Freedom251 › Mobile Payment Processing Software
Paymi
What Paymi is
Paymi is an iOS app for eligible businesses and sole traders to take card payments with Tap to Pay on iPhone. The maker says merchants can accept payments without an extra terminal or hardware. Customers can use major debit and credit cards, Apple Pay, or Google Pay; the app also supports bill splitting, tips, automatic discounts and taxes, and payment links. Users can view transactions in real time. Paymi uses Stripe Connect Standard accounts, with Stripe managing payment processing, payouts, disputes, and chargebacks. Paymi says it does not collect or store card or banking information. Its listed markets are the United States, Canada, Australia, New Zealand, the United Kingdom, and 16 European countries. Tap to Pay requires a supported payment app and the latest iOS, and may have transaction limits or be unavailable in some markets. The Free plan has no subscription and charges a 1.2% Paymi application fee per transaction, plus Stripe fees. Pro has 0% Paymi application fees, but Stripe fees still apply; prices vary by App Store storefront.
Who it suits
Paymi suits eligible businesses, sole traders, and other entities legally able to accept payments in its supported markets. It is for users with an iPhone who want to take payments without an extra terminal.
What it does well
- Accepts major cards, Apple Pay, and Google Pay.
- No extra terminal or hardware is required, according to the maker.
- Supports payment links, tips, and bill splitting.
- Transactions are visible in real time.
- Paymi says it does not store card or banking details.
What to know first
- Free plan charges a 1.2% Paymi fee per transaction, plus Stripe fees.
- Stripe fees still apply on Pro.
- Requires a supported payment app and the latest iOS.
- May have transaction limits or unavailable markets.
Limits
The Free plan has no subscription and charges a 1.2% Paymi application fee per transaction, plus Stripe fees. Tap to Pay may have transaction limits or be unavailable in some markets, and requires the latest iOS and a supported payment app.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free | No subscription · 1.2% Paymi application fee per transaction, plus Stripe fees | Free |
| Paymi Pro (yearly) | Yearly price varies by App Store storefront; UK listing shows £79.99/year · 0% Paymi application fees on transactions · Stripe fees still apply | On request |
| Paymi Pro (monthly) | Monthly price varies by App Store storefront; UK listing shows £9.99/month · 0% Paymi application fees on transactions · Stripe fees still apply | On request |
As paymi.app lists them, read 8 Oct 2026. The maker's own page has the final word.
Getting started
- Check that your business is in a supported country.
- Use an iPhone with the latest iOS and a supported payment app for Tap to Pay.
- Visit the Paymi website to get started.
- Choose the Free plan or Paymi Pro monthly or yearly.
- Accept payments using Tap to Pay, payment links, or the app's listed payment options.
Verdict
Paymi combines Tap to Pay with payment links and transaction visibility for eligible iPhone users. Check market availability, device requirements, and the fees that apply to the selected plan.
Questions
Is Paymi free?
The Free plan has no subscription. It charges a 1.2% Paymi application fee per transaction, plus Stripe fees.
What does Paymi Pro cost?
Prices vary by App Store storefront. UK listings show £9.99/month or £79.99/year; Stripe fees still apply.
Which devices does Paymi support?
Paymi is listed for iOS. Tap to Pay on iPhone requires a supported payment app and the latest iOS.
Which countries can use Paymi?
Its listed markets are the United States, Canada, Australia, New Zealand, the United Kingdom, and 16 European countries.
How does Paymi handle payment processing?
Paymi uses Stripe Connect Standard accounts. Stripe manages processing, payouts, disputes, and chargebacks.
Does Paymi store card or banking information?
Paymi says sensitive payment information is processed by Stripe and that Paymi does not collect or store card or banking information.
Facts from Paymi's own pages
- Device requirement
- The homepage says Tap to Pay on iPhone requires a supported payment app and the latest iOS, and may have transaction limits or unavailable markets. · paymi.app, 8 Oct 2026
- Founded
- 2023 · paymi.app, 28 Sept 2026
- No extra hardware
- The maker says merchants can accept payments with an iPhone without extra terminals or hardware. · paymi.app, 8 Oct 2026
- Payment options
- The homepage says Paymi supports splitting bills and tips, automatic discounts and taxes, and payment links. · paymi.app, 8 Oct 2026
- Privacy
- Paymi says it does not sell or rent personal data and collects aggregated or anonymized analytics and technical diagnostic data. · paymi.app, 8 Oct 2026
- Processing provider
- Paymi uses Stripe Connect Standard accounts, and Stripe manages payment processing, payouts, disputes, and chargebacks. · paymi.app, 8 Oct 2026
- Purpose
- Paymi is a mobile app that lets eligible users accept card payments using Tap to Pay on iPhone. · paymi.app, 8 Oct 2026
- Security and payment data
- Paymi says sensitive payment information is processed by Stripe and Paymi does not collect or store card or banking information. · paymi.app, 8 Oct 2026
- Security limits
- Paymi says it takes reasonable measures to protect the limited information it collects but cannot guarantee absolute security. · paymi.app, 8 Oct 2026
- Support
- Users can contact Paymi at [email protected] for help. · paymi.app, 8 Oct 2026
- Supported markets
- The terms list the United States, Canada, Australia, New Zealand, the United Kingdom, and 16 European countries as supported markets. · paymi.app, 8 Oct 2026
- Target users
- The terms say Paymi is for businesses, sole traders, or other entities legally able to accept payments in supported countries. · paymi.app, 8 Oct 2026
- Transaction view
- The homepage says users can see transactions in real time. · paymi.app, 8 Oct 2026
Where Paymi stands on Freedom251
- Mobile Payment Processing Software#10 of 27