No. 10 of 22 ·Open Banking Payment Platforms

Fire Payments API

Web · Android · iPhone · API

Freedom report

Two barsScore 5.2

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely3 of 6 device platforms
DocumentedPlans, terms and facts published

Fire Payments API is ranked #10 of 22 in open banking payment platforms on Freedom251. It runs on Android, API, iOS, Web. There is no free plan.

Fire Payments API plans and pricing

All plans

Fire Business Account (API access) Not published Contact Fire’s sales team for an account; customised corporate pricing is available on request. API access requires a Fire account · standard business fees vary by service and currency fire.com · 28 Sept 2026

Compared on open banking payment platforms

Free plan: No
Supported countries: 2 countries
Bank authentication: redirect
Payment frequency: both
Payment webhooks: Yes
Refunds: Yes

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The record

Purpose: The Fire Payments API integrates Fire’s digital payment services into applications and back-office systems to automate payment processes.
Payouts: The API can initiate batches of internal transfers and local or cross-border payouts from a customer’s own systems.
Cards: The API can issue cards and let customers block or unblock them and manage limits from their own systems.
Open banking: The API can create payment requests so customers can pay by bank transfer, with additional data collected for reconciliation.
Reconciliation: The API can retrieve current transaction, payee, user and balance information to support automated reconciliation and internal operations.
Cash flow: Customers can check balances and transfer funds between their Fire accounts in real time through the API.
Integrations: Fire provides an OpenAPI specification that developers can use with their preferred programming language to build a client library for backend integration.
Account setup: Fire says customers should contact its sales team to create a Fire account before setting up an API application with selected permissions.
Security: Fire says its payment services use a security framework designed to meet PSD2 technical standards, including authorisation and authentication of payment batches through the Fire for Business mobile app.
Regulation: Fire-EU is regulated as a Payment Institution by the Central Bank of Ireland and Fire-UK is authorised as an Electronic Money Institution by the FCA.
Safeguarding: Fire says customer funds are safeguarded in accounts separate from its operational funds, and this safeguarding is different from bank deposit guarantee schemes.
Notable limits: Fire’s TPP API documentation says it does not currently support standing orders, scheduled payments or the event notification API.
Support: Fire directs prospective customers to [email protected] and existing customers to [email protected].
Intended customers: Fire says it focuses on fintechs and corporate clients that need integrated payment processing as part of their business.

Where it ranks on Freedom251

Best Open Banking Payment Platforms in 2026#10 of 22

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Sources

fire.com/the-fire-api/· checked 28 Sept 2026
docs.fire.com/docs/get-an-sdk· checked 28 Sept 2026
docs.fire.com/docs/getting-started· checked 28 Sept 2026
fire.com/services/payment-and-accounts/· checked 28 Sept 2026
fire.com/about/regulatory-status/· checked 28 Sept 2026
fire.com/the-fire-api/tpp-api-documentation/· checked 28 Sept 2026
fire.com/support/· checked 28 Sept 2026
fire.com/about/· checked 28 Sept 2026