SumUp Invoices

SumUp Invoices is a web and mobile invoicing product from SumUp, founded in 2012. It is a strong fit for small businesses that need recurring billing and supporting documents without a subscription; the main reason to look elsewhere is its cards-only payment methods.

Overview

The free tier gives businesses a broad set of everyday billing tools: unlimited invoices and quotes, recurring invoices, customer management, and automatic payment reminders. Credit notes and delivery notes extend it beyond simply sending bills. For a solo operator or small business with regular billing, that is a useful starting point without a monthly software charge.

Invoices Plus focuses on businesses that need invoices to work across currencies and languages, or want to customize their presentation. It also includes bank transfers to any bank account. But the product’s payment methods are cards only, so businesses should weigh that constraint against the bank-transfer feature before choosing it.

Key features

• Recurring invoices: Included in Free, making repeat billing available without an upgrade.
• Quotes and related documents: Free includes quotes, credit notes, delivery notes, and customer management. That supports a fuller billing workflow than invoice creation alone.
• Automatic payment reminders: Also part of Free, a practical inclusion for businesses that want reminders built into their invoicing routine.
• Multi-currency and multilingual invoices: Invoices Plus adds multi-currency invoicing, customization, and 14 invoice languages. These tools make the paid plan more relevant to businesses serving customers across language or currency boundaries.

Pricing

SumUp uses a freemium model, with a 30-day trial. The two plans make the trade-off clear: Free is generous for core billing, while the annual paid plan is for broader invoice presentation and reach.

• Free — free (billed billed monthly): Unlimited invoices and quotes, recurring invoices, quotes, credit notes, delivery notes, customer management, and automatic payment reminders. It is the best fit for businesses whose billing is straightforward and does not require multi-currency support, customization, or multiple invoice languages.
• Invoices Plus — £7 a month (billed billed annually): Unlimited invoices and quotes, multi-currency invoicing, invoice customization, 14 invoice languages, and bank transfers to any bank account. It suits businesses with cross-border or multilingual billing needs; businesses that only need the Free plan’s core tools have little reason to pay for it.

The annual billing term matters for readers comparing the £7 monthly rate with a month-to-month subscription: the paid plan is billed annually. The Free plan already includes unlimited invoices and quotes, so there is no stated invoice-volume cap to outgrow.

Platforms

SumUp Invoices supports web, iOS, and Android, giving users browser and mobile access. It can suit businesses that need to manage invoices from a computer or phone.

Who it's for

Choose SumUp Invoices if you run a small business or work independently, need recurring invoices and reminders, and want quotes and related documents without a subscription. Invoices Plus is a more relevant choice when invoices need multiple languages, currencies, or customization. Look elsewhere if cards-only payment methods do not fit how your customers pay.

Pros and cons

• Pros
  • Free includes unlimited invoices and quotes, recurring invoices, and automatic reminders, avoiding a subscription for core recurring billing.
  • Credit notes, delivery notes, and customer management add useful supporting records to the free billing workflow.
  • Invoices Plus covers multi-currency invoicing and 14 invoice languages for businesses with broader customer reach.
• Cons
  • Payment methods are cards only, which may not suit businesses whose customers rely on other payment methods.
  • Multi-currency invoicing, customization, and 14 invoice languages require the annually billed Invoices Plus plan.

Alternatives

Zoho Invoice is worth considering for Indian businesses: its free plan is forever and covers up to two users, three projects, and 500 invoices per year, whereas SumUp offers unlimited invoices but includes no stated user or project caps.

PayPal Invoicing is an alternative for businesses that want to create and send invoices without setup or subscription fees, though transaction fees apply when customers pay.

InvoiceOcean has a free plan capped at three invoices per month and one user, making SumUp’s unlimited free invoicing the stronger fit for higher-volume billing.

Hiveage is another freemium invoicing option for readers comparing services with a free plan.

Inkvoice offers a Cloud Free plan with one user, five customers, and unlimited invoices, an alternative for readers comparing a smaller customer cap.

SolidInvoice is an alternative for readers comparing invoicing plans with a paid Solo tier.

Online Invoices offers a free web plan, an alternative for readers comparing browser-based invoicing.

Invoice Home has a free plan limited to invoicing up to $1,000 for the past 30 days, so SumUp is better suited to businesses that need unlimited invoices on a free plan.

For a wider comparison, browse invoicing software. SumUp is also listed alongside Virtual Terminal Software, Mobile Payment Processing Software, Payment Processing Software, and Point-of-Sale Software.

Verdict

SumUp Invoices is a sensible choice for independent workers and small businesses that want unlimited invoices, recurring billing, quotes, and payment reminders at no software cost. Choose Invoices Plus when multilingual or multi-currency invoicing matters. Look elsewhere if cards-only payment methods are a deal-breaker.