Freedom251 › Open Banking Payment Platforms
Crezco
What Crezco is
Crezco provides an API and financial products that let platforms embed payments for small and medium-sized businesses. Its bill-payment tools handle real-time or scheduled bank transfers, card payments, domestic and international suppliers, and single or bulk payments. Platforms can embed payables while controlling the user experience and payment fees. Crezco describes real-time international payouts to more than 180 countries in over 36 currencies. Accounting integrations include Xero, QuickBooks, Quickfile, Sage, SIF Health, MazApp, Duport, and Haibooks; Xero imports outstanding bills from up to the previous 365 days. The service is available on web and API, with payment webhooks and instant settlement. Bank authentication uses a redirect. Plans are Collect Plus at £10 a month, Send Plus at £20 a month, and Premium at £27 a month. There is no free plan, but a 30-day trial is listed.
Who it suits
Crezco suits platforms embedding payment collection or payouts for small and medium-sized businesses, as well as businesses sending or receiving supplier payments. Its accounting integrations support organizations using the listed bookkeeping systems.
What it does well
- Supports bank and card payments
- Real-time payouts to 180+ countries
- Integrates with major accounting platforms
- Offers API and payment webhooks
- Instant settlement
What to know first
- No free plan
- Plans start at £10 a month
- International payments carry listed percentage fees
- Bank authentication uses a redirect
Limits
There is no free plan. The lowest listed plan, Collect Plus at £10/ month, includes receiving payments, multiple-use payment links, and international payments from 0.35%. Xero bill imports cover outstanding bills from up to the previous 365 days.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Collect Plus | £10/ month · Receive payments · Multiple use payment links · International payments from 0.35% | £10 a month |
| Send Plus | £20/ month · Send single payments · Instant bulk payments up to 250 · Scheduled bulk payments · International payments from 0.35% | £20 a month |
| Premium | £27/ month · Receive payments · Multiple use payment links · Send single payments · Instant bulk payments up to 500 · Scheduled bulk payments · International payments from 0.35% | £27 a month |
As crezco.com lists them, read 5 Oct 2026. The maker's own page has the final word.
Getting started
- Visit https://www.crezco.com/.
- Choose a plan: Collect Plus at £10/ month, Send Plus at £20/ month, or Premium at £27/ month.
- Use the advertised 30-day trial where applicable; Send Plus and Premium subscribers get a one-month trial.
- Access Crezco through web or API.
Verdict
Crezco combines embedded payment APIs, bill payments, international payouts, and accounting integrations for business platforms. Paid plans begin at £10 a month, with a listed 30-day trial and no free tier.
Questions
How much do Crezco plans cost?
Collect Plus is £10/ month, Send Plus is £20/ month, and Premium is £27/ month.
Does Crezco offer a free plan or trial?
There is no free plan. Crezco advertises a 30-day trial, and customers subscribing to Send Plus or Premium get a one-month free trial.
Which platforms does Crezco support?
Crezco is available through web and API.
Which accounting integrations are listed?
Crezco lists Xero, QuickBooks, Quickfile, Sage, SIF Health, MazApp, Duport, and Haibooks.
Can payments be sent internationally?
Crezco describes real-time international payouts in more than 36 currencies to more than 180 countries. Its plans also list international payments from 0.35%.
Who regulates Crezco?
Crezco says it is authorised and regulated by the UK Financial Conduct Authority as an electronic money institution, firm reference 1027543.
Facts from Crezco's own pages
- Accounting integrations
- Crezco lists integrations with Xero, QuickBooks, Quickfile, Sage, SIF Health, MazApp, Duport, and Haibooks. · support.crezco.com, 5 Oct 2026
- Bill payments
- Its bill payment product supports real-time and scheduled bank transfers, card payments, domestic and international suppliers, and single or bulk payments. · crezco.com, 5 Oct 2026
- Developer support
- Crezco advertises expert support for platform partners and their users. · crezco.com, 5 Oct 2026
- Embedded payment API
- Crezco says platforms can embed payables in their product and retain control of the user experience and payment fees. · crezco.com, 5 Oct 2026
- Global payouts
- Crezco describes real-time international payouts in more than 36 currencies to more than 180 countries. · crezco.com, 5 Oct 2026
- Headquarters
- 123 Buckingham Palace Rd, London, SW1W 9SH, United Kingdom · crezco.com, 28 Sept 2026
- Partner platform billing
- A Crezco plan is not required when payments are sent only within a partner platform, where billing is handled by that partner. · support.crezco.com, 5 Oct 2026
- Payment safeguarding
- Crezco says its e-money partner Currencycloud safeguards funds while they are held in the account, until they are paid to the beneficiary. · crezco.com, 5 Oct 2026
- Product
- Crezco provides an API and financial products that let platforms embed payments for small and medium-sized businesses. · crezco.com, 5 Oct 2026
- Regulatory status
- Crezco says it is authorised and regulated by the UK Financial Conduct Authority as an electronic money institution, firm reference 1027543. · crezco.com, 5 Oct 2026
- Security certifications
- Crezco states that it is SOC 2 and ISO certified and offers enterprise SLAs and a custom-built fraud engine. · crezco.com, 5 Oct 2026
- Trial
- A help article says customers subscribing to Send Plus or Premium get a one-month free trial. · support.crezco.com, 5 Oct 2026
- Xero bill import limit
- Crezco imports outstanding Xero bills from up to the previous 365 days. · support.crezco.com, 5 Oct 2026
Where Crezco stands on Freedom251
- Open Banking Payment Platforms#4 of 22