Zoho Expense

Web · Android · iPhone · API · paid plans from $43/mo

Freedom report

Three barsScore 6.5

  • Free tierA free tier is on its own pricing page
  • Open codeNo open-source code on record
  • Runs widely3 of 6 device platforms
  • DocumentedPlans, terms and facts published

Zoho Expense is travel and expense management software for capturing expenses, organizing reports, routing approvals, and managing spend. It is available on Android, iOS, and the web, and an API is listed. Receipt capture uses AI-powered OCR; Standard supports itemized receipt capture in 38+ languages and includes corporate card management with real-time Visa and Mastercard feeds. Premium adds employee self-booking, global hotel and flight inventory, guest booking, and a built-in travel desk tool. Listed integrations include QuickBooks, Sage, Xero, Oracle, SAP, Zoho Books, Zoho CRM, Slack, and Microsoft Teams. The Free plan permits up to three users and 20 receipt scans per user each month. Standard starts at $3 per user/month billed annually and allows 200 scans per user monthly; Premium starts at $5 per user/month billed annually and allows 1,000 scans. A 14-day free trial does not require credit card information. Zoho says customer data is encrypted at rest and in transit and logically separated, and lists ISO 27001, ISO 27017, ISO 27018, SOC 2 Type II, and GDPR among its compliance standards.

Who it is for

Zoho Expense may suit small businesses starting with the Free plan, growing businesses needing card management, or enterprises seeking travel-booking tools. Its platform support and accounting integrations may help teams that use those systems.

What is good

  • Free plan supports up to three users
  • OCR receipt capture, with 38+ languages on Standard
  • Standard includes corporate card management and real-time feeds
  • Premium includes employee self-booking and travel desk tools
  • 14-day trial requires no credit card

What to know first

  • Free plan allows 20 scans per user monthly
  • Standard has a 200-scan monthly limit per user
  • Premium has a 1,000-scan monthly limit per user
  • Standard and Premium require at least five users

Verdict

Zoho Expense covers expense reporting, approvals, and spend management, with card and travel features on higher plans. Check plan scan limits and user minimums before choosing a paid tier.

Zoho Expense plans and pricing

All plans
Free Free Maximum users: 3 · 5 GB receipt storage · 20 receipt scans per user/month · Email support zoho.com · 3 Oct 2026
Standard $43/mo $ 4 per user/month billed monthly; $ 3 per user/month billed annually Minimum 5 users · 200 receipt scans per user/month · ERP and HRMS integrations (Add-on) zoho.com · 3 Oct 2026
Premium $65/mo $ 6 per user/month billed monthly; $ 5 per user/month billed annually Minimum 5 users · 1,000 receipt scans per user/month · Advanced customization · Multi-entity/country expense management zoho.com · 3 Oct 2026
Custom Not published Get a quote Minimum users: 100 · Custom ERP and HRMS integrations · Around-the-clock priority global support zoho.com · 3 Oct 2026

Compared on mileage tracking software

Free plan
Yes
Paid from
$3/user/mo
Approval levels
custom
Receipt capture
Yes
Mileage reimbursement
Yes
Per diem support
Yes
Payout methods
both
Mobile platforms
both

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