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Moss

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Moss's own site

Plans

PlanBilled and limitsPrice
Free Plansup to 3 users · unlimited cards · up to 20 invoices per month · customisable approval and verification steps · debit-only Moss walletFree
Moss Starterup to 3 users · unlimited cards · up to 20 invoices/month · Moss Wallet debit-onlyFree
Paid Plansunlimited users and cards · advanced approval flows and budget controls · accounting integrations and add-ons · HR software integrations · 1:1 onboarding support · debit or credit funding (eligibility applies)On request
Paid Moss Platformunlimited users and cards · modular platform fee · variable fee based on monthly transaction volume · modules and add-ons selectableOn request

As getmoss.com lists them, read 1 Oct 2026. The maker's own page has the final word.

Facts from Moss's own pages

Accounts payable
Accounts-payable workflows capture invoices, match purchase orders, route approvals and schedule payments. · getmoss.com, 15 Oct 2026
API
The Moss API lets authorised applications connect programmatically to Moss for custom integrations, automation, reporting and analytics. · help.getmoss.com, 1 Oct 2026
API authentication and limits
Administrators create API keys; OAuth 2.0 client-credentials tokens support read or write scopes, with tokens expiring after one hour and documented request-rate limits. · developers.getmoss.com, 15 Oct 2026
API extensibility
API use cases documented by Moss include BI reporting, cash-flow tools, budget portals, audits and AI document analysis; no SDK is listed. · developers.getmoss.com, 15 Oct 2026
Auditability
Moss says receipts and invoices are encrypted, version-controlled and kept in an immutable audit trail, with role controls and transaction locks after export. · help.getmoss.com, 15 Oct 2026
Browser requirements
Supported desktop browsers are Chrome 115+, Edge 115+, Firefox 116+, Safari on macOS 16.4+ and Opera 101+; mobile browsers are not officially supported. · help.getmoss.com, 15 Oct 2026
Company legal identity
The platform and website identify Nufin GmbH as the legal operator, registered in Berlin, Germany. · getmoss.com, 15 Oct 2026
Company scale
Moss states that it has served more than 10,000 businesses across Europe, has raised more than €200 million in funding and was established in 2019. · getmoss.com, 1 Oct 2026
Compliance
Moss says it is a BaFin-regulated financial institution operating under the PSD2 framework. · getmoss.com, 1 Oct 2026
Contract terms
Moss says it is available on flexible contract terms and does not lock customers into a long contract. · getmoss.com, 1 Oct 2026
Corporate cards
The platform provides physical and virtual cards with limits, merchant controls, approval rules and real-time spend visibility. · getmoss.com, 15 Oct 2026
Credit limit
Moss says its credit account can provide a credit line of up to €2,500,000 with payment terms of up to 60 days. · getmoss.com, 1 Oct 2026
Expense capture
Employees can upload receipts through the Moss web and mobile app and add cost centres and VAT rates to transactions. · getmoss.com, 1 Oct 2026
Founded
2019 · getmoss.com, 28 Sept 2026
Funding and valuation news
A company announcement dated August 5, 2026 says Moss closed a Series C led by Portage with Cherry Ventures participation and reached a €1 billion valuation. · getmoss.com, 15 Oct 2026
Google Play listing
The Android listing shows 10K+ downloads, but the opened page does not display a numeric rating or review count. · play.google.com, 15 Oct 2026
Headquarters
Berlin, Germany · getmoss.com, 28 Sept 2026
Headquarters and size
Moss lists Saarbrücker Str. 37a, 10405 Berlin as its headquarters and says it has more than 300 employees across six offices. · getmoss.com, 15 Oct 2026
Independent company criticism
A 2025 Report.at interview says Moss conducted layoffs after overexpansion in 2021–22 and reported about €30 million revenue in 2023. · report.at, 15 Oct 2026
Integrations
Moss lists accounting, ERP, HR, travel, identity and productivity connections including DATEV, Xero, NetSuite, QuickBooks, Personio, Deel, Google Workspace, Azure and Okta. · getmoss.com, 15 Oct 2026
Licence terms
Moss terms grant customers a non-exclusive, non-sublicensable and non-transferable right to use the services during the agreement. · getmoss.com, 15 Oct 2026
Limit: customization and reporting
Reviewers report that some approval workflows and reporting options are too fixed for complex organizations. · softwareadvice.com, 15 Oct 2026
Limit: payment and regional coverage
G2 reviewers cite declined transactions, regional feature gaps such as Apple Pay availability and limited payment options. · g2.com, 15 Oct 2026
Limit: pricing complaints
A Trustpilot reviewer complained that costs rose substantially after an introductory offer. · trustpilot.com, 15 Oct 2026

Where Moss stands on Freedom251

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