Freedom251 › Mobile Credit Card Processing Software
Stripe Terminal
What Stripe Terminal is
Stripe Terminal brings online and in-person payments together with consolidated reporting and a unified customer view. Businesses can connect it through a custom POS integration, a no-code option, an API integration, or SDKs for Android, iOS, JavaScript, and React Native. It supports multiple card brands and digital wallets across 39 markets, along with hundreds of third-party POS and commerce integrations, including supported readers and gift card flows. Businesses can configure readers across locations and monitor their status in real time. Tap to Pay accepts contactless payments on compatible iPhone or Android devices without extra hardware. Stripe says all readers support end-to-end or point-to-point encryption and are EMV certified. Terminal works with Stripe Payments and Connect; platform users have a single onboarding flow. A reader is not required, and offline and recurring payments are supported. Pricing includes hardware options, transaction charges, and a cellular plan. Stripe notes that reader availability varies by country, and each reader can connect to only one Terminal SDK instance at a time.
Who it suits
Stripe Terminal suits businesses and platforms that need to accept in-person and online payments, with several integration paths and reader-management tools. It may also suit businesses that want to accept contactless payments on compatible phones without extra hardware.
What it does well
- Combines online and in-person payments
- Offers SDKs and no-code integration
- Tap to Pay needs no extra hardware
- Supports offline and recurring payments
- Reader status monitoring across locations
What to know first
- No free plan
- Reader availability varies by country
- A reader connects to one SDK instance at a time
- Some custom POS reader support is limited to select readers
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Standard card processing | 2.7% + 5¢ per successful card transaction · Additional 1.5% for international cards · Additional 10¢ per Tap to Pay authorization | On request |
| Cellular | $10.00 per reader per month · Unlimited cellular data on enabled readers · Apps on Device limited to 10 GB per reader per month | $10 a month |
| Payments | 2.7% + 5¢ per successful card transaction; +1.5% for international cards · +10¢ per authorization for Tap to Pay · +5¢ per authorization for optional point-to-point encryption | $2.70 a month |
| Stripe Reader S700 | $299 · reader hardware | $299, paid once |
| Stripe Reader S710 | $299 · reader hardware | $299, paid once |
| Stripe Reader M2 | $59 · reader hardware | $59, paid once |
| Custom pricing | Custom pricing · Available for companies with large payments volume, or those requiring multiprocessor support, POS integrations, or third-party card readers | On request |
As stripe.com lists them, read 20 Sept 2026. The maker's own page has the final word.
Verdict
Stripe Terminal offers several ways to integrate payment acceptance, plus options for reader management and Tap to Pay. Costs vary across transaction processing, hardware, and optional cellular service; no single price is listed for every configuration.
Facts from Stripe Terminal's own pages
- Company
- Stripe describes itself as a technology company focused on improving conditions for economic growth and prosperity. · stripe.com, 30 Sept 2026
- Custom POS reader limit
- Running a custom POS app directly on the reader is supported on select readers, and the reader comparison marks this as a paid feature for Stripe Reader S700. · docs.stripe.com, 30 Sept 2026
- Device management
- Businesses can register and configure readers across locations and monitor their status in real time. · stripe.com, 30 Sept 2026
- Headquarters
- San Francisco and Dublin · stripe.com, 28 Sept 2026
- Integration choices
- It supports custom POS integrations, a no-code solution, an API-based integration, and SDKs for Android, iOS, JavaScript, and React Native. · stripe.com, 30 Sept 2026
- Integrations
- Stripe says Terminal supports hundreds of third-party POS and commerce integrations, including supported readers and gift card flows. · stripe.com, 30 Sept 2026
- Ordering
- Readers can be ordered from the Stripe Dashboard or through the Terminal Hardware Orders API, which the page labels Preview. · stripe.com, 30 Sept 2026
- Payment methods
- Terminal supports multiple card brands and digital wallets across 39 markets. · stripe.com, 30 Sept 2026
- Product
- Stripe Terminal unifies online and in-person payments, with consolidated reporting and a unified customer view. · stripe.com, 30 Sept 2026
- Reader availability
- Stripe's reader guide says not all readers are available in every country and lists country-specific supported reader types. · docs.stripe.com, 30 Sept 2026
- Reader connection limit
- A reader can connect to only one instance of the Terminal SDK at a time. · docs.stripe.com, 30 Sept 2026
- Reader security
- Stripe states that all readers support end-to-end or point-to-point encryption and are EMV certified. · stripe.com, 30 Sept 2026
- Stripe platform connection
- Terminal works with Stripe Payments and Connect, with a single onboarding flow for platform users. · stripe.com, 30 Sept 2026
- Tap to Pay
- Tap to Pay accepts contactless payments directly on compatible iPhone or Android devices without extra hardware. · stripe.com, 30 Sept 2026
Where Stripe Terminal stands on Freedom251
- Mobile Credit Card Processing Software#17 of 22
- Payment Processing Software#58 of 71
- Mobile Payment Processing Software#23 of 27