combines procurement and accounts payable workflows with supplier and contract management. Buyers should request pricing and confirm ERP fit for their environment.

    6.0 Pricing on request Visit site
  11. 11

    ExpenseOnDemand

    Paid AndroidAPIiPhone+1

    ExpenseOnDemand combines several finance operations in one platform, with mobile receipt and mileage tools.

    6.0 From $6.37/user/mo (annual) Visit site
  12. 12

    Kolleno

    Free trial APIWeb

    Kolleno combines automated receivables work, payment analysis, and broad integrations in a cloud platform.

    6.0 Pricing on request Visit site
  13. 13

    Soldo

    Free trial AndroidAPIiPhone+1

    Soldo combines company cards and payment options with expense controls and receipt handling. Check eligibility and possible additional fees, and request pricing for a plan.

    5.9 30-day trial Visit site
  14. 14

    Procurify

    Paid AndroidAPIiPhone+1

    Procurify brings purchasing, invoice handling, expense and card functions into one procurement platform, with named integrations and mobile workflows.

    5.7 Pricing on request Visit site
  15. 15

    Invoiced

    Paid APIWeb

    Invoiced brings receivables workflows, reporting, customer payments, and integrations together for larger B2B finance operations.

    5.6 Pricing on request Visit site
  16. 16

    Payhawk Accounts Payable

    by Payhawk Accounts Payable
    Paid WebiPhoneAndroid

    Choose Payhawk Accounts Payable if you need bill management and payments alongside travel and expense capabilities.

    5.6 From $349/mo Visit site
  17. 17

    Rydoo

    Paid AndroidAPIiPhone+1

    Rydoo combines mobile expense capture, automated review and multinational compliance information. Its paid plans and minimum user counts make the pricing structure important for smaller teams.

    5.6 From $9/user/mo (annual) Visit site
  18. 18

    Maxio

    by Maxio
    Paid APIWeb

    Consider Maxio if your B2B SaaS or AI business needs flexible billing, revenue recognition, and SaaS financial metrics in one platform.

    5.5 From $599/mo Visit site
  19. 19

    Sage Expense Management

    Paid AndroidiPhoneWeb

    Sage Expense Management combines receipt collection, policy checks, approvals, and reimbursement, with integrations for several accounting systems.

    5.4 From $11.99/user/mo (annual) Visit site
  20. 20

    SAP Concur Invoice

    Paid AndroidiPhoneWeb

    Choose Concur Invoice if your finance team needs cloud accounts payable workflows for invoice capture, approvals, matching and supplier payments.

    5.3 Pricing on request Visit site
  21. 21

    Stripe Billing

    by Stripe Billing
    Paid Web

    Stripe Billing covers recurring invoicing, payments, reminders, currencies, and client access through the web. The contract terms, exclusions, and paid pricing structure should guide plan selection.

    5.0 Visit site
  22. 22

    Versapay

    Paid APIWeb

    Versapay covers invoice-to-cash tasks with payment matching, collections automation, and a customer portal.

    5.0 Pricing on request Visit site
  23. 23

    Tipalti Invoice Management

    Paid Web
    4.0 From $99/mo Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

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