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Best Open Banking Payment Platforms in 2026

Open banking payment platforms can support bank-connected transactions, with published details that help distinguish their payment flows and coverage. Compared on bank authentication, payment frequency, settlement speed, and supported countries, the entries also specify payment webhooks and refunds. Free-plan availability and paid-from pricing offer additional cost context. TrueLayer Data API, Lean Payments, and Trustly are among the platforms included. Compare their stated country coverage and transaction features with the markets and payment requirements you need to support, including authentication, settlement, and refund handling.

  1. 1

    TrueLayer Data API

    Free plan AndroidAPIiPhone+1

    TrueLayer Data API brings several kinds of bank and card data into one integration, with multiple listed SDK and library options.

    7.1 Pricing on request Visit site
  2. 2

    Tarabut Gateway Account Information

    Free plan APIWeb

    Tarabut Connect provides bank data after customer consent, with an embedded journey and API refresh requests.

    6.9 Pricing on request Visit site
  3. 3

    Tink

    Free plan APIWeb

    Choose Tink if your business needs European bank connectivity for payments, enriched financial data, or account-to-account risk checks. Its free sandbox can help teams explore products with test data.

    6.9 Pricing on request Visit site
  4. 4

    Crezco

    Free trial APIWeb

    Crezco combines embedded payment APIs, bill payments, international payouts, and accounting integrations for business platforms.

    6.3 From £10/mo · 30-day trial Visit site
  5. 5

    Plaid

    Free trial AndroidAPIiPhone+1

    Choose Plaid if your app or service needs financial account connections, financial data, or bank payment processing across its listed products.

    6.2 Pricing on request Visit site
  6. 6

    Fire Payments API

    Paid AndroidAPIiPhone+1

    Choose Fire Payments API if your fintech or corporate operation needs to integrate Fire payments, payouts, card controls and reconciliation into its own systems.

    5.9 From €10/mo Visit site
  7. 7

    Finexer

    Paid APIWeb

    Finexer combines bank data access, payment initiation and identity checks for business services. Its stated Instant Payments availability is limited to UK businesses and GBP.

    5.7 Pricing on request Visit site
  8. 8

    Fintecture

    Paid APIWeb

    Fintecture combines bank-transfer collections and disbursement options with tools for reconciliation and payment requests.

    5.6 Pricing on request Visit site
  9. 9

    Lean Payments

    Paid AndroidAPIiPhone+1

    Lean combines bank payments, payouts, and financial-data access through APIs and a dashboard.

    5.5 Pricing on request Visit site
  10. 10

    Neopay Payment Initiation

    Paid APIWeb

    Neopay combines open-banking payments with card, wallet, recurring-payment, and refund options.

    5.5 From €0.20 Visit site
  11. 11

    Noda

    Paid APIWeb

    Noda combines open banking payments with card and wallet options, several integration routes, and stated instant or near-instant settlement.

    5.5 Visit site
  12. 12

    Finshark

    Paid APIWeb

    Choose Finshark if your business needs bank-to-bank payments, payouts, or real-time financial data through APIs.

    5.4 Pricing on request Visit site
  13. 13

    Trustly

    Paid AndroidAPIiPhone+1

    Trustly covers several bank-based payment and account services, with both direct API and provider-based integration routes. Merchants need to contact sales for pricing details.

    5.4 Pricing on request Visit site
  14. 14

    Volt

    Paid AndroidAPIiPhone+1

    Volt combines payment acceptance, payout, and fund-management products with several integration routes.

    5.4 Pricing on request Visit site
  15. 15

    Pay by Bank from allpay

    Paid AndroidiPhoneWeb

    Organisations collecting rent, bills or other regular payments can consider Pay by Bank for bank-authorised account-to-account checkout.

    5.3 Pricing on request Visit site
  16. 16

    Salt Edge Payment Initiation

    Paid APIWeb

    Choose Salt Edge Payment Initiation if your business needs account-to-account payments through open banking, with broad stated bank coverage and options for corporate payment workflows.

    5.3 Pricing on request Visit site
  17. 17

    TrueLayer Payments

    Paid AndroidAPIiPhone+1

    Choose TrueLayer Payments if your business needs Pay by Bank with browser, mobile, or API integration options and support for payouts and refunds.

    5.2 Pricing on request Visit site
  18. 18

    Brite Payments

    Paid AndroidiPhoneWeb

    Consider Brite Payments if instant settlement, refunds, and payment webhooks match your payment needs. Look elsewhere if you need a price before contacting the company, since pricing is on request.

    5.1 Pricing on request Visit site
  19. 19

    Yapily Payments

    Paid APIWeb

    Yapily Payments combines bank-account payments, multiple integration options and broad stated bank connectivity.

    5.0 Pricing on request Visit site
  20. 20

    Token.io Data

    Paid APIWeb

    Choose Token.io Data if your financial service needs customer-consented access to bank balances, account details, transactions, or standing orders and can integrate through Hosted Pages or an API.

    4.9 Pricing on request Visit site
  21. 21

    Yapily Data

    Paid API

    Choose Yapily Data if your application needs real-time, consent-based bank information across supported account types and geographies.

    4.9 Pricing on request Visit site
  22. 22

    Google Apigee

    Paid Web

    Apigee offers several API management capabilities alongside pricing tiers based on proxy type, calls, and environments. Review the relevant usage and regional costs before choosing a plan.

    4.8 From $13 · 60-day trial Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

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