Navan Expense

What Navan Expense is

Navan Expense manages company spending from card transactions through reconciliation, using automated workflows and spend visibility. Admins can establish custom spend guardrails, and the service flags out-of-policy transactions for review. Companies can use Navan corporate cards or connect eligible Visa, Mastercard, or American Express corporate cards through Navan Connect. Employees submit receipt photos for approved out-of-pocket expenses, with reimbursement through payroll or directly to a bank account within days. Finance teams can create budgets by department, office, event, and other attributes. Integrations include NetSuite, QuickBooks Online, Xero, Sage, and DATEV, with custom CSV exports also supported. Reimbursements are available across 45 countries and 25 currencies. Navan Business is for companies with 300 or fewer employees; it is $15 a month, with the first five monthly expensing users free and subsequent users charged $15 per user per month. Enterprise pricing is available by quote. The service is available on Android, iOS, and the web. Navan lists SOC 1 Type II, SOC 2 Type II, ISO 27001, and PCI DSS certifications, and describes TLS encryption in transit and AES encryption at rest.

Who it suits

It suits accounting and finance teams overseeing company expenses, as well as employees submitting receipts for reimbursement. Navan Business is aimed at companies with 300 or fewer employees; Enterprise is for large-scale organizations.

Limits

Navan Business is billed free for the first five monthly expensing users, then costs $15 per user per month, and is for companies with 300 or fewer employees. Navan Enterprise pricing is available by quote.

Getting started

1. Visit the Navan Expense website.
2. Choose Navan Business or request a price quote for Enterprise.
3. Use the web app or get started on Android or iOS.
4. Set spend guardrails and budgets, and use Navan cards or connect eligible corporate cards.
5. Have employees submit receipt photos for approved out-of-pocket expenses.

Verdict

Navan Expense brings card spending, reimbursement, policy controls, and finance reporting into one expense workflow. Check the Business employee limit and per-user charge, or request Enterprise pricing if the organization is larger.