PayAnywhere combines point-of-sale software, payment processing, payment hardware, and Payments Hub back-office tools for businesses. It accepts EMV chip, contactless, magstripe, PIN debit, and EBT payments. Merchants can also take orders online or by phone through a browser-based Virtual Terminal without hardware, or create payment links with fixed, multiple, or open-ended amounts to share by email or text, embed as a button, or show as a QR code. Inventory features include product catalogs, price variants, modifiers, bulk uploads, discounts, stock alerts, and sales tracking. Reports cover sales, customers, employees, inventory, deposits, and chargebacks, with exports and scheduled email delivery. The company says next-day funding is standard and same-day funding is available at no charge, subject to cutoff times. Pay as you go rates are 2.69% for swipe, dip, or tap transactions and 3.49% + $0.19 for keyed transactions. A free plan is listed. PayAnywhere is available on Android, iOS, and web, but service is limited to the 50 U.S. states and the District of Columbia.
Who it is for
PayAnywhere suits U.S. businesses that need payment acceptance alongside inventory, reporting, and employee tools. Its browser-based terminal and shareable payment links may also suit merchants taking orders remotely.
What is good
- Accepts chip, contactless, magstripe, PIN debit, and EBT.
- Payment links support flexible amounts and several sharing options.
- Reports include scheduled email delivery and exports.
- Same-day funding is available at no charge.
- Offers Android, iOS, and web access.
What to know first
- Services are limited to the 50 states and D.C.
- Keyed transactions cost 3.49% + $0.19.
- Custom pricing is based on business processing details.
Verdict
PayAnywhere brings payment processing, inventory, and reporting into one business offering, with a free plan and several payment channels. Its geographic restriction and listed transaction rates are important considerations for businesses evaluating it.
PayAnywhere plans and pricing
All plansCompared on point-of-sale software
- Free plan
- Yes
- Reader required
- No
- Tap to Pay
- Yes
- Offline payments
- Yes
- Payout timing
- next_day
- Payment methods
- EMV chip cards, magstripe cards, contactless cards, debit cards, Apple Pay, Samsung Pay, and other digital wallets
- Recurring payments
- Yes
