Freedom251 › Mobile Payment Processing Software
MobilePayments
What MobilePayments is
MobilePayments is a payment and sales management service for businesses, available on iOS and the web. Its POS app includes a product library, discounts, split bills, tables, bookings, stock management and team permissions. Businesses can take card, contactless or cash payments through a connected checkout, or use Tap to Pay on a compatible iPhone to accept contactless debit and credit cards, Apple Pay and other digital wallets without extra payment hardware. Remote sales can use Payment Links sent by text, Instagram, WhatsApp or email, as well as QR codes. Links can set a fixed amount or let customers enter one, account for VAT and be reused. Reporting covers live sales, VAT, fees and tips, and the site describes AI tools for asking about sales and stock and creating reports. MobilePayments has a free plan. Listed options include transaction fees and one-time reader prices. Applications are subject to identity verification and eligibility checks, and extra documents may be required. Approved merchant payment processing is provided by Stripe under its applicable terms.
Who it suits
MobilePayments suits businesses that need POS tools for sales, products and stock, including retail, hospitality, health and beauty, and click-and-collect. It also fits freelancers and businesses taking phone orders or collecting payments remotely through links and QR codes.
What it does well
- POS tools cover products, discounts, tables, bookings and team permissions.
- Payment Links can be shared through messaging apps, social media and email.
- Tap to Pay works on compatible iPhones without extra payment hardware.
- Reports include live sales, VAT, fees and tips.
- Reader security includes encryption and EMV certification.
What to know first
- Applications require identity verification and eligibility checks.
- Support is listed Monday to Friday, 8am–6pm.
- Card readers have separate one-time prices; transaction fees apply.
Limits
The free plan is listed, but in-person card payments cost $1.39 per transaction, with Tap to Pay on iPhone adding +10p per transaction and business and non-EU cards at 2.39% total. Payment Links cost $1.88 per successful payment link, with business and non-EU cards at 2.88% total; card readers have separate one-time prices and transaction fees apply.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| In-person card payments | Per transaction; the pricing page also lists Tap to Pay on iPhone at +10p per transaction and business and non-EU cards at 2.39% total. · £0/month POS app · no monthly fees · card reader sold separately | $1.39 |
| Card Reader Pro | One-time hardware price shown on the Card Machines page. · Larger touchscreen terminal · transaction fee applies | $179, paid once |
| Payment Links | Per successful payment link; business and non-EU cards are 2.88% total. · £0 monthly fees · no contract · no separate software charge | $1.88 |
| Smart Terminal | One-time hardware price shown on the Card Machines page. · All-in-one terminal · transaction fee applies | $279, paid once |
| Card Reader | One-time hardware price shown on the Card Machines page. · Compact reader · no monthly fees · transaction fee applies | $49, paid once |
As mobilepayments.co.uk lists them, read 4 Oct 2026. The maker's own page has the final word.
Getting started
- Visit https://www.mobilepayments.co.uk/.
- Use the iOS app or web service.
- Apply for a merchant account and complete identity verification and eligibility checks.
- Choose a payment option: connected checkout, Tap to Pay on iPhone, Payment Links or a card reader.
- For a reader, select Card Reader, Card Reader Pro or Smart Terminal and account for its one-time price.
Verdict
Choose MobilePayments if you want business POS features alongside in-person and remote payment options, including Tap to Pay on iPhone. Look elsewhere if you need support outside the listed weekday hours or want to avoid transaction fees and separate reader costs.
Questions
Is MobilePayments free?
A free plan is listed, with £0/month for the POS app and no monthly fees for Payment Links. Payment processing fees and card reader prices apply to the listed options.
What platforms does it support?
MobilePayments is available on iOS and the web.
What are the listed payment fees?
In-person card payments are $1.39 per transaction; Tap to Pay on iPhone adds +10p per transaction, and business and non-EU cards are 2.39% total. Payment Links cost $1.88 per successful link payment, with business and non-EU cards at 2.88% total.
Do I need a card reader?
No. Tap to Pay on iPhone can take contactless payments on a compatible iPhone without extra payment hardware. Card readers are also available at one-time prices.
Who processes payments?
Stripe provides processing for approved merchant accounts under its applicable terms.
How can I contact support?
Support is listed by phone, WhatsApp, live chat and email, Monday to Friday, 8am–6pm.
Facts from MobilePayments's own pages
- Company
- MobilePayments is operated by MOBILE PAY LTD, registered in England and Wales under company number 15999241, with a registered office in Grimsby, England. · mobilepayments.co.uk, 4 Oct 2026
- Eligibility
- Applications are subject to identity verification and eligibility checks, and additional documents may be required. · mobilepayments.co.uk, 4 Oct 2026
- Founded
- 2024 · mobilepayments.co.uk, 28 Sept 2026
- Headquarters
- Grimsby, England, United Kingdom · mobilepayments.co.uk, 28 Sept 2026
- Intended users
- The site describes the service for businesses of all sizes and lists use cases including retail, freelancers, phone orders, hospitality, health and beauty, and click-and-collect. · mobilepayments.co.uk, 4 Oct 2026
- Link options
- Payment Links support fixed or customer-entered amounts, VAT treatment and reusable links. · mobilepayments.co.uk, 4 Oct 2026
- Payment methods
- Merchants can accept card, contactless or cash through a connected checkout, including Tap to Pay on iPhone and a card reader. · mobilepayments.co.uk, 4 Oct 2026
- POS
- The app includes a point-of-sale system with product library, discounts, split bills, tables, bookings, stock and team permissions. · mobilepayments.co.uk, 4 Oct 2026
- Privacy
- The privacy policy describes encryption during transmission, access controls and regular security audits as data-protection measures. · mobilepayments.co.uk, 4 Oct 2026
- Processing
- Payment processing for approved merchant accounts is provided by Stripe under its applicable terms. · mobilepayments.co.uk, 4 Oct 2026
- Product
- MobilePayments provides tools for taking payments and managing sales, products and reporting. · mobilepayments.co.uk, 4 Oct 2026
- Reader security
- The Card Machines page says all readers feature end-to-end or point-to-point encryption and are EMV certified. · mobilepayments.co.uk, 4 Oct 2026
- Remote payments
- Payment Links can be shared by text, Instagram, WhatsApp or email, and customers can also scan a QR code. · mobilepayments.co.uk, 4 Oct 2026
- Reporting
- Its reporting shows live sales, VAT, fees and tips, and the site describes AI features for asking questions about sales and stock and creating reports. · mobilepayments.co.uk, 4 Oct 2026
- Support
- Support is listed as available Monday to Friday, 8am–6pm, by phone, WhatsApp, live chat and email. · mobilepayments.co.uk, 4 Oct 2026
- Tap to Pay
- Tap to Pay on iPhone accepts contactless debit and credit cards, Apple Pay and other digital wallets on a compatible iPhone without extra payment hardware. · mobilepayments.co.uk, 4 Oct 2026