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Crezco vs TrueLayer Data API

Both stand on open banking payment platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Crezco

Free trial APIWeb

Crezco combines embedded payment APIs, bill payments, international payouts, and accounting integrations for business platforms. Paid plans begin at £10 a month, with a listed 30-day trial and no free tier.

Visit Crezco

TrueLayer Data API

Free plan AndroidAPIiPhone+1

TrueLayer Data API brings several kinds of bank and card data into one integration, with multiple listed SDK and library options. The free Sandbox is limited to mock data; production requires a commercial agreement and KYB/KYC.

Visit TrueLayer Data API

The facts

CrezcoTrueLayer Data API
Free planA free trialYes
Open sourceNot publishedNot published
Runs onAPI, WebAndroid, API, iPhone, Web
Lowest paid planCollect Plus: £10 a monthFree or on request
Plans published32
MakerNot publishedNot published
Websitecrezco.comtruelayer.com
On open banking payment platforms#4 of 22#1 of 22

Crezco: what it does well

  • Supports bank and card payments
  • Real-time payouts to 180+ countries
  • Integrates with major accounting platforms
  • Offers API and payment webhooks
  • Instant settlement

What to know first

  • No free plan
  • Plans start at £10 a month
  • International payments carry listed percentage fees
  • Bank authentication uses a redirect

TrueLayer Data API: what it does well

  • One interface for integrated-bank data
  • Supports account and card-level information
  • Lists libraries for four programming languages
  • Sandbox plan is free for mock-data testing

What to know first

  • Sandbox has no production access
  • Production pricing is based on volume and use case
  • Non-regulated users must use the customizable authentication flow
  • Identical requests are cached for one hour

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