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Best Mobile Payment Processing Software in 2026

When you take payments away from a fixed checkout, the way funds are accepted and paid out can shape which service fits your business. Compare payment methods, reader requirements, Tap to Pay, and offline payment support. Recurring payments and payout timing matter for ongoing billing and cash flow; free-plan availability and the paid-from price offer cost details. Helcim, PayAnywhere, and PayPal Invoicing are among the named options to consider, alongside Zeller and Lopay. Check which listed features match the way you sell, whether you need a physical reader, and how you want customer payments to reach your account.

27 apps
Research read 23 Sept 2026
How the order is worked out

1

Helcim
by Helcim
Free plan AndroidAPIExtension+4

Helcim combines multiple payment channels with invoicing, recurring billing, payment links, and integrations.

7.5 Visit site
2

Lopay

Free plan AndroidiPhoneWeb

Lopay covers in-person payments, payment links, and point-of-sale functions, with three plans listed without monthly fees.

7.3 Visit site
3

Grafterr GO!

Free plan AndroidiPhone

Choose Grafterr GO! if you want to take payments from a phone or tablet, including Tap to Pay without a reader, and value next-working-day payouts.

7.2 Free plan Visit site
4

MobilePayments

Free plan iPhoneWeb

Choose MobilePayments if you want business POS features alongside in-person and remote payment options, including Tap to Pay on iPhone.

7.2 Free plan Visit site
5

PayAnywhere
by PayAnywhere
Free plan AndroidiPhoneWeb

PayAnywhere brings payment processing, inventory, and reporting into one business offering, with a free plan and several payment channels.

7.2 Free plan Visit site
6

Paid for Stripe

Free plan AndroidiPhone

Paid for Stripe offers phone-based checkout with contactless payments and several other collection options.

7.0 Free plan Visit site
7

Viva.com

Free plan AndroidAPIiPhone+1

Viva.com supports several sales channels, with checkout, remote-payment options, and integrations for online stores.

7.0 From £3.99/mo Visit site
8

SwipeSimple

Free plan AndroidiPhoneWeb

SwipeSimple combines mobile payment acceptance with invoicing and business reporting tools. Buyers should confirm plan terms and processing arrangements with their merchant service provider.

6.9 Visit site
9

Zeller

Free plan AndroidAPIiPhone+3

Zeller combines free account and POS software listings with payment processing, invoicing, and reporting tools.

6.9 Free plan Visit site
10

Paymi

Free plan iPhone

Paymi combines Tap to Pay with payment links and transaction visibility for eligible iPhone users. Check market availability, device requirements, and the fees that apply to the selected plan.

6.8 Free plan Visit site
11

QuickBooks GoPayment

Free plan AndroidiPhone

GoPayment offers several ways to accept payments and manage sales from a mobile device. Before using it, check account eligibility and the applicable processing fees; the app itself is free.

6.8 Free plan Visit site
12

Square Online
by Square Online
Free plan Web

6.7 Free plan · 30-day trial Visit site
13

Clover Go

Free trial AndroidAPIiPhone+1

Pick Clover Go if you need a mobile POS that combines a card reader, order management and offline payment acceptance. The SDK and integration options may suit teams connecting payments to apps.

6.5 Pricing on request Visit site
14

myPOS Glass

Free plan AndroidiPhone

6.5 Free plan · paid from £0/mo Visit site
15

PayPal Zettle

Free plan AndroidiPhoneWeb

6.3 Free plan Visit site
16

BELKART PAY

Free plan Android

BELKART PAY provides a focused Android payment option for BELKART contactless card users.

6.2 Free plan Visit site
17

PayPal Point of Sale
by PayPal
Free plan iPhoneAndroid

Pick PayPal Point of Sale if you want mobile checkout with inventory and sales reports, no monthly or startup software fee, and broad payment acceptance.

6.1 Free plan Visit site
18

Bank of America Mobile Point of Sale

Paid AndroidiPhoneWeb

Choose Bank of America Mobile Point of Sale if you need mobile payment processing and sales reporting and already meet its Bank of America account requirements.

5.9 Visit site
19

SumUp POS

Free plan AndroidiPhoneWeb

5.9 Free plan · paid from $49/mo Visit site
20

Apex Reader

Paid AndroidiPhoneWeb

Apex Reader combines a phone-paired card reader with receipts, refunds, and real-time dashboard syncing for mobile sales. Check phone compatibility and request pricing before choosing it.

5.7 Pricing on request Visit site
21

Beacon Payments Mobile Payments

Paid AndroidiPhone

Beacon Payments Mobile Payments combines mobile checkout tools with support for cards and mobile wallets.

5.7 Pricing on request Visit site
22

NAB Easy Tap

Paid AndroidWeb

NAB Easy Tap offers on-the-go contactless payments without separate terminal hardware, with a fee charged only when a payment is taken.

5.5 Pricing on request Visit site
23

Stripe Terminal

Paid AndroidAPIiPhone+1

Stripe Terminal offers several ways to integrate payment acceptance, plus options for reader management and Tap to Pay.

5.5 Visit site
24

Moneris PAYD

Paid AndroidiPhoneWeb

PAYD pairs mobile payments with invoicing and browser-based administration. Confirm account eligibility for credit card acceptance and consider the reader requirement and mobile Administration limits.

5.4 Visit site
25

Tyro BYO App

Paid AndroidiPhone

Tyro BYO App offers phone-based contactless EFTPOS with wallet tracking and broad POS/PMS integration.

5.1 Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

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