Freedom251 › Mobile Payment Processing Software
Tyro BYO App
What Tyro BYO App is
Tyro BYO App turns an Android phone or iPhone into an EFTPOS terminal for contactless payments, removing the need for a physical terminal or reader. It accepts major credit and debit cards plus digital wallets such as Apple Pay and Google Pay, and transactions from those wallets can be tracked in the app. Tap to Pay on iPhone requires an iPhone XS or later with iOS 16.4 or later. Android requires an NFC-enabled device running Android 9.0 or later. Mobile connectivity is required, and some contactless cards may not be accepted. Tyro says transactions use advanced encryption and comply with PCI security standards. Funds may arrive as soon as the next business day, subject to settlement conditions and exclusions. The app integrates with over 580 POS/PMS systems and includes advertised Australian-based 24/7 support. Tyro describes it as suited to small and mobile businesses. The listed charge is $1.30, paid once, billed at 1.3% per transaction including GST, with no set-up or hardware fees; approval requires internal assessment and verification.
Who it suits
It suits small and mobile Australian businesses that need contactless acceptance through a compatible phone. Businesses must have mobile connectivity and a supported iPhone or NFC-enabled Android device.
What it does well
- No physical reader required
- Accepts cards and digital wallets
- Over 580 POS/PMS integrations
- Advanced encryption and PCI compliance stated
- Next-business-day payout timing stated
What to know first
- Requires mobile connectivity
- Offline payments are unavailable
- Some contactless cards may fail
- Device and operating-system requirements apply
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Tyro BYO App | 1.3% per transaction (inc. GST) · No set-up or hardware fees · approval subject to internal assessment and verification | $1.30, paid once |
As tyro.com lists them, read 7 Oct 2026. The maker's own page has the final word.
Verdict
Tyro BYO App offers phone-based contactless EFTPOS with wallet tracking and broad POS/PMS integration. Confirm device compatibility, connectivity, card acceptance, and transaction-based pricing before adopting it.
Facts from Tyro BYO App's own pages
- Android support
- Tap to Pay on Android requires an NFC-enabled device running Android 9.0 or later. · tyro.com, 7 Oct 2026
- Card acceptance limit
- Tyro says some contactless cards may not be accepted by the BYO App. · tyro.com, 7 Oct 2026
- Company
- Tyro says it was founded in 2003 and serves merchants across Australia. · tyro.com, 7 Oct 2026
- Connectivity limit
- The BYO App requires mobile connectivity to use. · tyro.com, 7 Oct 2026
- Founded
- 2003 · tyro.com, 28 Sept 2026
- Headquarters
- Sydney, New South Wales, Australia · tyro.com, 28 Sept 2026
- Intended users
- Tyro describes Tap to Pay on iPhone and Android as suited to small and mobile businesses. · tyro.com, 7 Oct 2026
- iPhone support
- Tap to Pay on iPhone requires iPhone XS or later running iOS 16.4 or later. · tyro.com, 7 Oct 2026
- Payment methods
- It accepts major credit and debit cards and digital wallets, including Apple Pay and Google Pay. · tyro.com, 7 Oct 2026
- POS integrations
- Tyro says it integrates with over 580 POS/PMS systems. · tyro.com, 7 Oct 2026
- Purpose
- The app turns a phone into an EFTPOS terminal for accepting contactless payments without a physical terminal. · tyro.com, 7 Oct 2026
- Security
- Tyro says BYO App transactions use advanced encryption and comply with PCI security standards. · tyro.com, 7 Oct 2026
- Settlement
- Tyro says funds may be received as soon as the next business day, subject to the stated settlement conditions and exclusions. · tyro.com, 7 Oct 2026
- Support
- Tyro advertises Australian-based 24/7 support and lists phone number 1300 00 8976. · tyro.com, 7 Oct 2026
- Transaction tracking
- Apple Pay and Google Pay transactions can be tracked within the BYO App. · tyro.com, 7 Oct 2026
Where Tyro BYO App stands on Freedom251
- Mobile Payment Processing Software#25 of 27