Peach Payments
What Peach Payments is
Peach Payments is a paid payment platform for African businesses, founded in 2012 and headquartered in Cape Town, South Africa. It supports online payments, point of sale, payment links, payment pages, embedded checkout, recurring payments, and payouts. Payment methods include cards, bank payments, buy now pay later, QR codes, digital wallets, vouchers, alternative credit, and cryptocurrency. Links can be sent by email, WhatsApp, or SMS, while embedded checkout accepts payments without redirecting customers. One-click and subscription billing use stored cards. Ecommerce plugins include Magento, Shopify, WooCommerce, Wix, Ecwid, Gravity Forms, nopCommerce, and OpenCart. Peach Payments states PCI DSS Level 1 compliance, encryption, 3D Secure, and tokenisation. Its orchestration solution routes transactions across acquiring banks and states 99.9% uptime. Growth settlements are free and automated, with daily settlements after two weeks of trading.
Who it suits
It suits African businesses needing online, in-person, recurring, or payout capabilities, including retail, education, insurance, hospitality, SaaS, and ecommerce.
What it does well
- Supports many payment channels and methods
- Payment links work through email, WhatsApp, and SMS
- Embedded checkout avoids customer redirects
- Offers recurring and subscription payments
- Lists ecommerce plugins and API coverage
What to know first
- Paid service with no free plan
- Does not accept drop-shipping businesses
- Enterprise pricing is volume-based and unlisted
- Growth prices are shown ex VAT
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Enterprise Plan | volume-based; all prices ex VAT · For businesses that transact over R500,000 per month · pricing and possible setup or monthly fees depend on services needed | On request |
| Growth Plan | per transaction; all prices ex VAT · SME plan · no setup fee or monthly fee · prices shown for local Mastercard, Visa & Amex Cards (3dsecure) | On request |
As peachpayments.com lists them, read 11 Oct 2026. The maker's own page has the final word.
Verdict
Peach Payments covers multiple checkout channels, payment methods, integrations, and recurring billing needs. Businesses should confirm eligibility, applicable fees, and whether the listed channels fit their market.
Facts from Peach Payments's own pages
- Checkout
- Payment links can be sent by email, WhatsApp, and SMS, and embedded checkout accepts online payments without redirecting customers. · peachpayments.com, 11 Oct 2026
- Eligibility limit
- The pricing FAQ says Peach Payments currently does not accept drop-shipping businesses. · peachpayments.com, 11 Oct 2026
- Founded
- 2012 · peachpayments.com, 28 Sept 2026
- Fraud controls
- Its security page describes proactive transaction monitoring, platform-wide blacklisting, and tools to detect and prevent fraudulent behaviour. · peachpayments.com, 11 Oct 2026
- Headquarters
- Cape Town, South Africa · peachpayments.com, 28 Sept 2026
- Integrations
- Listed ecommerce plugins include Magento, Shopify, WooCommerce, Wix, Ecwid, Gravity Forms, nopCommerce, and OpenCart. · peachpayments.com, 11 Oct 2026
- Payment channels
- Its products include online payments, point of sale, payment links, payment pages, embedded checkout, recurring payments, and payouts. · peachpayments.com, 11 Oct 2026
- Payment methods
- The platform supports cards, bank payments, buy now pay later, QR codes, digital wallets, vouchers, alternative credit, and cryptocurrency. · peachpayments.com, 11 Oct 2026
- Payment orchestration
- The orchestration solution offers intelligent real-time routing across multiple acquiring banks and states 99.9% uptime. · peachpayments.com, 11 Oct 2026
- Payment platform
- Peach Payments describes its platform as helping African businesses accept digital payments across their business. · peachpayments.com, 11 Oct 2026
- Recurring billing
- The service offers one-click and subscription payments using card storage. · peachpayments.com, 11 Oct 2026
- Security
- Peach Payments states that it is PCI DSS Level 1 compliant and uses advanced encryption, 3D Secure, and tokenisation. · peachpayments.com, 11 Oct 2026
- Settlements
- The pricing page says Growth settlements are free and automated, with daily settlements after two weeks of trading. · peachpayments.com, 11 Oct 2026
- Support
- The site advertises 24/7 support by phone and email, and the Growth plan lists 24/7 phone and email support. · peachpayments.com, 11 Oct 2026
- Who it serves
- The site describes enterprise orchestration for enterprise businesses and lists solutions for retail, education, insurance, services, hospitality, betting and gaming, SaaS, omnichannel, and ecommerce. · peachpayments.com, 11 Oct 2026
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