Best Mobile Payment Processing Software in 2026
Updated
In short: Helcim is ranked #1 of 25 as of 4 October 2026, ahead of PayAnywhere and PayPal Invoicing. The best-ranked option with a free plan is PayAnywhere. The lowest first paid tier on this page is Stripe Terminal at $2.70/mo.
Mobile payment processing software is for businesses accepting payments through mobile devices. Compared on free plan, offline payments, paid from, payment methods, payout timing, reader required, recurring payments and Tap to Pay, the entries show different aspects to weigh for taking payments and receiving funds. Check which methods are supported, whether a reader is needed, and whether offline payments or Tap to Pay are listed. Recurring-payment support and payout timing may also matter to your workflow, while free-plan access and starting prices provide cost context. The ranking opens with Helcim, PayAnywhere and PayPal Invoicing, followed by Zeller and SumUp Invoices.
25 mobile payment processing software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
9 of the 25 here have a free tier you can use, 0 have open-source code on record, and 0 have full bars: free, open, on most of your devices and documented.
| # | App | Signal | Free tier | Open code | Devices | From | Score |
|---|---|---|---|---|---|---|---|
| 1 | HelcimWeb · Windows · Mac · Android · iPhone · API | Three bars | — | 5 of 6 | Free | 6.6 | |
| 2 | PayAnywhereWeb · Android · iPhone | Three bars | — | 3 of 6 | Free | 6.6 | |
| 3 | PayPal InvoicingWeb · Android · iPhone | Three bars | — | 3 of 6 | Free | 6.6 | |
| 4 | ZellerWeb · Android · iPhone | Three bars | — | 3 of 6 | £5/mo | 6.6 | |
| 5 | SumUp InvoicesWeb · Android · iPhone | Three bars | — | 3 of 6 | £7/mo | 6.5 | |
| 6 | SwipeSimpleWeb · Android · iPhone | Three bars | — | 3 of 6 | — | 6.5 | |
| 7 | QuickBooks GoPaymentAndroid · iPhone | Two bars | — | 2 of 6 | Free | 6.4 | |
| 8 | myPOS GlassAndroid · iPhone | Two bars | — | 2 of 6 | Free | 6.3 | |
| 9 | Clover GoWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | — | 5.6 |
| 10 | MobilePaymentsWeb · iPhone | One bar | — | — | 2 of 6 | — | 5.5 |
| 11 | Enterprise!Web · Android · iPhone | One bar | — | — | 3 of 6 | — | 5.4 |
| 12 | Apex ReaderWeb · Android · iPhone | One bar | — | — | 3 of 6 | — | 5.3 |
| 13 | Bank of America Mobile Point of SaleWeb · Android · iPhone | One bar | — | — | 3 of 6 | — | 5.3 |
| 14 | Beacon Payments Mobile PaymentsAndroid · iPhone | No signal | — | — | 2 of 6 | — | 5.3 |
| 15 | Grafterr GO!Android · iPhone | No signal | — | — | 2 of 6 | — | 5.3 |
| 16 | Paid for StripeAndroid · iPhone | No signal | — | — | 2 of 6 | — | 5.3 |
| 17 | BELKART PAYAndroid | No signal | — | — | 1 of 6 | — | 5.2 |
| 18 | PaymiiPhone | No signal | — | — | 1 of 6 | — | 5.2 |
| 19 | Stripe TerminalWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | $2.70/mo | 5.2 |
| 20 | LopayWeb · Android · iPhone | Two bars | — | 3 of 6 | Free | 5.0 | |
| 21 | Worldline Food Services Payments SuiteWeb | No signal | — | — | 1 of 6 | — | 5.0 |
| 22 | Moneris PAYDWeb · iPhone | No signal | — | — | 2 of 6 | — | 4.9 |
| 23 | Tyro BYO AppAndroid · iPhone | One bar | — | — | 2 of 6 | — | 4.9 |
| 24 | NAB Easy TapWeb | No signal | — | — | 1 of 6 | — | 4.8 |
| 25 | Viva.comWeb · Android · iPhone | One bar | — | — | 3 of 6 | — | 4.8 |
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which mobile payment processing software is ranked first on Freedom251?
Helcim is ranked #1 of 25 with a score of 6.6. PayAnywhere is second and PayPal Invoicing third.
How many of these have a free plan?
8 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Stripe Terminal has the lowest first paid tier we found: $2.70/mo.
How is this list ranked?
Ranked free-and-open first: a usable free tier and open-source code, then the platforms it runs on and its documentation. Paid placements never change a rank.