No. 27 of 70 ·Bank Connectivity Software

Tink

Web · API

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Freedom report

One barScore 5.4

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

Tink is ranked #27 of 70 in bank connectivity software on Freedom251. It runs on API, Web.

Tink plans and pricing

All plans

Standard Not published Personal accounts · current, savings and credit card accounts · Tink's license · guaranteed response and resolution times not included tink.com · 8 Oct 2026

Enterprise Not published Custom pricing · Tink or your own license · tailored offering · premium support · guaranteed response and resolution times available tink.com · 8 Oct 2026

Compared on bank connectivity software

Free plan: No
Supported data types: current accounts, savings accounts, credit cards, investments, pensions, loans, mortgages, identity and transaction data
Connection methods: REST API, Tink Link SDK, PSD2 bank APIs
Refresh frequency: on_demand

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The record

Product: Tink is an open banking platform offering payment services and financial data enrichment to businesses.
Use cases: Tink lists customer onboarding, account top-ups, invoice settlement, ecommerce, income and affordability assessment, risk decisioning, and consumer engagement as use cases.
Connectivity: Tink says its API provides access to financial data through connections to European banks and financial institutions.
Payments: Tink Payments lets end users authenticate and initiate payments and transfers from their bank accounts.
Data enrichment: Data Enrichment includes transaction categorisation, recurring transaction detection, and forecasts of upcoming transactions.
Risk checks: Risk Signals checks account data, live balances, transaction history, and payment velocity to help monitor and manage account-to-account payment risk.
Developer tools: Tink offers a single API integration, SDKs, developer guides, API references, and sample projects.
Integrations: Tink says its platform connects to more than 3,000 banks and financial institutions across Europe.
Security: Tink states that its systems are SOC 2 Type II compliant for the Security and Availability Trust Service Criteria.
License: Tink says customers can use its ready-made authentication flows under Tink’s PSD2 license.
Free sandbox: A free account lets users try Tink products with test data in a sandbox environment before upgrading to an Enterprise account.
Limits: The FAQ says Tink provides four background data refreshes every 24 hours.
Support: Enterprise customers can contact support through the support portal at any time, while Tink does not guarantee response or resolution times for customers without an Enterprise agreement.
Availability: Tink says it serves 19 European markets and operates from 13 offices.

Where it ranks on Freedom251

Best Bank Connectivity Software in 2026#27 of 70
Best Open Banking Payment Platforms in 2026#12 of 22

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Sources

tink.com· checked 8 Oct 2026
tink.com/products/pay-by-bank/· checked 8 Oct 2026
tink.com/products/data-enrichment/· checked 8 Oct 2026
tink.com/products/risk-signals/· checked 8 Oct 2026
tink.com/about-us/· checked 8 Oct 2026
tink.com/faq/· checked 8 Oct 2026
tink.com/pricing/· checked 8 Oct 2026